AGIBER
ActiveThe computed 12-month bankruptcy probability of AGIBER is 5.8% (elevated). The 2024 annual accounts show equity of €598k and a net result of €106k. Equity is growing by ~85.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 18940 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency100▲+5
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
5.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity ample (current ratio 6.12 against 3.26 in 2023; short-term debt: 15.4% and cash: 12.6% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.4%
Return on assets
14.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
72 d late
2022
77 d late
2021
20 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€710k▼ 13.5%
2023 · €821k
2021: €419k
2022: €745k
2023: €821k
2021 → 2024
EBIT margin
21.2%▼ 19.6pp
2023 · 40.8%
2021: 35.4%
2022: 22.9%
2023: 40.8%
2021 → 2024
Net result
€106k▼ 64.2%
2023 · €296k
2021: €148k
2022: €168k
2023: €296k
2021 → 2024
Working capital
€564k▲ 25.5%
2023 · €450k
2021: €32k
2022: €151k
2023: €450k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€419k-€745k▲ 78.1%€821k▲ 10.2%€710k▼ 13.5%
Equity€103k-€196k▲ 91.1%€492k▲ 151%€598k▲ 21.5%
Operating result€148k-€171k▲ 15.2%€335k▲ 96.6%€151k▼ 55.1%
Net result€148k-€168k▲ 14.2%€296k▲ 75.6%€106k▼ 64.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 55% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €717k
Fixed assets
€42k▼ 16.9%
Current assets
€674k▲ 4.0%
Equity and liabilities €717k
Equity
€598k▲ 21.5%
Debt
€119k▼ 42.6%
The debt ratio falls from 29.7% to 16.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€174k▼
2023 · €363k
Cash flow
€129k▼
2023 · €324k
Solvency
83.4%▲
2023 · 70.3%
Current ratio
6.12▲
2023 · 3.26
Quick ratio
6.07▲
2023 · 3.23
Debt / equity
0.20▼
2023 · 0.42
ROE
17.7%▼
2023 · 60.1%
ROA
14.8%▼
2023 · 42.3%
Interest coverage
297.52▲
2023 · 188.77
Debt
€119k▼
2023 · €208k
Debt ≤ 1 year
€110k▼
2023 · €199k
Income taxes
€39k▲
2023 · €28k
Staff costs
€42k▼
2023 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€699k€717k▲
Fixed assets21/28€51k€42k▼
Tangible fixed assets22/27€45k€36k▼
Plant, machinery and equipment23€22k€7k▼
Furniture and vehicles24€2k€8k▲
Other tangible fixed assets26€21k€21k▲
Financial fixed assets28€6k€6k=
Current assets29/58€648k€674k▲
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€524k€578k▲
Trade receivables40€27k€27k=
Other amounts receivable41€497k€551k▲
Cash at bank and in hand54/58€118k€91k▼
Equity and liabilities
Total equity and liabilities10/49€699k€717k▲
Equity10/15€492k€598k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€487k€593k▲
Amounts payable17/49€208k€119k▼
Amounts payable within one year42/48€199k€110k▼
Trade debts44€29k€96k▲
Suppliers440/4€29k€96k▲
Taxes, remuneration and social security45€62k€15k▼
Taxes450/3€35k€12k▼
Remuneration and social security454/9€27k€3k▼
Other amounts payable47/48€108k-
Accrued charges and deferred income492/3€9k€9k=
Income statement
Code20232024
Turnover70€821k€710k▼
Goods, raw materials, services and sundry goods60/61€382k€490k▲
Remuneration, social security and pensions62€70k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€23k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€439k€220k▼
Operating profit (loss)9901€335k€151k▼
Financial income75/76B€783€2k▲
Recurring financial income75€407€0▼
Non-recurring financial income76B€376€2k▲
Financial charges65/66B€13k€8k▼
Recurring financial charges65€2k€584▼
Non-recurring financial charges66B€11k€8k▼
Profit (loss) for the period before taxes9903€324k€144k▼
Income taxes67/77€28k€39k▲
Profit (loss) for the period9904€296k€106k▼
Profit (loss) for the period to be appropriated9905€296k€106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€487k€593k▲
Profit (loss) brought forward from the previous period14P€191k€487k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Weakest financial yearnet €106k ▼64.2%
Net result drops to €106k, the lowest in the series.
31-12
Financial
Equity above €500kEq €598k ▲21.5%
4 profitable years in a row build equity to €598k.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
31-12
Financial
Highest result since 2021net €296k ▲75.6%
Operating result €335k, net result €296k, both a record.
31-12
Financial
Equity above €200kEq €492k ▲151%
3 profitable years in a row build equity to €492k.
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2022
31-12
Financial
Equity above €150kEq €196k ▲91.1%
2 profitable years in a row build equity to €196k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Goriksplein 251000 BrusselGround area
314 m²
Building footprint
369 m²
Volume, LiDAR
4,159 m³
Parcel 21811M0923/00K000, Brussels · tallest building 17.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AGIBER
since 20202.306.480.549
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0923/00K000 | Brussels | 314 m² | 1 · 369 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.306.480.549
Similar companies · same sector, comparable size
Vassili TILKERIDIS
BE 0866.925.919
Eupen · Eq €597k
VIMMA
BE 0537.306.754
Mol · Eq €597k
Bar'z FOOD & DRINKS
BE 0676.965.176
Aalter · Eq €597k
La Brasserie du Quai 10
BE 0661.904.145
Charleroi · Eq €596k
LAUSTI
BE 0478.606.413
Anzegem · Eq €596k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 1,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.