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Complete company report
Generated 18-08-2026
Active BE 0436.501.879Public limited company

AGFA FINANCE

Septestraat 27 ·2640 Mortsel, Belgium· 37 yrs active
Sector: Financiële lease (64910)
Conclusion Checked

AGFA FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Board 4
Locations 1
Publications 15
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 28-05-2026 2026-00130249
31-12-2024 volledig 16-05-2025 2025-00100311
31-12-2023 volledig 22-05-2024 2024-00097129
31-12-2022 volledig 16-05-2023 2023-00091362
31-12-2021 volledig 24-05-2022 2022-20035093
31-12-2020 volledig 31-05-2021 2021-16600107
31-12-2019 volledig 27-05-2020 2020-13500278
31-12-2018 volledig 23-05-2019 2019-14400014
31-12-2017 volledig 30-05-2018 2018-14800026
31-12-2016 volledig 18-05-2017 2017-12700204
Directors & mandates 17 directors
Current directors & mandates
  • Sofie Van Grieken
    Commissaris (vertegenwoordiger)
    State Gazette act 24127052 (29-08-2024)
    Current
    29-08-2024 → present
  • Erik Deweerdt
    Director
    State Gazette act 24127052 (29-08-2024)
    Current
    09-07-2024 → present
    2 events
    • 29-08-2024 Appointed· Director
    • 09-07-2024 Appointed· Director
  • Hannelore De Wilde
    Director
    State Gazette act 24127052 (29-08-2024)
    Current
    09-07-2024 → present
    2 events
    • 29-08-2024 Appointed· Director
    • 09-07-2024 Appointed· Director
  • Bert Heylen
    Director
    State Gazette act 23084334 (29-06-2023)
    Current
    29-05-2017 → present
    3 events
    • 29-06-2023 Appointed· Director
    • 29-05-2017 Appointed· Director
    • 02-06-2008 Resigned· Director
Historic, not recently confirmed (5)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Frederic Poesen
    Wettelijk vertegenwoordiger
    State Gazette act 16075655 (02-06-2016)
    Not recently confirmed
    last confirmed in an act from 2016
  • William G. Melone
    Director
    State Gazette act 10108995 (22-07-2010)
    Not recently confirmed
    last confirmed in an act from 2010
  • Johan Willaert
    Director
    State Gazette act 08079993 (02-06-2008)
    Not recently confirmed
    last confirmed in an act from 2008
  • Kris Hoornaert
    Director
    State Gazette act 08079993 (02-06-2008)
    Not recently confirmed
    last confirmed in an act from 2008
  • Freddy Vanhoesen
    Director
    State Gazette act 05081978 (10-06-2005)
    Not recently confirmed
    last confirmed in an act from 2005
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Frederic Poesen
    Vaste vertegenwoordiger
    State Gazette act 21079273 (02-07-2021)
    Permanent representative
    28-05-2018 → present
    2 events
    • 02-07-2021 Appointed· Vaste vertegenwoordiger
    • 28-05-2018 Appointed· Vaste vertegenwoordiger
Former directors (8)
  • Magda Deburghgraeve
    Director
    State Gazette act 20063063 (04-06-2020)
    Former
    04-06-2020 → 23-01-2025
    2 events
    • 23-01-2025 Resigned· Director
    • 04-06-2020 Appointed· Director
  • Bart Van Isterdael
    Director
    State Gazette act 20063063 (04-06-2020)
    Former
    10-06-2005 → 09-07-2024
    3 events
    • 09-07-2024 Resigned· Director
    • 04-06-2020 Appointed· Director
    • 10-06-2005 Appointed· Director
  • Anne Vleminckx
    Director
    State Gazette act 05081978 (10-06-2005)
    Former
    10-06-2005 → 02-06-2008
    2 events
    • 02-06-2008 Resigned· Director
    • 10-06-2005 Appointed· Director
  • F. Delwiche
    Director
    State Gazette act 05081978 (10-06-2005)
    Former
    - → 10-06-2005
  • G. Verbaet
    Director
    State Gazette act 05081978 (10-06-2005)
    Former
    - → 10-06-2005
3 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor 5 auditor
Statutory auditor IRE/IBR number Tenure
PwC Bedrijfsrevisoren BVCurrent
Statutory auditor
 - 29-08-2024 → present
Show 4 earlier auditors
Filip De Bock
Statutory auditor
 - - → 02-06-2015
KPMG
Statutory auditor
succeeded by KPMG Bedrijfsrevisoren Burg. CVBA in 2018
 - 02-06-2015 → 28-05-2018
KPMG Bedrijfsrevisoren Burg. BV/SRL
Statutory auditor
succeeded by PwC Bedrijfsrevisoren BV in 2024
 - 02-07-2021 → 29-08-2024
KPMG Bedrijfsrevisoren Burg. CVBA
Statutory auditor
succeeded by KPMG Bedrijfsrevisoren Burg. BV/SRL in 2021
 - 28-05-2018 → 02-07-2021
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Financiële lease(64910)
Legal form Public limited company(014)
Incorporation06-01-1989
StatusActive
Postal code2640
Establishment units 1 location
Septestraat 27, 2640 Mortsel
Verhuur van auto's
since 19972.042.010.148
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0072/00P004
ProtectedMonumentGrote schoorsteen Agfa-GevaertSource ↗
 Flanders 7.9 ha 1 · 5,389 m² 43.2 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 25 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
16-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
23-01-2025
State Gazette act Director changes
v3.2
2024
29-08-2024
State Gazette act Director changes
v3.2
09-07-2024
State Gazette act Director changes
v3.2
22-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
29-06-2023
State Gazette act Director changes
v3.2
16-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
24-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
02-07-2021
State Gazette act Director changes
v3.2
31-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
04-06-2020
State Gazette act Director changes
v3.2
27-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
25-05-2020
State Gazette act Statutes amendment
v3.2
2019
23-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
28-05-2018
State Gazette act Director changes
v3.2
2017
29-05-2017
State Gazette act Director changes
v3.2
18-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
02-06-2016
State Gazette act Director changes
v3.2
04-05-2016
State Gazette act Capital & shares
v3.2
2015
02-06-2015
State Gazette act Director changes
v3.2
2010
22-07-2010
State Gazette act Director changes
v3.2
2008
02-06-2008
State Gazette act Director changes
v3.2
2005
10-06-2005
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 25 acts read

We know of 25 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 15 acts
Capital history · 1
04-05-2016
v3.2
All acts · 15 updated 1 year ago
2025
23-01-2025 Magda Deburghgraeve resigns as director Director changes
  • Magda Deburghgraeve, Bestuurder
Summary: v3.2
Technical details 
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2024
29-08-2024 4 directors appointed Director changes
  • Erik Deweerdt, Bestuurder
  • Hannelore De Wilde, Bestuurder
  • PwC Bedrijfsrevisoren BV, Commissaris
  • Sofie Van Grieken, Commissaris (vertegenwoordiger)
Summary: v3.2
Technical details 
{
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    },
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        "rrn": null,
        "name": "Hannelore De Wilde",
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      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "PwC Bedrijfsrevisoren BV",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris (vertegenwoordiger)",
      "person": {
        "rrn": null,
        "name": "Sofie Van Grieken",
        "address": null,
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      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
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09-07-2024 2 directors appointed, 1 resigning Director changes
  • Erik Deweerdt, Bestuurder
  • Hannelore De Wilde, Bestuurder
  • Bart Van Isterdael, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Van Isterdael",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Deweerdt",
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      }
    },
    {
      "kind": "director_in",
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        "rrn": null,
        "name": "Hannelore De Wilde",
        "address": null,
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      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
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    "name_full": "Agfa Finance"
  }
}
2023
29-06-2023 Bert Heylen appointed as director Director changes
  • Bert Heylen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bert Heylen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "Agfa Finance"
  }
}
2021
02-07-2021 2 directors appointed Director changes
  • KPMG Bedrijfsrevisoren Burg. BV/SRL, Commissaris
  • Frederic Poesen, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren Burg. BV/SRL",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Frederic Poesen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "Agfa Finance"
  }
}
2020
04-06-2020 2 directors appointed Director changes
  • Magda Deburghgraeve, Bestuurder
  • Bart Van Isterdael, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Magda Deburghgraeve",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Van Isterdael",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "Agfa Finance"
  }
}
25-05-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
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  },
  "name_change": {
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    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": true
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "AGFA FINANCE"
  },
  "legal_form_change": {
    "new": "Naamloze vennootschap",
    "old": "Naamloze vennootschap",
    "changed": false
  }
}
2018
28-05-2018 2 directors appointed Director changes
  • KPMG Bedrijfsrevisoren Burg. CVBA, Commissaris
  • Frederic Poesen, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren Burg. CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Frederic Poesen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
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  "subject_company": {
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    "name_full": "Agfa Finance"
  }
}
2017
29-05-2017 Bert Heylen appointed as director Director changes
  • Bert Heylen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bert Heylen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
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  }
}
2016
02-06-2016 Frederic Poesen appointed as wettelijk vertegenwoordiger Director changes
  • Frederic Poesen, Wettelijk vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "wettelijk vertegenwoordiger",
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        "rrn": null,
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  "schema": "v3.2",
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  "subject_company": {
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  }
}
04-05-2016 Capital decrease of €45,000,000.00 to €24,552,962.18 Capital & shares
  • €69.552.962,18 → €24.552.962,18
Summary: v3.2
Technical details 
{
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    {
      "kind": "capital_decrease",
      "after_eur": 24552962.18,
      "delta_eur": -45000000.00000001,
      "before_eur": 69552962.18,
      "contribution_type": null
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  ],
  "schema": "v3.2",
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}
2015
02-06-2015 1 director appointed, 1 resigning Director changes
  • KPMG, Commissaris
  • Filip De Bock, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
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      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG",
        "address": null,
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    },
    {
      "kind": "director_out",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Filip De Bock",
        "address": null,
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  ],
  "schema": "v3.2",
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  "subject_company": {
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    "name_full": "Agfa Finance"
  }
}
2010
22-07-2010 William G. Melone appointed as director Director changes
  • William G. Melone, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "William G. Melone",
        "address": null,
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    }
  ],
  "schema": "v3.2",
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  "subject_company": {
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  }
}
2008
02-06-2008 2 directors appointed, 2 resigning Director changes
  • Johan Willaert, Bestuurder
  • Kris Hoornaert, Bestuurder
  • Bert Heylen, Bestuurder
  • Anne Vleminckx, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bert Heylen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Johan Willaert",
        "address": null,
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      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne Vleminckx",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kris Hoornaert",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "AGFA FINANCE"
  }
}
2005
10-06-2005 3 directors appointed, 5 resigning Director changes
  • Anne Vleminckx, Bestuurder
  • Freddy Vanhoesen, Bestuurder
  • Bart Van Isterdael, Bestuurder
  • F. Delwiche, Bestuurder
  • P. Galbraith, Bestuurder
  • M. Gedopt, Bestuurder
  • J. Ingeibrecht, Bestuurder
  • G. Verbaet, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "F. Delwiche",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "P. Galbraith",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
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        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "J. Ingeibrecht",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "G. Verbaet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne Vleminckx",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Freddy Vanhoesen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Van Isterdael",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0436.501.879",
    "name_full": "AGFA FINANCE"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Financiële lease64910Financiële lease64910Financiële leasing65210Verhuur van auto's71100Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110
Primary activity highlighted.
Names & trade names
Legal nameNL AGFA FINANCE
Registered office
Septestraat 27
2640 Mortsel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 9 of 187 with filed accounts
A.S. STUDIO'S BE 0440.194.512 · Brecht
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative