Financials
- Fiscal year
- 2025
- Total assets
- €16,086
- Profit
- €6,184
- Solvency
- 47.5%
AGER HOUSE
ActiveSummary
AGER HOUSE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,634 and a net result of €6,184. Its solvency ranks better than 54% of 9,039 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€16,086total assets 2025
- Equity
- €7,634
- Profit
- €6,184
Turnover not published (abridged schema)
Structure
Accounts 57 days early0 of 1 deed read
Why 70- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €16,086+ Liquidity: current ratio 1.76, cash €13,820Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 75% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
72
equity 47.5% of total assets
Liquidity
73
short-term debt 52.5% · cash 85.9%
Profitability
100
return on assets 38.4%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 3.6%
01-2026: 3.7%▲ +0.1 percentage points vs 12-2025
02-2026: 3.8%▲ +0.1 percentage points vs 01-2026
03-2026: 4.1%▲ +0.3 percentage points vs 02-2026
04-2026: 4.2%▲ +0.1 percentage points vs 03-2026
05-2026: 4.6%▲ +0.4 percentage points vs 04-2026
06-2026: 5.0%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 5.0%● unchanged vs 06-2026highest value
08-2026: 4.8%▼ -0.2 percentage points vs 07-2026
09-2026: 4.8%● unchanged vs 08-2026
10-2026: 0.8%▼ -4.0 percentage points vs 09-2026lowest value
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.76; short-term debt: 52.5% and cash: 85.9% of total assets), but 52.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 56% on solvency, 77% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-03-2026, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 15-11-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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