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AGENCIMMO

Active
Private limited company (pre-2019)founded 200520 yrs activeDiamantlaan 213, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0877.244.343
Summary

AGENCIMMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€53,502) and a net result of €3,832. Equity is shrinking by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 9138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
AGENCIMMOActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150NACE 51150
1 site
Size
€16,854total assets 2025
Equity
-€53,502
Profit
€3,832
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 18 d late0 of 7 deeds read
Why 56Capped at 59: negative equity- Negative equity -€53,502+ Size: total assets €16,854+ Founded in 2005+ Liquidity: current ratio 2.37, cash €3,602Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 58% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -317.4% of total assets
Liquidity 76+67
short-term debt 11.0% · cash 21.4%
Profitability 97+47
return on assets 22.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.3%● 0.0% vs 12-2024 02-2025: 1.3%● 0.0% vs 01-2025 03-2025: 1.4%▲ +3.7% vs 02-2025 04-2025: 1.4%▲ +0.9% vs 03-2025 05-2025: 1.4%▼ -4.0% vs 04-2025 06-2025: 1.3%▼ -1.4% vs 05-2025 07-2025: 1.5%▲ +14.5% vs 06-2025highest value 08-2025: 0.7%▼ -51.6% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%● 0.0% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.8%▲ +1.9% vs 02-2026 04-2026: 0.8%▲ +6.1% vs 03-2026 05-2026: 0.8%▼ -4.3% vs 04-2026 06-2026: 0.8%▼ -1.6% vs 05-2026 07-2026: 0.8%▲ +7.8% vs 06-2026 08-2026: 1.5%▲ +86.6% vs 07-2026 09-2026: 0.4%▼ -72.4% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Negative equity -€53,502 raises the probability
  • Size: total assets €16,854 lowers the probability for this profile
  • Founded in 2005 lowers the probability for this profile
  • Liquidity: current ratio 2.37, cash €3,602 lowers the probability
No credit on open account
Liquidity ample (current ratio 2.37 against 1.15 in 2024; short-term debt: 11% and cash: 21.4% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 80%, profitability 89%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€53,502
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €16,854
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 2.37, cash €3,602
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9138 sector peers (2025).
NBB · sector comparison
Position among 9138 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
2 d early
2023
2 d late
2022
25 d late
2021
8 d late
2020
63 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity doublescurrent ratio 2.37
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€53,502 View
  • Caution: Among the weakest 5% on solvencysector median 43.6% · 9,138 companies -317.4% View
  • Total assets 20256 fiscal years filed €16,854 View

By topic

Financials

Fiscal year
2025
Total assets
€16,854
Profit
€3,832
Solvency
-317.4%
Turnover▲ 29.5%
Net result
20182021
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 18-08-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 29-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
14-11-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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