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Agence Horemans

Active Risk: not assessed
Private limited companyfounded 1991active for 35 yearsLeopold II-laan 26, 8400 Oostende, BelgiumKBO/BCE: BE 0444.606.527
Summary

Agence Horemans is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €440,515 and a net result of €66,402. Equity has been growing by about 25% per year since 2018. Its solvency ranks better than 92% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

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Agence HoremansActive
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Overview

Official details

Source: KBO
Status
Active since 03-07-1991 Normal situation
Activity
Insurance agents and brokers NACE 66220and 1 other
Establishment unit
2.054.341.125 8400 Oostende, since 30-09-1991
Financial year end
31 December
Peppol
Reachable since 30-10-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€66,402
▼ 37.6%
Equity
€440,515
▲ 10.5%
Total assets
€474,651
▲ 9.6%
Employees on 31-12-2025
1
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
40 days early
2022
150 days late
2021
261 days late
2020
25 days late
2019
89 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 69 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 150 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in auxiliary financial servicessector median 50.1% · 3,058 companies 92.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €66,402 8 years View

Recent changes

  1. · Gazette deed Change of role: HOREMANS,Kristin Dominique Stefanie, from manager to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Agence Horemans: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €421,000 and €520,000, founded between 1988 and 1992.

CompanyTotal assetsGross margin
Agence Horemans Oostende€474,651€156,100
W. MUYS Hamme (Vl.)€467,190€146,072
GAENS VERZEKERINGEN Alken€515,493€159,346
DEVEL & cie Soignies€496,291€162,599
ASSURANCES ET SERVICES DE BASECLES Beloeil€479,101€166,010
CHAVAN ASSUMIX Liège€519,665€157,472
Bossens Christian Hasselt€421,499€148,543
Full comparison

Key facts about Agence Horemans
What is the company number of Agence Horemans?
The company number of Agence Horemans is 0444.606.527. The VAT number is the same number with BE in front: BE 0444.606.527.
Where is Agence Horemans based?
The registered office is at Leopold II-laan 26, 8400 Oostende.Company details
What does Agence Horemans do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Agence Horemans?
The legal form of Agence Horemans is Private limited company (BV).
When was Agence Horemans founded?
Agence Horemans was founded on 03-07-1991.
Is Agence Horemans still active?
Yes, Agence Horemans is an active enterprise in the KBO register.
How many employees does Agence Horemans have?
Agence Horemans had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Agence Horemans?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €156,100 and 31 comparable companies (NACE 66220). It probably lies between €240,000 and €400,000.
Is Agence Horemans profitable?
In financial year 2025, Agence Horemans made a profit of €66,402.
Where can I find the annual accounts of Agence Horemans?
Agence Horemans filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Agence Horemans due?
Agence Horemans must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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