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Complete company report
Generated 24-08-2026
Active BE 0786.314.068Private limited company

AGE CARS

Kerkhofstraat 198 ·1840 Londerzeel, Belgium· 4 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of AGE CARS is 2.2% (moderate). The 2024 annual accounts show equity of €20k and a net result of €9k. Its solvency ranks better than 48% of 6722 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €20k
Net result €9k
Staff (FTE) 1.1
Better than sector 48%
Financial profile 5 of 5 axes measured · computed by Checked
Health66Profitability100Solvency27Growth78Stability94
73 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 66
Profitability 100
Solvency 27
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
66 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15kOperating result 2023: €14k€14kNet result 2023: €9k€9kOperating result 2024: €14k€14kNet result 2024: €9k€9k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.1% 20.4%
better than 48% of 6722 sector peers
Net result €9k €4k
better than 60% of 6703 sector peers
Equity €20k €16k
better than 54% of 6737 sector peers
Gross operating margin €52k €24k
better than 67% of 6682 sector peers
Staff costs €29k €33k
higher than 46% of 3049 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€17k
-3.8% 23-24
Net profit
€9k
+0.1% 23-24
Cash flow
€12k
-6.4% 23-24
Total assets
€110k
-0.1% 23-24
Equity
€20k
+81.8% 23-24
Working capital
€14k
-23.0% 23-24
Employees (FTE)
1
- 23-24
Staff costs
€29k
+2.2% 23-24
Show 11 other metrics
Income taxes
€3k
+40.8% 23-24
Debt
€90k
-9.1% 23-24
Debt ≤ 1y
€90k
+10.3% 23-24
Debt > 1y
€17k
- 23-24
Current ratio
1.15
-5.5% 23-24
Quick ratio
0.34
-53.6% 23-24
Solvency
18.1%
+82.0% 23-24
Debt / equity
4.53
-50.0% 23-24
ROE
45.0%
-45.0% 23-24
ROA
8.1%
+0.2% 23-24
Interest coverage
9.48
+37.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€17k
Net profit€9k
Cash flow€12k
Staff costs€29k
Income taxes€3k
Dividends-
Total assets€110k
Equity€20k
Debt€90k
of which ≤ 1y€90k
of which > 1y-
Working capital€14k
Employees (FTE)1.1
Ratios (computed)
2024
Current ratio1.15
Quick ratio0.34
Working capital ratio12.7%
Solvency18.1%
Debt / equity4.53
Long-term debt ratio-
Interest coverage9.48
Gross margin-
Net margin-
ROA8.1%
ROE45.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€110k
Fixed assets 21/28€6k
Tangible fixed assets 22/27€6k
Current assets 29/58€104k
Stocks & contracts in progress 3€74k
Amounts receivable within one year 40/41€27k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€110k
Equity 10/15€20k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€18k
Amounts payable 17/49€90k
Amounts payable within one year 42/48€90k
Income statement
Gross operating margin 9900€52k
Operating result 9901€14k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€12k
Income taxes 67/77€3k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Garnik Katvalyan
    Director
    State Gazette act 25079506 (25-06-2025)
    Current
    15-04-2025 → present
  • Katvalyan Artush
    Director
    State Gazette act 25079506 (25-06-2025)
    Current
    15-04-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation17-05-2022
StatusActive
Postal code1840
Establishment units 1 location
AGE CARS
Kerkhofstraat 198, 1840 LonderzeelGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.331.317.301
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23045D0418/00B003 Flanders 412 m² 1 · 155 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
25-06-2025
State Gazette act Director changes
2024
06-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
25-06-2025 2 directors appointed Director changes
  • Garnik Katvalyan, Bestuurder
  • Katvalyan Artush, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Garnik Katvalyan",
        "address": "Kalkoven 71. 1730 Asse",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-04-15",
      "evidence_quote": "Er wordt beslist om te benoemen als bestuurder vanaf 15 april 2025 de Heer Garnik Katvalyan",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2025-04-15"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Katvalyan Artush",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-04-15",
      "evidence_quote": "Er wordt beslist om te benoemen als bestuurder vanaf 15 april 2025 de Heer Garnik Katvalyan",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2025-04-15"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-06-25",
    "filing_date": "2025-06-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-04-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0786.314.068",
    "name_full": "AGE CARS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Carrosserieherstelling45204Handelsbemiddeling in de groothandel in andere specifieke goederen46180Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameNL AGE CARS
Registered office
Kerkhofstraat 198 bus A
1840 Londerzeel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative