Financials
- Fiscal year
- 2024
- Total assets
- €45,585
- Loss
- -€2,598
- Solvency
- 16.7%
AGB - PRO CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of AGB - PRO CONSTRUCTION is 5.7% (elevated). The 2024 annual accounts show equity of €7,601 and a net result of -€2,598. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 9972 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€45,585total assets 2024
- Equity
- €7,601
- Loss
- -€2,598
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 51 days late; 3 of the last 3 late- Figures for FY 2024 (filed 26-09-2025)- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2019Show the evidence
Checked score
Score 2024
36
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 34% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
42-58
equity 16.7% of total assets
Liquidity
63-29
short-term debt 15.5% · cash 13.2%
Profitability
48+48
return on assets -5.7%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 3.9%
03-2026: 4.0%▲ +0.4% vs 02-2026
04-2026: 4.0%▲ +1.1% vs 03-2026
05-2026: 4.0%▼ -1.0% vs 04-2026
06-2026: 3.9%▼ -1.8% vs 05-2026lowest value
07-2026: 4.0%▲ +2.1% vs 06-2026
08-2026: 4.6%▲ +15.1% vs 07-2026
09-2026: 4.8%▲ +5.4% vs 08-2026
10-2026: 5.7%▲ +17.9% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 51 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 26-09-2025) raises the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Founded in 2019 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.29 against 3.64 in 2023; short-term debt: 15.5% and cash: 13.2% of total assets), but 83.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 23%, liquidity 68%, profitability 28%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year -€2,598
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9972 sector peers (2024).
NBB · sector comparisonPosition among 9972 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-09-2025, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
51 d late
2023
406 d late
2022
213 d late
2021
306 d late
2020
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 184 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2021
- 20-09-2025Annual accounts filed
- 10-09-2025Annual accounts filed
- 29-02-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 11-09-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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