AGATHOPEDE
ActiveThe computed 12-month bankruptcy probability of AGATHOPEDE is 6.1% (elevated). The 2025 annual accounts show negative equity (€-348k) and a net result of €-201k. Equity is shrinking by ~16% per year across the filed fiscal years. Its solvency ranks better than 9% of 799 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
19
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
6.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.78 in 2024; short-term debt: 225.4% and cash: 29% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-125.4%
Return on assets
-72.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-348k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
11 d late
2023
15 d late
2022
27 d late
2021
11 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-201k▼ 1,270%
2024 · €-15k
2019: €-42k
2020: €-288
2021: €77k
2022: €-93k
2023: €-21k
2024: €-15k
2019 → 2025
Working capital
€-351k▼ 134%
2024 · €-150k
2019: €-115k
2020: €-110k
2021: €-29k
2022: €-121k
2023: €-138k
2024: €-150k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-111k▼ 516%€-132k▼ 18.7%€-147k▼ 11.1%€-348k▼ 137%
Operating result€80k-€-91k€-18k▲ 80.1%€-10k▲ 44.9%€-184k▼ 1,739%
Net result€77k-€-93k€-21k▲ 77.6%€-15k▲ 29.6%€-201k▼ 1,270%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €184k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€3k▼ 6.8%
Current assets
€274k▼ 48.3%
Key figures and ratios
EBITDA
€-182k▼
2024 · €-8k
Cash flow
€-199k▼
2024 · €-12k
Solvency
-125.4%▼
2024 · -27.5%
Current ratio
0.44▼
2024 · 0.78
Quick ratio
0.37▼
2024 · 0.72
Debt / equity
-1.80▲
2024 · -4.63
ROA
-72.5%▼
2024 · -2.8%
Interest coverage
-11.20▼
2024 · -1.90
Debt
€625k▼
2024 · €680k
Debt ≤ 1 year
€625k▼
2024 · €680k
Income taxes
€651▼
2024 · €668
Staff costs
€1.42M▼
2024 · €1.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€277k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€829€600▼
Current assets29/58€529k€274k▼
Stocks and contracts in progress3€39k€40k▲
Stocks30/36€39k€40k▲
Amounts receivable within one year40/41€380k€146k▼
Trade receivables40€377k€145k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€100k€80k▼
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€533k€277k▼
Equity10/15€-147k€-348k▼
Contributions10/11€60k€60k=
Profit (loss) carried forward14€-207k€-408k▼
Amounts payable17/49€680k€625k▼
Amounts payable within one year42/48€680k€625k▼
Trade debts44€335k€296k▼
Suppliers440/4€335k€296k▼
Taxes, remuneration and social security45€190k€130k▼
Taxes450/3€62k€16k▼
Remuneration and social security454/9€128k€114k▼
Other amounts payable47/48€155k€199k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.44M€1.42M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€13k€16k▲
Gross operating margin9900€1.45M€1.26M▼
Operating profit (loss)9901€-10k€-184k▼
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€4k€16k▲
Recurring financial charges65€4k€16k▲
Profit (loss) for the period before taxes9903€-14k€-200k▼
Income taxes67/77€668€651▼
Profit (loss) for the period9904€-15k€-201k▼
Profit (loss) for the period to be appropriated9905€-15k€-201k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-207k€-408k▼
Profit (loss) brought forward from the previous period14P€-192k€-207k▼
Social balance
Average headcount (FTE)908734.029.6▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Weakest financial yearnet €-201k
Net result drops to €-201k, the lowest in the series.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 15 days late
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-06
Financial
Back to profitnet €77k
Net result €77k after 2 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
01-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 4 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert 1er 975000 NamurGround area
4,845 m²
Building footprint
1,449 m²
Volume, LiDAR
13,557 m³
4 parcels, Wallonia · tallest building 14.9 m, ±5 floors. Linked by address, not a title deed.
4 establishment units
LA TABLE DU ROYAL SNAIL
since 20132.214.758.339
CAVO
since 20222.338.554.291
WINE & MORE RESTAURANT
since 20232.352.614.838
CAVO ATELIER
since 20252.373.565.848
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0012/00K002 | Wallonia | 2,343 m² | 1 · 1,259 m² | 14.8 m · 4 fl. |
| 92302E0043/02T000 | Wallonia | 1,264 m² | 1 · 48 m² | 14.9 m · 5 fl. |
| 92094B0311/00Z005 | Wallonia | 1,172 m² | 1 · 93 m² | 10.1 m · 2 fl. |
| 92094C0808/00B000 | Wallonia | 66 m² | 1 · 48 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesNamur2.214.758.339
Namur2.338.554.291
Namur2.373.565.848
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 2,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-11-2012
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.