AGATELECOM
ActiveAGATELECOM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €47k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▲+23
Growth46=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.99 in 2024), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
41.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
10 d early
2023
17 d late
2022
59 d early
2021
29 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€476k▲ 1.8%
2019 · €467k
2018: €381k
2019: €467k
2018 → 2020
EBIT margin
30.0%▲ 23.2pp
2019 · 6.8%
2018: 20.0%
2019: 6.8%
2018 → 2020
Net result
€47k▲ 32.5%
2024 · €36k
2018: €58k
2019: €22k
2020: €111k
2021: €1k
2022: €77k
2023: €36k
2024: €36k
2018 → 2025
Working capital
€21k
2024 · €-574
2018: €85k
2019: €116k
2020: €16k
2021: €15k
2022: €113k
2023: €-20k
2024: €-574
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€308k▲ 33.2%€44k▼ 85.6%€40k▼ 9.5%€39k▼ 2.2%
Operating result€-4k-€102k€53k▼ 47.5%€62k▲ 16.2%€77k▲ 24.8%
Net result€1k-€77k▲ 6,010%€36k▼ 52.5%€36k▼ 1.9%€47k▲ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€34k▼ 47.8%
Current assets
€81k▼ 13.5%
Equity and liabilities €115k
Equity
€39k▼ 2.2%
Debt
€76k▼ 36.1%
The debt ratio falls from 74.7% to 65.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€90k▼
2024 · €101k
Cash flow
€60k▼
2024 · €75k
Solvency
34.1%▲
2024 · 25.3%
Current ratio
1.34▲
2024 · 0.99
Quick ratio
1.34▲
2024 · 0.99
Debt / equity
1.93▼
2024 · 2.95
ROE
120.4%▲
2024 · 88.9%
ROA
41.1%▲
2024 · 22.5%
Interest coverage
10.51▼
2024 · 17.36
Debt
€76k▼
2024 · €119k
Debt ≤ 1 year
€61k▼
2024 · €95k
Debt > 1 year
€15k▼
2024 · €24k
Income taxes
€21k▲
2024 · €20k
Staff costs
€60k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€115k▼
Fixed assets21/28€65k€34k▼
Tangible fixed assets22/27€65k€34k▼
Plant, machinery and equipment23€40k€30k▼
Furniture and vehicles24€25k€4k▼
Financial fixed assets28€50€50=
Current assets29/58€94k€81k▼
Amounts receivable within one year40/41€63k€65k▲
Trade receivables40€31k€51k▲
Other amounts receivable41€32k€14k▼
Cash at bank and in hand54/58€27k€16k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€159k€115k▼
Equity10/15€40k€39k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€1k€148▼
Amounts payable17/49€119k€76k▼
Amounts payable after more than one year17€24k€15k▼
Financial debts170/4€24k€15k▼
Amounts payable within one year42/48€95k€61k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€23k€15k▼
Suppliers440/4€23k€15k▼
Taxes, remuneration and social security45€63k€37k▼
Taxes450/3€58k€30k▼
Remuneration and social security454/9€6k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€72k€60k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€13k▼
Other operating charges640/8€30k€15k▼
Gross operating margin9900€204k€165k▼
Operating profit (loss)9901€62k€77k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€56k€69k▲
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€36k€47k▲
Profit (loss) for the period to be appropriated9905€36k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€48k▲
Profit (loss) brought forward from the previous period14P€5k€1k▼
Profit to be distributed694/7€40k€48k▲
Return on contributions (dividend)694€40k€48k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.57
Current ratio from 1.19 to 3.57; short-term debt falls from €76k to €44k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼98.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €111k ▲412%
Operating result €143k, net result €111k, both a record.
31-12
Financial
Equity above €200kEq €230k ▲93.5%
3 profitable years in a row build equity to €230k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Equity above €100kEq €119k ▲35.4%
2 profitable years in a row build equity to €119k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
11-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 11 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Nicolas · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chantraine 1504420 Saint-NicolasGround area
373 m²
Building footprint
87 m²
Volume, LiDAR
817 m³
Parcel 62073A0258/00A006, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AGATELECOM
since 20142.228.872.334
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62073A0258/00A006 | Wallonia | 373 m² | 1 · 87 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 8,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.