BiZi
ActiveThe computed 12-month bankruptcy probability of BiZi is 2.5% (moderate). The 2024 annual accounts show equity of €41k and a net result of €16k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+20
Solvency73▼-24
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 2.97 in 2023; short-term debt: 52.3% and cash: 39.8% of total assets), and 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.7%
Return on assets
19.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
4 d early
2023
10 d early
2022
39 d early
2021
31 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€41k▲ 67.0%
2023 · €24k
2020: €11k
2021: €18k
2022: €25k
2023: €24k
2020 → 2024
Total assets
€85k▲ 153%
2023 · €34k
2020: €47k
2021: €32k
2022: €41k
2023: €34k
2020 → 2024
Net result
€16k
2023 · €-1k
2020: €9k
2021: €9k
2022: €9k
2023: €-1k
2020 → 2024
Working capital
€10k▼ 46.3%
2023 · €18k
2020: €11k
2021: €11k
2022: €20k
2023: €18k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€18k▲ 69.7%€25k▲ 37.9%€24k▼ 4.2%€41k▲ 67.0%
Operating result€13k-€13k▲ 1.5%€12k▼ 4.9%€-859€25k
Net result€9k-€9k▼ 3.1%€9k▼ 6.4%€-1k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €25k after a loss of €859 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€31k▲ 424%
Current assets
€55k▲ 95.9%
Equity and liabilities €85k
Equity
€41k▲ 67.0%
Debt
€45k▲ 377%
The debt ratio rises from 27.8% to 52.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2023 · €2k
Cash flow
€20k▲
2023 · €2k
Solvency
47.7%▼
2023 · 72.2%
Current ratio
1.22▼
2023 · 2.97
Quick ratio
1.22▼
2023 · 2.97
Debt / equity
1.10▲
2023 · 0.38
ROE
40.1%▲
2023 · -4.3%
ROA
19.1%▲
2023 · -3.1%
Debt
€45k▲
2023 · €9k
Debt ≤ 1 year
€45k▲
2023 · €9k
Income taxes
€9k▲
2023 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€34k€85k▲
Fixed assets21/28€6k€31k▲
Tangible fixed assets22/27€6k€31k▲
Plant, machinery and equipment23€1k€236▼
Furniture and vehicles24€3k€30k▲
Other tangible fixed assets26€1k€667▼
Current assets29/58€28k€55k▲
Amounts receivable within one year40/41€3k€21k▲
Trade receivables40€605€17k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€25k€34k▲
Equity and liabilities
Total equity and liabilities10/49€34k€85k▲
Equity10/15€24k€41k▲
Contributions10/11€3k€3k=
Reserves13€22k€38k▲
Distributable reserves133€22k€38k▲
Profit (loss) carried forward14€-1k-
Amounts payable17/49€9k€45k▲
Amounts payable within one year42/48€9k€45k▲
Trade debts44-€30k
Suppliers440/4-€30k
Taxes, remuneration and social security45€60€4k▲
Taxes450/3€60€4k▲
Other amounts payable47/48€9k€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€493€647▲
Gross operating margin9900€3k€29k▲
Operating profit (loss)9901€-859€25k▲
Financial income75/76B€30€7▼
Recurring financial income75€30€7▼
Financial charges65/66B€55-
Recurring financial charges65€55-
Profit (loss) for the period before taxes9903€-884€25k▲
Income taxes67/77€176€9k▲
Profit (loss) for the period9904€-1k€16k▲
Profit (loss) for the period to be appropriated9905€-1k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€15k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-1k ▼112%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processieweg 602520 RanstGround area
743 m²
Building footprint
96 m²
Volume, LiDAR
560 m³
Parcel 11035C0102/00S002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BiZi
since 20202.311.721.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0102/00S002 | Flanders | 743 m² | 1 · 96 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2020
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ivansmets@outlook.com