Active BE 0779.294.238Non-profit association

AGAMI du Val Itma

Chaussée de Lille(TOU) 2 ·7500 Tournai, Belgium· 4 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of AGAMI du Val Itma is 0.4% (very low). The 2022 annual accounts show equity of €4k and a net result of €4k. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€4k
Net result	€4k
Active	4 yrs
Board	5

Financial profile 4 of 5 axes measured · computed by Checked

91 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85

Profitability 100

Solvency 100

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

85 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 25-03-2024 with the NBB · fiscal year 2022 · micro

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	€9k
EBITDA	-
Net profit	€4k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4k
Equity	€4k
Debt	€87
of which ≤ 1y	€87
of which > 1y	-
Working capital	€4k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	49.32
Quick ratio	49.32
Working capital ratio	98.0%
Solvency	98.0%
Debt / equity	0.02
Long-term debt ratio	-
Interest coverage	-
Gross margin	46.5%
Net margin	45.2%
ROA	98.0%
ROE	100.0%
EBITDA margin	-
Days sales outstanding	1d
Days payable outstanding	4d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Equity & liabilities

Equity €4k · 98.0% Debt €87 · 2.0%

Full annual accounts (17 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€4k
Current assets	29/58	€4k
Amounts receivable within one year	40/41	€14
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4k
Equity	10/15	€4k
Accumulated profits (losses)	14	€4k
Amounts payable	17/49	€87
Amounts payable within one year	42/48	€87
Trade debts payable within one year	44	€57
Income statement
Turnover	70	€9k
Gross operating margin	9900	€4k
Operating result	9901	€4k
Financial charges	65	€124
Result before taxes	9903	€4k
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

Ratios computed by Checked.

Directors & mandates 7 directors

Directors derived from a single State Gazette act, under verification

All 5 current directors first appear in the same act (23163716). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

BAEGHE Gwenaëlle
Director
State Gazette act 23163716 (21-12-2023)

Current
21-12-2023 → present
BRITO GONCALVES DE SA Nathalle
Director
State Gazette act 23163716 (21-12-2023)

Current
21-12-2023 → present
DUPONT Dominique
Director
State Gazette act 23163716 (21-12-2023)

Current
21-12-2023 → present
LEVEUGLE Sabrina
Director
State Gazette act 23163716 (21-12-2023)

Current
21-12-2023 → present
LIONAISE Miguel
Director
State Gazette act 23163716 (21-12-2023)

Current
21-12-2023 → present

Former directors (2)

FERRARI Gauthier
Director
State Gazette act 23163716 (21-12-2023)

Former
- → 21-12-2023
MEERSSEMAN Anne
Director
State Gazette act 23163716 (21-12-2023)

Former
- → 21-12-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Non-profit association(017)
Incorporation	23-12-2021
Status	Active
Postal code	7500

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57463K0312/00C000	Wallonia	2.8 ha	1 · 3,152 m²	10.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

25-03-2024

NBB filing Annual accounts filed

fiscal year 2022 · micro

2023

21-12-2023

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

21-12-2023 5 directors appointed, 2 resigning Director changes

BRITO GONCALVES DE SA Nathalle, Bestuurder
BAEGHE Gwenaëlle, Bestuurder
DUPONT Dominique, Bestuurder
LEVEUGLE Sabrina, Bestuurder
LIONAISE Miguel, Bestuurder
FERRARI Gauthier, Bestuurder
MEERSSEMAN Anne, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR	AGAMI du Val Itma
AbbreviationFR	AGAMI

Registered office

Chaussée de Lille(TOU) 2

7500 Tournai, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.