AG Stone
The computed 12-month bankruptcy probability of AG Stone is 0.7% (low). The 2024 annual accounts show equity of €311k and a net result of €39k. Equity is growing by ~55.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 1697 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €311k |
| Net result | €39k |
| Better than sector | 62% |
| Active | 6 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 26.9% | 14.3% | |
| Net result | €39k | €0 | |
| Equity | €311k | €108k | |
| Gross operating margin | €117k | €52k | |
| Staff costs | €21k | €79k |
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €94k |
| Net profit | €39k |
| Cash flow | €63k |
| Staff costs | €21k |
| Income taxes | €-1k |
| Dividends | - |
| Total assets | €1.16M |
| Equity | €311k |
| Debt | €844k |
| of which ≤ 1y | €100k |
| of which > 1y | €744k |
| Working capital | €1.02M |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | 11.16 |
| Quick ratio | 1.83 |
| Working capital ratio | 88.1% |
| Solvency | 26.9% |
| Debt / equity | 2.71 |
| Long-term debt ratio | 2.39 |
| Interest coverage | 2.92 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.4% |
| ROE | 12.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.16M |
| Fixed assets | 21/28 | €37k |
| Tangible fixed assets | 22/27 | €37k |
| Current assets | 29/58 | €1.12M |
| Stocks & contracts in progress | 3 | €935k |
| Amounts receivable within one year | 40/41 | €35k |
| Cash & bank | 54/58 | €146k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.16M |
| Equity | 10/15 | €311k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €291k |
| Amounts payable | 17/49 | €844k |
| Amounts payable after one year | 17 | €744k |
| Amounts payable within one year | 42/48 | €100k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €117k |
| Operating result | 9901 | €70k |
| Financial income | 75 | €52 |
| Financial charges | 65 | €32k |
| Result before taxes | 9903 | €38k |
| Income taxes | 67/77 | €-1k |
| Net result for the period | 9904 | €39k |
| Result to be appropriated | 9905 | €39k |
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 11-08-2020 |
| Status | Active |
| Postal code | 3500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H1066/00T000 | Flanders | 133 m² | 1 · 133 m² | 12.2 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
12-03-2026 Registered office moved from Sint-Truiden to Hasselt
- Diesterstraat 27/2 - 3800 Sint-Truiden → Onze-Lieve-Vrouwstraat 6-3500 Hasselt
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Onze-Lieve-Vrouwstraat 6-3500 Hasselt",
"city": "Hasselt",
"region": "vlaams_gewest",
"street": "Onze-Lieve-Vrouwstraat",
"country": "BE",
"postcode": "3500",
"box_number": null,
"street_number": "6",
"locality_suffix": null
},
"old_address": {
"raw": "Diesterstraat 27/2 - 3800 Sint-Truiden",
"city": "Sint-Truiden",
"region": "vlaams_gewest",
"street": "Diesterstraat",
"country": "BE",
"postcode": "3800",
"box_number": null,
"street_number": "27/2",
"locality_suffix": null
},
"effective_date": "2026-02-01",
"evidence_quote": "Verplaatsing van de maatschappelijke zetel van de vennootschap van Diesterstraat 27/2 - 3800 Sint-Truiden naar Onze-Lieve-Vrouwstraat 6-3500 Hasselt met ingang vanaf 01/02/2026.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-03-12",
"filing_date": "2026-03-04",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2026-01-26",
"unanimous": null
},
"subject_company": {
"kbo": "0751.973.593",
"name_full": "AG Stone",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "PKF Bofidi Accountants \u0026 Advisers BV",
"person_name": null,
"org_rep_person_name": "Lindsey Schamp",
"person_role_at_subject": null
},
"co_filed_documents": [
"notulen van de Bijzondere Algemene Vergadering dd. 26/01/2026"
]
}20-08-2020 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "3800 Sint-Truiden, Diesterstraat 27, bus 2",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1988-04-01",
"name": "Florin Costache",
"niss": null,
"address": "3540 Herk-de-Stad, Terbermenweg 146/002"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "Florin Costache",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-04-29",
"name": "Elena-Loredana Costache (geboren Tanase)",
"niss": null,
"address": "3540 Herk-de-Stad, Terbermenweg 146/002"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "Elena-Loredana Costache (geboren Tanase)",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 20000,
"subject_company": {
"kbo": "0751.973.593",
"name_full": "AG Stone",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2020-08-07",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | AG Stone |