Skip to content

AG-fix-IT

Active
Grote Plaats(E) 50 ·7850 Enghien, Belgium
BE 0776.507.269
Watch Print / PDF
Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AG-fix-IT is 0.6% (low). The 2024 annual accounts show equity of €8k and a net result of €270. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 7324 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€270-93.1%
Working capital€7k+130.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
€-5k€0€5kOperating result 2021: €-3k€-3kNet result 2021: €-3k€-3kOperating result 2022: €7k€7kNet result 2022: €5k€5kOperating result 2023: €7k€7kNet result 2023: €4k€4kOperating result 2024: €666€666Net result 2024: €270€2702021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~56.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-10k€0€10k€20k2025: €14k (€12k - €16k)2026: €18k (€15k - €20k)2027: €21k (€17k - €25k)2021: €-8882022: €4k2023: €8k2024: €8k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.1% 65.1%
better than 53% of 7324 sector peers
Net result €270 €32k
better than 16% of 7321 sector peers
Equity €8k €58k
better than 14% of 7326 sector peers
Gross operating margin €5k €52k
better than 14% of 7315 sector peers
Total assets €13k €103k
better than 5% of 7327 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P53
2021: P7 · n=17122022: P19 · n=37732023: P20 · n=57842024: P53 · n=73242021 2024
Improving position over 2021-2024 · n=1712-7324
Net result P16
2021: P13 · n=17072022: P23 · n=37712023: P21 · n=57802024: P16 · n=73212021 2024
Stable position over 2021-2024 · n=1707-7321
Equity P14
2021: P8 · n=17122022: P12 · n=37752023: P15 · n=57872024: P14 · n=73262021 2024
Stable position over 2021-2024 · n=1712-7326
Gross operating margin P14
2021: P12 · n=17052022: P19 · n=37652023: P19 · n=57762024: P14 · n=73152021 2024
Stable position over 2021-2024 · n=1705-7315
Describes the position versus peers, not a forecast.
EBITDA
€5k
-56.8% -39% vs sector
Net profit
€270
-93.1% +115% vs sector
Cash flow
€4k
-46.5% -36% vs sector
Total assets
€13k
-53.3% -72% vs sector
Equity
€8k
+3.3% -45% vs sector
Working capital
€7k
+130.2% far above sector median
Income taxes
€690
-64.3% -47% vs sector
Debt
€4k
-77.9% -87% vs sector
Debt ≤ 1y
€4k
-77.9% -87% vs sector
Current ratio
2.80
+139.0% +160% vs sector
Quick ratio
2.80
+139.0% +160% vs sector
Solvency
67.1%
+121.0% +85% vs sector
Debt / equity
0.49
-78.6% -76% vs sector
ROE
3.2%
-93.4% +185% vs sector
ROA
2.1%
-85.3% +100% vs sector
Interest coverage
7.52
-38.2% -10% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€5k
Net profit€270
Cash flow€4k
Staff costs-
Income taxes€690
Dividends-
Total assets€13k
Equity€8k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.80
Quick ratio2.80
Working capital ratio59.4%
Solvency67.1%
Debt / equity0.49
Long-term debt ratio-
Interest coverage7.52
Gross margin-
Net margin-
ROA2.1%
ROE3.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€13k
Fixed assets 21/28€963
Tangible fixed assets 22/27€963
Current assets 29/58€12k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€244
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€13k
Equity 10/15€8k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€5k
Operating result 9901€666
Financial income 75€908
Financial charges 65€614
Result before taxes 9903€960
Income taxes 67/77€690
Net result for the period 9904€270
Result to be appropriated 9905€270
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
AG-fix-IT
Rue Vital Casse 5, 1490 Court-Saint-EtienneInstallatie van de bedrading voor telefooninstallaties en computersystemen
since 20212.323.767.533
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,849 m²
Buildings2
Building footprint275 m²
Volume (LiDAR)800 m³
Tallest building8.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25023B0048/00B000 Wallonia 1,610 m² 1 · 157 m² 8.2 m · 2 fl.
55010D0046/00H000 Wallonia 239 m² 1 · 118 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability16Solvency100Growth78Stability94
75 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 16
Solvency 100
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Ontwerpen en programmeren van computerprogramma's62010Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR AG-fix-IT
Registered office
Grote Plaats(E) 50
7850 Enghien, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.