LISEO
ActiveLISEO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-4k. Equity is shrinking by ~31.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 34% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency70▼-25
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.37 against 1.85 in 2024), and 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
-22%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
29 d late
2022
4 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 35.4%
2024 · €11k
2021: €22k
2022: €24k
2023: €12k
2024: €11k
2021 → 2025
Total assets
€17k▼ 1.1%
2024 · €18k
2021: €37k
2022: €31k
2023: €29k
2024: €18k
2021 → 2025
Net result
€-4k▼ 220%
2024 · €-1k
2021: €17k
2022: €1k
2023: €-11k
2024: €-1k
2021 → 2025
Working capital
€4k▼ 33.8%
2024 · €6k
2021: €14k
2022: €18k
2023: €8k
2024: €6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€24k▲ 5.2%€12k▼ 48.7%€11k▼ 10.0%€7k▼ 35.4%
Operating result€24k-€3k▼ 88.7%€-11k€-2k▲ 78.1%€-2k▲ 21.1%
Net result€17k-€1k▼ 93.4%€-11k€-1k▲ 89.5%€-4k▼ 220%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€3k▼ 35.6%
Current assets
€14k▲ 12.9%
Equity and liabilities €17k
Equity
€7k▼ 35.4%
Debt
€10k▲ 53.6%
The debt ratio rises from 38.6% to 59.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-104▲
2024 · €-855
Cash flow
€-2k▼
2024 · €376
Solvency
40.1%▼
2024 · 61.4%
Current ratio
1.37▼
2024 · 1.85
Quick ratio
1.37▼
2024 · 1.85
Debt / equity
1.49▲
2024 · 0.63
ROE
-54.8%▼
2024 · -11.1%
ROA
-22.0%▼
2024 · -6.8%
Interest coverage
-0.06▲
2024 · -1.03
Debt
€10k▲
2024 · €7k
Debt ≤ 1 year
€10k▲
2024 · €7k
Income taxes
€141▼
2024 · €153
Staff costs
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€17k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€1k€642▼
Financial fixed assets28€75€75=
Current assets29/58€13k€14k▲
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€5k▲
Cash at bank and in hand54/58€11k€9k▼
Deferred charges and accrued income490/1€0€669▲
Equity and liabilities
Total equity and liabilities10/49€18k€17k▼
Equity10/15€11k€7k▼
Contributions10/11€5k€5k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-13k€-17k▼
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€10k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€123€3k▲
Other amounts payable47/48€90€0▼
Accrued charges and deferred income492/3-€80
Income statement
Code20242025
Remuneration, social security and pensions62€6k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€655€459▼
Gross operating margin9900€6k€4k▼
Operating profit (loss)9901€-2k€-2k▲
Financial income75/76B€2k€69▼
Recurring financial income75€2k€69▼
Financial charges65/66B€827€2k▲
Recurring financial charges65€827€2k▲
Profit (loss) for the period before taxes9903€-1k€-4k▼
Income taxes67/77€153€141▼
Profit (loss) for the period9904€-1k€-4k▼
Profit (loss) for the period to be appropriated9905€-1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-17k▼
Profit (loss) brought forward from the previous period14P€-11k€-13k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼1094%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marchin · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Octave Philippot 524570 MarchinGround area
1,375 m²
Building footprint
57 m²
Volume, LiDAR
450 m³
Parcel 61039A0660/02L000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Octave Philippot 52, 4570 Marchin
since 20202.304.263.803
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61039A0660/02L000 | Wallonia | 1,375 m² | 1 · 57 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 7,628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
96022Beauty treatment
96220Beauty care and other beauty treatments
47120Other non-specialised retail sale
47559Retail sale of other household articles
47599Retail trade
47910Retail trade
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:contact@liseo.be