Checked.be
Active
BE 0790.726.677Private limited company
AFYA
Rue Grosses Pierres 56 ·4460 Grâce-Hollogne, Belgium· 3 yrs active
Sector: Retail sale of pharmaceutical products
(47730)
Conclusion
The computed 12-month bankruptcy probability of AFYA is 3.3% (moderate). The 2024 annual accounts show negative equity (€-2k) and a net result of €2k. Its solvency ranks better than 23% of 6725 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-2k |
| Net result | €2k |
| Better than sector | 23% |
| Active | 3 yrs |
Financial profile
46
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
21
Profitability
0
Solvency
37
Growth
78
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
21
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -7.0% | 20.4% | |
| Net result | €2k | €4k | |
| Equity | €-2k | €16k | |
| Gross operating margin | €13k | €24k | |
| Total assets | €25k | €94k |
€12k
+261.1%
23-24
€2k
-
23-24
€9k
+318.3%
23-24
€25k
+35.0%
23-24
€-2k
+50.8%
23-24
€-9k
+43.1%
23-24
€3k
+155.9%
23-24
€27k
+21.2%
23-24
€27k
+21.2%
23-24
0.65
+149.2%
23-24
0.65
+149.2%
23-24
-7.0%
+63.6%
23-24
-15.34
-146.4%
23-24
-103.3%
-
23-24
7.2%
-
23-24
16.33
+8.3%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €12k |
| Net profit | €2k |
| Cash flow | €9k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €25k |
| Equity | €-2k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €-9k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.65 |
| Quick ratio | 0.65 |
| Working capital ratio | -37.0% |
| Solvency | -7.0% |
| Debt / equity | -15.34 |
| Long-term debt ratio | - |
| Interest coverage | 16.33 |
| Gross margin | - |
| Net margin | - |
| ROA | 7.2% |
| ROE | -103.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €25k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €6k |
| Financial fixed assets | 28 | €1k |
| Current assets | 29/58 | €18k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €25k |
| Equity | 10/15 | €-2k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-4k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €13k |
| Operating result | 9901 | €5k |
| Financial income | 75 | €209 |
| Financial charges | 65 | €742 |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Directors & mandates
Current directors & mandates
-
Current01-09-2025 → present
Former directors (2)
-
Former- → 01-09-2025
-
Former- → 01-09-2025
Legal Structure
| NACE primary | Retail sale of pharmaceutical products(47730) |
| Legal form | Private limited company(610) |
| Incorporation | 13-09-2022 |
| Status | Active |
| Postal code | 4460 |
Establishment units
AFYA
since 20222.335.991.612
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A0225/00H005 | Flanders | 109 m² | 1 · 82 m² | 9.4 m · 2 fl. |
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
04-12-2025 State Gazette act Director changes
v3.2
25-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06-2023 State Gazette act Statutes amendment
v3.2
01-06-2023 State Gazette act Registered-office change
v3.2
2022
15-09-2022 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
01-06-2023
v3.2
All acts · 4
updated 9 months ago
2025
04-12-2025 1 director appointed, 2 resigning
- NGUANGU TUNDUNGE Yannick, Bestuurder
- KANGA BASUNA Vicky, Bestuurder
- KANGA MUHYL Magalie, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "KANGA BASUNA Vicky",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-01",
"evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission de Mesdames Vicky KANGA BASUNA et KANGA MUHYL Magalie de leur poste d\u0027administrateur avec effet imm\u00E9diat."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "KANGA MUHYL Magalie",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-01",
"evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission de Mesdames Vicky KANGA BASUNA et KANGA MUHYL Magalie de leur poste d\u0027administrateur avec effet imm\u00E9diat."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "NGUANGU TUNDUNGE Yannick",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-01",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de nommer Monsieur NGUANGU TUNDUNGE Yannick en qualit\u00E9 d\u0027administrateur de la soci\u00E9t\u00E9, avec effet imm\u00E9diat."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0790.726.677",
"name_full": "AFYA",
"legal_form": "SRL"
}
}2023
07-06-2023 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2023-06-07",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0790.726.677",
"name_full": "AFYA",
"legal_form": "SRL"
},
"signature_regime": "solo",
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}01-06-2023 Registered office moved from Liedekerke to Grâce-Hollogne
- Zavelstraat 17, 1770 Liedekerke → rue des Grosses 56, 4460 Grâce-Hollogne
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gr\u00E2ce-Hollogne",
"region": "Waals",
"street": "rue des Grosses",
"country": "BE",
"postcode": "4460",
"box_number": null,
"street_number": "56"
},
"old_address": {
"city": "Liedekerke",
"region": "Vlaams",
"street": "Zavelstraat",
"country": "BE",
"postcode": "1770",
"box_number": null,
"street_number": "17"
},
"effective_date": "2023-05-15",
"evidence_quote": "De vergadering beslist om de zetel van de vennootschap te verplaatsen naar 4460 Gr\u00E2ce-Hollogne, rue des Grosses 56."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0790.726.677",
"name_full": "AFYA",
"legal_form": "BV"
}
}2022
15-09-2022 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "1770 Liedekerke, Zavelstraat 17",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-10-28",
"name": "KANGA MUHYL Magalie",
"niss": null,
"address": "1770 Liedekerke, Zavelstraat 17"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "KANGA MUHYL Magalie",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2500,
"subject_company": {
"kbo": "0790.726.677",
"name_full": "AFYA",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-09-12",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Retail sale of pharmaceutical products47730Other business support services82990
Names & trade names
| Legal nameNL | AFYA |
Similar companies
PHARMACIE DEPOITTE
BE 0426.677.759 · Grâce-Hollogne
Pharmacie Discry
BE 0414.635.903 · Grâce-Hollogne
PHARMACIE GADISSEUR
BE 0451.028.620 · Grâce-Hollogne
Jeûne & Hormèse
BE 0414.307.685 · Chaudfontaine
La Grande Pharmacie
BE 0402.353.129 · Thimister-Clermont