Active BE 0777.389.771Private limited company

AFRICAN GARDEN'S IMPORT - EXPORT

Avenue Wilson 590 ·7012 Mons, Belgium· 4 yrs active

Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)

Conclusion Checked

The file of AFRICAN GARDEN'S IMPORT - EXPORT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 4.4% (elevated). The 2023 annual accounts show equity of €8k and a net result of €716. Its solvency ranks better than 42% of 5809 sector peers (fiscal year 2023).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€8k
Net result	€716
Better than sector	42%
Active	4 yrs

Financial profile 5 of 5 axes measured · computed by Checked

50 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 51

Profitability 43

Solvency 23

Growth 52

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

4.4% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

20 / 100

Moderate risk

Components

· 2 historical bankruptcy publications (+20)

Trust signals 1 signals

Prior bankruptcy

Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

51 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 20-08-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	13.1%	20.0%	better than 42% of 5809 sector peers
Net result	€716	€3k	better than 41% of 5789 sector peers
Equity	€8k	€15k	better than 40% of 5817 sector peers
Gross operating margin	€5k	€23k	better than 30% of 5763 sector peers
Staff costs	€2k	€33k	higher than 11% of 2600 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€3k

-71.9% 22-23

Net profit

€716

-90.5% 22-23

Cash flow

€3k

-71.5% 22-23

Total assets

€63k

+204.7% 22-23

Equity

€8k

+9.5% 22-23

Working capital

€7k

+43.0% 22-23

Staff costs

€2k

+9033.3% 22-23

Income taxes

€478

-74.8% 22-23

Show 9 other metrics

Debt

€55k

+316.5% 22-23

Debt ≤ 1y

€55k

+316.5% 22-23

Current ratio

1.14

-18.5% 22-23

Quick ratio

0.86

+231.6% 22-23

Solvency

13.1%

-64.1% 22-23

Debt / equity

6.64

+280.5% 22-23

ROE

8.6%

-91.4% 22-23

ROA

1.1%

-96.9% 22-23

Interest coverage

1.97

-99.9% 22-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€3k
Net profit	€716
Cash flow	€3k
Staff costs	€2k
Income taxes	€478
Dividends	-
Total assets	€63k
Equity	€8k
Debt	€55k
of which ≤ 1y	€55k
of which > 1y	-
Working capital	€7k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	1.14
Quick ratio	0.86
Working capital ratio	11.7%
Solvency	13.1%
Debt / equity	6.64
Long-term debt ratio	-
Interest coverage	1.97
Gross margin	-
Net margin	-
ROA	1.1%
ROE	8.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €849 · 1.3% Current assets €63k · 98.7%

Equity & liabilities

Equity €8k · 13.1% Debt €55k · 86.9%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€63k
Fixed assets	21/28	€849
Tangible fixed assets	22/27	€849
Current assets	29/58	€63k
Stocks & contracts in progress	3	€15k
Amounts receivable within one year	40/41	€45k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€63k
Equity	10/15	€8k
Contributions / capital	10/11	€1
Reserves	13	€379
Accumulated profits (losses)	14	€8k
Amounts payable	17/49	€55k
Amounts payable within one year	42/48	€55k
Trade debts payable within one year	44	€39k
Income statement
Gross operating margin	9900	€5k
Operating result	9901	€1k
Financial income	75	€2k
Financial charges	65	€2k
Result before taxes	9903	€1k
Income taxes	67/77	€478
Net result for the period	9904	€716
Result to be appropriated	9905	€716

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	CATHERINE HUPEZ RUE DU ONZE NOVEMBRE 9, 7000 MONS- . Date provisoire de cessation de paiement : 05/01/2026	05-01-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form	Private limited company(610)
Incorporation	16-11-2021
Status	Active
Postal code	7012
First insolvency signal	15-01-2026
Latest insolvency signal	10-03-2026

Establishment units 2 locations

Mokolo

Rue de Mons(H) 222, 7301 BoussuBouwrijp maken van terreinen

since 20212.323.989.841

MARCHE MOKOLO GILY

Chaussée de Fleurus 108, 6060 CharleroiDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)

since 20242.365.366.873

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52026C0377/00E000	Wallonia	212 m²	1 · 108 m²	-
53043A0395/00E002	Wallonia	133 m²	1 · 82 m²	10.9 m · 3 fl.
53041A0111/00X002	Wallonia	77 m²	-	-

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

10-03-2026

Bankruptcy Bankruptcy reversal

Tribunal de l’entreprise du Hainaut, division Mons · AFRICAN GARDEN’S IMPORT - EXPORT SRL AVENUE WILSON 590, 7012 JEMAPPES. déclarée le 5 janvier 2026 · event 23-02-2026

15-01-2026

Bankruptcy Opening

Tribunal de l’entreprise du Hainaut, division Mons · AFRICAN GARDEN’S IMPORT - EXPORT SRL AVENUE WILSON 590, 7012 JEMAPPES · event 05-01-2026

2024

20-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

31-01-2024

NBB filing Annual accounts filed

fiscal year 2022 · micro

2023

11-04-2023

State Gazette act Director changes

Lifecycle & Insolvency Signals2 events

10-03-2026

Bankruptcy Bankruptcy reversal

Date: 23-02-2026 · Tribunal de l’entreprise du Hainaut, division Mons · AFRICAN GARDEN’S IMPORT - EXPORT SRL AVENUE WILSON 590, 7012 JEMAPPES. déclarée le 5 janvier 2026 · Publications in State Gazette ↗

Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 05-01-2026 to 23-02-2026.

Available in Kantoor S. See plans →

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

11-04-2023 2 directors appointed Director changes

NGNITANG JUVET Aurélien, Commissaris
MONGUE EKWEDE Nathalie, Commissaris

Original publication ↗

Technical details

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  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "NGNITANG JUVET Aur\u00E9lien",
        "address": "rue des Alli\u00E9s 54 \u00E0 7340 Colfontaine",
        "birth_date": "1981-10-21",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2022-10-01",
      "evidence_quote": "",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "MONGUE EKWEDE Nathalie",
        "address": "Nyalla Douala (Cameroun)",
        "birth_date": "1989-05-03",
        "profession": null,
        "birth_place": "Nyalla Douala"
      },
      "reason": null,
      "subkind": "additional",
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      "effective_date": "2023-02-02",
      "evidence_quote": "",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-03-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-02-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0777.389.771",
    "name_full": "AFRICAN GARDEN\u0027S IMPORT-EXPORT",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
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  },
  "co_filed_documents": [],
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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112

Primary activity highlighted.

Names & trade names

Legal nameFR

AFRICAN GARDEN'S IMPORT - EXPORT

Registered office

Avenue Wilson 590

7012 Mons, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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