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AFM INVEST

Active
Private limited companyfounded 2025active for 1 yearRue de Fleurus 308, 6200 Châtelet, BelgiumKBO/BCE: BE 1027.686.789
Summary

AFM INVEST has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,677 and a net result of -€3,323. Its solvency ranks better than 93% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 16-09-2025 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 4 others
Establishment unit
2.385.153.190 6200 Châtelet, since 17-10-2025
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
-€3,323
Loss
€3,323
Equity
€46,677
Total assets
€50,000
  • 2025 accounts filed 61 days after the deadline
Turnover not published (micro format)
Filed on 30-09-2026
Score breakdownraises riskFounded in 20251 change of registered office in 24 monthsLast filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 15.05, cash €50,000Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 70% of micro companies in wholesale trade (NACE 46)
Financial strength
Strong
Solvency 100
equity 93.4% of total assets
Liquidity 100
short-term debt 6.6% · cash 100.0%
Profitability 21
return on assets -6.6%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.05, above the usual 1.5. Short-term debt is 6.6% and cash 100% of total assets. 6.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 15.05, cash €50,000
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Positive: Higher solvency than 93% of companies in wholesale tradesector median 40.6% · 13,716 companies 93.4% View
  • Caution: A director leftlatest change 04-12-2025 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Registered office moved from Jemappes to ChâteletTransfer of 500 shares · Resignation: Fatih YILDIRIM (director)
  2. · Gazette deed IncorporationStarting capital €50,000 · Appointments: YILDIRIM Fatih (director) and COLAK Aliye (director)
All 3 events

Comparable companies

These companies have the same main activity as AFM INVEST: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €27,400 and €153,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
AFM INVEST Châtelet€50,000-€3,323
AB-Peeters Gyproc Herentals€27,443-€1,224
NOAH TRADING Jette€94,071-€5,465
Palleciobe Fernelmont€63,680-€103,011
Tuinmaterialen Van Roey Bilzen-Hoeselt€131,697€61
inthact Harelbeke€53,491-€106,671
CBMS Zaventem€153,052-€10,880
Full comparison

Key facts about AFM INVEST

What is the company number of AFM INVEST?
The company number of AFM INVEST is 1027.686.789. The VAT number is the same number with BE in front: BE 1027.686.789.
Where is AFM INVEST based?
The registered office is at Rue de Fleurus 308, 6200 Châtelet.Company details
What does AFM INVEST do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of AFM INVEST?
The legal form of AFM INVEST is Private limited company (BV).
When was AFM INVEST founded?
AFM INVEST was founded on 16-09-2025.
Is AFM INVEST still active?
Yes, AFM INVEST is an active enterprise in the KBO register.
What is the turnover of AFM INVEST?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is AFM INVEST profitable?
In financial year 2025, AFM INVEST made a loss of €3,323.
Where can I find the annual accounts of AFM INVEST?
AFM INVEST filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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