Skip to content
Checked.be
Complete company report
Generated 12-08-2026
Active BE 0799.489.044Private limited company

AFL Holding

Reimond Stijnsstraat 99 ·1080 Sint-Jans-Molenbeek, Belgium· 3 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

AFL Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €267k and a net result of €97k. Its solvency ranks better than 62% of 498 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €267k
Net result €97k
Better than sector 62%
Active 3 yrs
Snowflake analysis 3 of 5 axes measured · computed by Checked
Health-Profitability100Solvency64Growth-Stability79
81 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 64
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 27-10-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 56.4% 43.2%
better than 62% of 498 sector peers
Net result €97k €68k
better than 58% of 498 sector peers
Equity €267k €492k
better than 38% of 498 sector peers
Gross operating margin €131k €83k
better than 65% of 497 sector peers
Total assets €474k €1.58M
better than 21% of 498 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€97k
Cash flown/a
Staff costs-
Income taxes€26k
Dividends-
Total assets€474k
Equity€267k
Debt€207k
of which ≤ 1y€207k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency56.4%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA20.4%
ROE36.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€474k
Fixed assets 21/28€432k
Financial fixed assets 28€432k
Current assets 29/58€42k
Amounts receivable within one year 40/41€40k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€474k
Equity 10/15€267k
Contributions / capital 10/11€120k
Accumulated profits (losses) 14€147k
Amounts payable 17/49€207k
Amounts payable within one year 42/48€207k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€131k
Operating result 9901€131k
Financial income 75€0
Financial charges 65€8k
Result before taxes 9903€122k
Income taxes 67/77€26k
Net result for the period 9904€97k
Result to be appropriated 9905€97k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation14-03-2023
StatusActive
Postal code1080
Establishment units 1 location
AFL Holding
Sylvain Dupuislaan 397, 1070 AnderlechtHoldings
since 20232.343.925.222
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21001A0392/00V000 Brussels 7,228 m² 1 · 1,611 m² 20.4 m · 6 fl.
21526D0277/00R000 Brussels 2,235 m² 1 · 3,706 m² 9.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
31-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
23-05-2024
State Gazette act Registered-office change
Frédéric Van Bellinghen
Belgisch Staatsblad, acts 1 acts
Address history · 1
23-05-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
23-05-2024 Registered office moved from Anderlecht to Sint-Jans-Molenbeek Registered-office change·Frédéric Van Bellinghen
  • Sylvain Dupuislaan 397 te 1070 Anderlecht → Reimond Stijnsstraat 99 te 1080 Sint-Jans-Molenbeek
Notary: Frédéric Van Bellinghen · Wemmel
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Reimond Stijnsstraat 99 te 1080 Sint-Jans-Molenbeek",
        "city": "Sint-Jans-Molenbeek",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Reimond Stijnsstraat",
        "country": "BE",
        "postcode": "1080",
        "box_number": null,
        "street_number": "99",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Sylvain Dupuislaan 397 te 1070 Anderlecht",
        "city": "Anderlecht",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Sylvain Dupuislaan",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "397",
        "locality_suffix": null
      },
      "effective_date": "2023-09-19",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Fr\u00E9d\u00E9ric Van Bellinghen",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Wemmel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-23",
    "filing_date": "2024-05-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2023-10-03",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0799.489.044",
    "name_full": "AFL Holding",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Benjamin-Christian Clasens",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL AFL Holding
Registered office
Reimond Stijnsstraat 99
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 5,518 of 24,679 companies in this sector with filed accounts
REACTR Management BE 0791.391.425 · Hechtel-Eksel
Menara Tree BE 0769.472.789 · Kasterlee
XAVI BE 0758.418.155 · Nieuwpoort
EMPROS DEVELOPMENT BE 0752.688.722 · Gent
GMVB BE 0771.847.905 · Wavre
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative