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Complete company report
Generated 20-08-2026
Active BE 1002.337.226Private limited company

AFC Hertsens

Heirbaan 395 ·9150 Beveren-Kruibeke-Zwijndrecht, Belgium· 2 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of AFC Hertsens is 1.9% (moderate). The 2025 annual accounts show equity of €3.92M and a net result of €517k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €3.92M
Net result €517k
Active 2 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability66Solvency100Growth78Stability82
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 66
Solvency 100
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 05-05-2026 with the NBB · fiscal year 2025 · volledig
€-200k€0€200k€400k€600kOperating result 2024: €-4k€-4kNet result 2024: €402k€402kOperating result 2025: €-3k€-3kNet result 2025: €517k€517k20242025
Operating resultNet result
Net profit
€517k
+28.5% 24-25
Total assets
€3.92M
+15.3% 24-25
Equity
€3.92M
+15.2% 24-25
Working capital
€919k
+128.5% 24-25
Income taxes
€5k
+581.7% 24-25
Debt
€6k
+374.0% 24-25
Debt ≤ 1y
€6k
+374.0% 24-25
Current ratio
147.52
-51.6% 24-25
Show 5 other metrics
Quick ratio
147.52
-51.6% 24-25
Solvency
99.8%
-0.1% 24-25
Debt / equity
0.00
+311.5% 24-25
ROE
13.2%
+11.5% 24-25
ROA
13.2%
+11.4% 24-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA-
Net profit€517k
Cash flow-
Staff costs-
Income taxes€5k
Dividends-
Total assets€3.92M
Equity€3.92M
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€919k
Employees (FTE)-
Ratios (computed)
2025
Current ratio147.52
Quick ratio147.52
Working capital ratio23.4%
Solvency99.8%
Debt / equity0.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA13.2%
ROE13.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€3.92M
Fixed assets 21/28€3.00M
Financial fixed assets 28€3.00M
Current assets 29/58€925k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.92M
Equity 10/15€3.92M
Contributions / capital 10/11€3.00M
Reserves 13€900k
Accumulated profits (losses) 14€19k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Income statement
Operating result 9901€-3k
Financial income 75€526k
Financial charges 65€507
Result before taxes 9903€522k
Income taxes 67/77€5k
Net result for the period 9904€517k
Result to be appropriated 9905€517k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
Groupe Audit BelgiumCurrent
Statutory auditor · represented by Bart Jorens
 - 18-12-2025 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation16-11-2023
StatusActive
Postal code9150
Connections & network 47 connected companies
Network connections
A.G.B.b.
Shared corporate director
→
AIRINC EUROPE
Shared corporate director
→
→
ALIVIRA
Shared corporate director
→
Show 2 more network connections
almex metaal
Shared corporate director
→
ALUSERVICE
Shared corporate director
→
41 further connected companies in this network. Available in Kantoor S. See plans →
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
AFC Hertsens
Heirbaan 395, 9150 Beveren-Kruibeke-ZwijndrechtHoldings
since 20232.352.435.090
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46013A0033/00D000 Flanders 2.4 ha 1 · 5,620 m² 8.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
18-12-2025
State Gazette act Director changes
v3.2
25-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2023
20-11-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 8 months ago
2025
18-12-2025 Bart Jorens appointed as statutory auditor Director changes
  • Bart Jorens, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Bart Jorens",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0434720148",
        "name": "Groupe Audit Belgium BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "De gewone algemene beslist om Groupe Audit Belgium BV, met zetel gelegen te 1090 Jette, Burgemeester Etienne Demunterlaan 5 bus 10, PRP Brussel, ondernemingsnummer 0434.720.148, hierbij vast vertegenwoordigd door de heer Bart Jorens, bedrijfsrevisor, als commissaris van de Vennootschap te benoemen v"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1002.337.226",
    "name_full": "AFC HERTSENS",
    "legal_form": "BV"
  }
}
2023
20-11-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Heirbaan 9, 9150 Kruibeke",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1991-11-04",
        "name": "Alexander HERTSENS",
        "niss": null,
        "address": "Alexander Farn\u00E8selaan 16, 9120 Beveren"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Alexander HERTSENS",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-06-23",
        "name": "Filip HERTSENS",
        "niss": null,
        "address": "Hogenakkerhoekstraat 2, 9150 Kruibeke"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Filip HERTSENS",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-11-09",
        "name": "Caroline HERTSENS",
        "niss": null,
        "address": "Hogenakkerhoekstraat 2, 9150 Kruibeke"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Caroline HERTSENS",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1000,
      "amount_subscribed_eur": 1000000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000000,
  "subject_company": {
    "kbo": "1002.337.226",
    "name_full": "AFC Hertsens",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-11-09",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL AFC Hertsens
Registered office
Heirbaan 395
9150 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative