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Complete company report
Generated 01-08-2026
Active BE 1007.102.401Private limited company

AF-AME

Rue Jacques Musch 29 ·4053 Chaudfontaine, Belgium· 2 yrs active
Sector: Architecture & engineering (71111)
Conclusion Checked

The computed 12-month bankruptcy probability of AF-AME is 0.8% (low). The 2024 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 33% of 3378 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €22k
Net result €19k
Better than sector 33%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health61Profitability100Solvency52Growth50Stability67
66 / 100

Strong profile, led by profitability.

Health 61
Profitability 100
Solvency 52
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
61 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.5% 55.1%
better than 33% of 3378 sector peers
Net result €19k €19k
better than 50% of 3378 sector peers
Equity €22k €45k
better than 29% of 3380 sector peers
Gross operating margin €42k €38k
better than 54% of 3375 sector peers
Total assets €59k €95k
better than 31% of 3379 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€41k
Net profit€19k
Cash flow€31k
Staff costs-
Income taxes€10k
Dividends-
Total assets€59k
Equity€22k
Debt€37k
of which ≤ 1y€37k
of which > 1y-
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.79
Quick ratio0.79
Working capital ratio-13.3%
Solvency36.5%
Debt / equity1.74
Long-term debt ratio-
Interest coverage2209.53
Gross margin-
Net margin-
ROA31.5%
ROE86.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€59k
Fixed assets 21/28€29k
Intangible fixed assets 21€833
Tangible fixed assets 22/27€29k
Current assets 29/58€30k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€59k
Equity 10/15€22k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€19k
Amounts payable 17/49€37k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€42k
Operating result 9901€29k
Financial charges 65€19
Result before taxes 9903€28k
Income taxes 67/77€10k
Net result for the period 9904€19k
Result to be appropriated 9905€19k
Ratios computed by Checked.
Legal Structure
NACE primary Architecture & engineering(71111)
Legal form Private limited company(610)
Incorporation13-03-2024
StatusActive
Postal code4053
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030C0079/00D002 Wallonia 2,318 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
17-03-2025
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
17-03-2025 MARMANN Miriam appointed as director Director changes
  • MARMANN Miriam, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "NN71072928495",
        "name": "MARMANN Miriam",
        "address": "Rue Jacques Musch 29/B \u00E0 4053 EMBOURG",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2024-07-01",
      "evidence_quote": "Apr\u00E8s d\u00E9lib\u00E9ration, l\u0027assembl\u00E9e nomme en tant qu\u0027administrateur, \u00E0 l\u0027unanimit\u00E9 des voix :",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "LIEGE",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-17",
    "filing_date": "2025-03-03",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-06-28",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1007.102.401",
    "name_full": "AF-AME",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Fritzlar Arne",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Schrijnwerk43320Schrijnwerk43320Schilderen van gebouwen43341Schilderen van gebouwen43341Interieurarchitecten71112Activiteiten van interieurarchitecten71112Reclamebureaus73110Activiteiten van reclamebureaus73110Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van fotografen, met uitzondering van persfotografen74201
Primary activity highlighted.
Names & trade names
Legal nameFR AF-AME
Registered office
Rue Jacques Musch 29 bus B
4053 Chaudfontaine, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative