AERTS INTERIEUR
ActiveSummary
AERTS INTERIEUR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €6k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency63▲+8
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.31 in 2024; short-term debt: 62.2% and cash: 16.1% of total assets), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €81k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
59 d early
2023
48 d early
2022
33 d early
2021
60 d early
2020
12 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€81k▲ 7.5%
2024 · €76k
2018: €121k
2019: €121k
2020: €122k
2021: €124k
2022: €122k
2023: €67k
2024: €76k
2018 → 2025
Total assets
€215k▼ 13.8%
2024 · €249k
2018: €221k
2019: €221k
2020: €264k
2021: €223k
2022: €191k
2023: €239k
2024: €249k
2018 → 2025
Net result
€6k▼ 35.0%
2024 · €9k
2018: €8k
2019: €8k
2020: €742
2021: €2k
2022: €-1k
2023: €-55k
2024: €9k
2018 → 2025
Working capital
€32k▼ 41.3%
2024 · €55k
2018: €80k
2019: €92k
2020: €107k
2021: €116k
2022: €115k
2023: €44k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€122k▼ 1.1%€67k▼ 45.2%€76k▲ 13.0%€81k▲ 7.5%
Operating result€4k-€214▼ 94.1%€-55k€8k€6k▼ 34.0%
Net result€2k-€-1k€-55k▼ 3,974%€9k€6k▼ 35.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€49k ▲ 135%
Current assets
€166k ▼ 27.5%
Equity and liabilities €215k
Equity
€81k ▲ 7.5%
Debt
€134k ▼ 23.1%
Debt's share of the balance-sheet total falls from 69.7% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €15k
Cash flow
€21k▲
2024 · €15k
Current ratio
1.24▼
2024 · 1.31
Quick ratio
0.98▼
2024 · 1.29
Debt to equity
1.64▼
2024 · 2.30
ROE
7.0%▼
2024 · 11.5%
ROA
2.6%▼
2024 · 3.5%
Interest coverage
3680.02▲
2024 · 79.59
Debt ≤ 1 year
€134k▼
2024 · €174k
Income taxes
€288▲
2024 · €274
Staff costs
€93k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€249k€215k▼
Fixed assets21/28€21k€49k▲
Tangible fixed assets22/27€21k€49k▲
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€3k€36k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€228k€166k▼
Stocks and contracts in progress3€5k€35k▲
Stocks30/36€5k€3k▼
Contracts in progress37-€32k
Amounts receivable within one year40/41€181k€87k▼
Trade receivables40€181k€73k▼
Other amounts receivable41€722€15k▲
Cash at bank and in hand54/58€28k€35k▲
Deferred charges and accrued income490/1€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€249k€215k▼
Equity10/15€76k€81k▲
Contributions10/11€37k€37k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-4k€1k▲
Amounts payable17/49€174k€134k▼
Amounts payable within one year42/48€174k€134k▼
Trade debts44€42k€32k▼
Suppliers440/4€42k€32k▼
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€300€300=
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€122k€90k▼
Income statement
Code20242025
Remuneration, social security and pensions62€95k€93k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€15k▲
Other operating charges640/8€890€912▲
Gross operating margin9900€111k€115k▲
Operating profit (loss)9901€8k€6k▼
Financial income75/76B€768€409▼
Recurring financial income75€768€409▼
Financial charges65/66B€186€6▼
Recurring financial charges65€186€6▼
Profit (loss) for the period before taxes9903€9k€6k▼
Income taxes67/77€274€288▲
Profit (loss) for the period9904€9k€6k▼
Profit (loss) for the period to be appropriated9905€9k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€1k▲
Profit (loss) brought forward from the previous period14P€-13k€-4k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoebenschot 92460 KasterleeGround area
3,010 m²
Building footprint
274 m²
Volume, LiDAR
1,198 m³
Parcel 13018F1375/00P000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AERTS INTERIEUR
since 19962.075.462.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018F1375/00P000 | Flanders | 3,010 m² | 1 · 274 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 30,800 EUR awarded · 30,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,747 EUR | 1,747 EUR |
| 2024 | 1 | 6,816 EUR | 6,816 EUR |
| 2023 | 1 | 14,825 EUR | 14,825 EUR |
| 2022 | 1 | 7,412 EUR | 7,412 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Recognised contractor
2 categoriesAERTS INTERIEUR BV29711
Dual-learning approval
3 live approvals · 6 endedBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Show 6 ended approvals
Interieurbouwer duaal (so)
Interieurbouwer (so)
Machinaal houtbewerker (so)
Plaatser binnenschrijnwerk (so)
Plaatser interieurelementen (so)
Productiemedewerker interieurbouw (so)
Similar companies · same sector, comparable size
DE GROOF A.
BE 0432.930.992
Balen · Eq €82,047
MAJU BOIS
BE 0682.613.942
Sint-Pieters-Leeuw · Eq €82,516
MCR
BE 0463.540.036
Lint · Eq €82,897
CF Création
BE 0746.575.445
Welkenraedt · Eq €84,427
CKX CONCEPT
BE 0707.588.175
Namur · Eq €85,474
Of 619 companies in sector 31002 we hold annual accounts for 349. 267 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31001Manufacture of furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.