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Generated 07-08-2026
Active BE 0793.146.729Private limited company

AEM Business Solution

Fraikinstraat 5 ·1030 Schaarbeek, Belgium· 3 yrs active
Sector: NACE 42219 (42219)
Conclusion Checked

The computed 12-month bankruptcy probability of AEM Business Solution is 4.3% (elevated). The 2025 annual accounts show equity of €3k and a net result of €2k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 149 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €3k
Net result €2k
Better than sector 8%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health56Profitability100Solvency10Growth52Stability94
62 / 100

Strong profile, led by profitability.

Health 56
Profitability 100
Solvency 10
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
56 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 30-05-2026 with the NBB · fiscal year 2025 · micro
€-4k€-2k€0€2kOperating result 2023: €735€735Net result 2023: €2k€2kOperating result 2024: €-2k€-2kNet result 2024: €-392€-392Operating result 2025: €-3k€-3kNet result 2025: €2k€2k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~28.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€1k€2k€3k€4k€5k2026: €4k (€4k - €4k)2027: €4k (€4k - €5k)2028: €5k (€5k - €5k)2023: €2k2024: €2k2025: €3k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 42 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.8% 42.0%
better than 8% of 149 sector peers
Net result €2k €9k
better than 28% of 149 sector peers
Equity €3k €43k
better than 9% of 149 sector peers
Gross operating margin €74k €43k
better than 63% of 148 sector peers
Staff costs €67k €41k
higher than 64% of 71 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
+106.7% -98% vs sector
Net profit
€2k
- -99% vs sector
Cash flow
€10k
+140.9% -95% vs sector
Total assets
€86k
+117.2% -94% vs sector
Equity
€3k
+94.6% -99% vs sector
Working capital
€-13k
- far below sector median
Employees (FTE)
2
- -78% vs sector
Staff costs
€67k
+96.8% -86% vs sector
Income taxes
€925
- -95% vs sector
Debt
€82k
+118.2% -91% vs sector
Debt ≤ 1y
€74k
+201.0% -92% vs sector
Debt > 1y
€8k
-37.1% -95% vs sector
Current ratio
0.82
-22.7% -31% vs sector
Quick ratio
0.82
-22.7% -21% vs sector
Solvency
3.8%
-10.4% -88% vs sector
Debt / equity
25.20
+12.1% far above sector median
ROE
48.6%
- +127% vs sector
ROA
1.9%
- -75% vs sector
Interest coverage
6.50
+179.6% -57% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€6k
Net profit€2k
Cash flow€10k
Staff costs€67k
Income taxes€925
Dividends-
Total assets€86k
Equity€3k
Debt€82k
of which ≤ 1y€74k
of which > 1y€8k
Working capital€-13k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.82
Quick ratio0.82
Working capital ratio-15.2%
Solvency3.8%
Debt / equity25.20
Long-term debt ratio2.52
Interest coverage6.50
Gross margin-
Net margin-
ROA1.9%
ROE48.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€86k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€24k
Financial fixed assets 28€1k
Current assets 29/58€61k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€86k
Equity 10/15€3k
Contributions / capital 10/11€100
Accumulated profits (losses) 14€3k
Amounts payable 17/49€82k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€74k
Trade debts payable within one year 44€53k
Income statement
Gross operating margin 9900€74k
Operating result 9901€-3k
Financial income 75€6k
Financial charges 65€860
Result before taxes 9903€3k
Income taxes 67/77€925
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 42219
Legal form Private limited company(610)
Incorporation28-10-2022
StatusActive
Postal code1030
Establishment units 2 locations
AEM Business Solution
Fraikinstraat 5, 1030 SchaarbeekBouw van water- en gasdistributienetten
since 20222.337.321.502
AEM TAX
Stationsstraat 284, 1700 DilbeekDiensten voor personenvervoer op aanvraag per voertuig met chauffeur
since 20252.371.557.651
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23016A0053/00H004 Flanders 1,275 m² 1 · 114 m² -
21910E0146/02N003 Brussels 141 m² 1 · 114 m² 18.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
12-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
07-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
03-04-2024
State Gazette act Director changes
2023
28-02-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
03-04-2024 Discharge granted to the board Director changes
Technical details 
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      "decharge_status": "granted",
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  "act_meta": {
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  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2023-09-30",
      "unanimous": true
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  "publication_proxy": {
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    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
28-02-2023 Erraddahi Elias appointed as director Director changes
  • Erraddahi Elias, Bestuurder
Technical details 
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      "role": "bestuurder",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-02-01",
      "evidence_quote": "Il est d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 des voix de la nomination au poste d\u0027Administrateur \u00E0 dater du 01/02/2023 de Monsieur Erraddahi Elias (mandat \u00E0 titre gratuit).",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "commissaris",
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    }
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  "notary": {
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    "firm_city": null,
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    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
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    "pub_date": null,
    "filing_date": null,
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  },
  "decisions": [
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      "unanimous": true
    }
  ],
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  "publication_proxy": {
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    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bouw van civieltechnische werken voor vloeistoffen, n.e.g.42219Bouw van civieltechnische werken voor vloeistoffen, neg42219Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Bouw van water- en gasdistributienetten42211Bouw van water- en gasdistributienetten42211Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR AEM Business Solution
Registered office
Fraikinstraat 5
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative