AEDIFICA INVEST
ActiveThe annual accounts of AEDIFICA INVEST for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €1.54M and a net result of €-2.12M. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 820 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-8
Solvency28▼-4
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.26 against 0.8 in 2024; short-term debt: 4.5% and cash: 0% of total assets), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
-4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2.12M
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 820 sector peers (2025).
NBB · sector comparisonPosition among 820 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
83 d early
2023
76 d early
2022
89 d early
2021
82 d early
2020
59 d early
2019
102 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.75M▼ 84.4%
2020 · €11.22M
2020: €11.22M
2020 → 2021
EBIT margin
13.7%▲ 10.4pp
2020 · 3.4%
2020: 3.4%
2020 → 2021
Net result
€-2.12M▼ 236%
2024 · €-629k
2019: €-117k
2020: €-164k
2021: €-396k
2022: €-320k
2023: €10k
2024: €-629k
2019 → 2025
Working capital
€-1.75M▼ 608%
2024 · €-247k
2019: €-593k
2020: €-574k
2021: €-1.45M
2022: €-571k
2023: €-659k
2024: €-247k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.75M-
Equity€1.59M-€1.27M▼ 20.2%€4.29M▲ 238%€3.66M▼ 14.7%€1.54M▼ 57.8%
Operating result€240k-€269k▲ 12.2%€698k▲ 159%€897k▲ 28.4%€92k▼ 89.7%
Net result€-396k-€-320k▲ 19.2%€10k€-629k€-2.12M▼ 236%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52.69M
Fixed assets
€52.09M=
Current assets
€601k▼ 39.7%
Equity and liabilities €52.69M
Equity
€1.54M▼ 57.8%
Debt
€51.15M▲ 3.5%
The debt ratio rises from 93.1% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
2.9%▼
2024 · 6.9%
Current ratio
0.26▼
2024 · 0.80
Quick ratio
0.26▼
2024 · 0.80
Debt / equity
33.15▲
2024 · 13.51
ROE
-137.1%▼
2024 · -17.2%
ROA
-4.0%▼
2024 · -1.2%
Debt
€51.15M▲
2024 · €49.43M
Debt ≤ 1 year
€2.35M▲
2024 · €1.24M
Debt > 1 year
€48.78M▲
2024 · €48.08M
Income taxes
€-49k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53.09M€52.69M▼
Fixed assets21/28€52.09M€52.09M=
Financial fixed assets28€52.09M€52.09M=
Current assets29/58€998k€601k▼
Amounts receivable within one year40/41€996k€596k▼
Other amounts receivable41€996k€596k▼
Cash at bank and in hand54/58€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€53.09M€52.69M▼
Equity10/15€3.66M€1.54M▼
Contributions10/11€4.60M€4.60M=
Capital10€4.60M€4.60M=
Issued capital100€4.60M€4.60M=
Profit (loss) carried forward14€-941k€-3.06M▼
Amounts payable17/49€49.43M€51.15M▲
Amounts payable after more than one year17€48.08M€48.78M▲
Financial debts170/4€48.08M€48.78M▲
Amounts payable within one year42/48€1.24M€2.35M▲
Trade debts44€21k€4k▼
Suppliers440/4€21k€4k▼
Taxes, remuneration and social security45€172k€232k▲
Taxes450/3€172k€232k▲
Other amounts payable47/48€1.05M€2.12M▲
Accrued charges and deferred income492/3€105k€20k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€83k€96k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€899k€95k▼
Operating profit (loss)9901€897k€92k▼
Financial income75/76B€23k€22k▼
Recurring financial income75€23k€22k▼
Financial charges65/66B€1.43M€2.28M▲
Recurring financial charges65€1.43M€2.28M▲
Profit (loss) for the period before taxes9903€-513k€-2.16M▼
Income taxes67/77€116k€-49k▼
Profit (loss) for the period9904€-629k€-2.12M▼
Profit (loss) for the period to be appropriated9905€-629k€-2.12M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-941k€-3.06M▼
Profit (loss) brought forward from the previous period14P€-312k€-941k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-2.12M
Net result drops to €-2.12M, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 4 loss-making years.
31-12
Financial
Equity above €2MEq €4.29M ▲238%
Equity rises from €1.27M to €4.29M.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
21-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
35 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 401040 EtterbeekGround area
3,919 m²
Building footprint
1,800 m²
Volume, LiDAR
72,028 m³
Parcel 21805E0283/00C000, Brussels · tallest building 58.6 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
Aedifica Invest
since 20062.154.344.759
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0283/00C000 | Brussels | 3,919 m² | 1 · 1,800 m² | 58.6 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 4,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-02-2006
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.