ADVIZE
ActiveADVIZE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €23k. Its solvency ranks better than 36% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency64▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.61 in 2024; short-term debt: 37.4% and cash: 76.1% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
33.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
9 d late
2024
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 617%
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€69k▲ 600%
2024 · €10k
2024: €10k
2024 → 2025
Net result
€23k
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€40k▲ 967%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€27k▲ 617%
Operating result€-375-€35k
Net result€-1k-€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €375 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€3k
Current assets
€65k
Equity and liabilities €69k
Equity
€27k▲ 617%
Debt
€42k▲ 590%
The debt ratio falls from 62.1% to 61.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k
Cash flow
€23k
Solvency
38.8%▲
2024 · 37.9%
Current ratio
2.54▲
2024 · 1.61
Quick ratio
2.54▲
2024 · 1.61
Debt / equity
1.58▼
2024 · 1.64
ROE
86.0%▲
2024 · -34.6%
ROA
33.4%▲
2024 · -13.1%
Interest coverage
7.90
Debt
€42k▲
2024 · €6k
Debt ≤ 1 year
€26k▲
2024 · €6k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€69k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Other tangible fixed assets26-€3k
Current assets29/58€10k€65k▲
Amounts receivable within one year40/41-€13k
Trade receivables40-€13k
Cash at bank and in hand54/58€10k€52k▲
Equity and liabilities
Total equity and liabilities10/49€10k€69k▲
Equity10/15€4k€27k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-1k€22k▲
Amounts payable17/49€6k€42k▲
Amounts payable within one year42/48€6k€26k▲
Trade debts44€698€2k▲
Suppliers440/4€698€2k▲
Taxes, remuneration and social security45€4k€13k▲
Taxes450/3€4k€13k▲
Other amounts payable47/48€1k€11k▲
Accrued charges and deferred income492/3-€16k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€228
Other operating charges640/8€797€2k▲
Gross operating margin9900€422€37k▲
Operating profit (loss)9901€-375€35k▲
Financial charges65/66B€910€4k▲
Recurring financial charges65€910€4k▲
Profit (loss) for the period before taxes9903€-1k€30k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-1k€23k▲
Profit (loss) for the period to be appropriated9905€-1k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€22k▲
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-07-08
- Registered-office move, Kerkstraat 46 - bus 102. 9870 Olsene Zulte
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 469870 ZulteGround area
3,837 m²
Building footprint
460 m²
Volume, LiDAR
3,027 m³
Parcel 44050A0703/00M000, Flanders · tallest building 18.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Advize
since 20242.365.736.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44050A0703/00M000 | Flanders | 3,837 m² | 1 · 460 m² | 18.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 597 EUR awarded · 597 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 597 EUR | 597 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 33,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.