ADVINANCE
ActiveSummary
ADVINANCE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €9k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+65
Solvency70▲+7
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.04 in 2024; short-term debt: 45% and cash: 10.2% of total assets), and 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
25.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▲ 129%
2024 · €7k
2021: €8k
2022: €12k
2023: €7k
2024: €7k
2021 → 2025
Total assets
€35k▲ 92.6%
2024 · €18k
2021: €11k
2022: €41k
2023: €21k
2024: €18k
2021 → 2025
Net result
€9k
2024 · €-609
2021: €4k
2022: €4k
2023: €-5k
2024: €-609
2021 → 2025
Working capital
€-2k
2024 · €459
2021: €7k
2022: €-13k
2023: €-2k
2024: €459
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€12k▲ 51.8%€7k▼ 38.3%€7k▼ 8.1%€16k▲ 129%
Operating result€6k-€8k▲ 28.7%€-1k€2k€14k▲ 770%
Net result€4k-€4k▼ 7.8%€-5k€-609▲ 86.9%€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 770% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€22k ▲ 211%
Current assets
€14k ▲ 20.2%
Equity and liabilities €35k
Equity
€16k ▲ 129%
Debt
€20k ▲ 70.9%
Debt's share of the balance-sheet total falls from 62.4% to 55.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €5k
Cash flow
€12k▲
2024 · €3k
Current ratio
0.86▼
2024 · 1.04
Debt to equity
1.24▼
2024 · 1.66
ROE
56.2%▲
2024 · -8.9%
ROA
25.1%▲
2024 · -3.3%
Interest coverage
11.27▲
2024 · 2.49
Debt ≤ 1 year
€16k▲
2024 · €11k
Debt > 1 year
€3k
Income taxes
€3k▲
2024 · €332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€18k€35k▲
Fixed assets21/28€7k€22k▲
Intangible fixed assets21€224€3▼
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€1k€826▼
Furniture and vehicles24€5k€1k▼
Other tangible fixed assets26-€5k
Financial fixed assets28-€14k
Current assets29/58€11k€14k▲
Amounts receivable within one year40/41€5k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€168€6▼
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€18k€35k▲
Equity10/15€7k€16k▲
Contributions10/11€4k€4k=
Reserves13€3k€12k▲
Distributable reserves133€3k€12k▲
Amounts payable17/49€11k€20k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€11k€16k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€2k€40▼
Accrued charges and deferred income492/3€526€316▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€437€2k▲
Gross operating margin9900€5k€19k▲
Operating profit (loss)9901€2k€14k▲
Financial income75/76B€34€0▼
Recurring financial income75€34€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-277€12k▲
Income taxes67/77€332€3k▲
Profit (loss) for the period9904€-609€9k▲
Profit (loss) for the period to be appropriated9905€-609€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-609€9k▲
Transfer from equity791/2€609-
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼212%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nerenaard 172550 KontichGround area
1,773 m²
Building footprint
209 m²
Volume, LiDAR
1,078 m³
Parcel 11024F0387/00H000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVINANCE
since 20212.312.117.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0387/00H000 | Flanders | 1,773 m² | 1 · 209 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,742 EUR awarded · 1,742 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 158 EUR | 158 EUR |
| 2024 | 1 | 369 EUR | 369 EUR |
| 2022 | 1 | 1,215 EUR | 1,215 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 27,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
82100Office administrative and support services
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.