ADVIFIN
ADVIFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €312k and a net result of €174k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 763 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €312k |
| Net result | €174k |
| Staff (FTE) | 1 |
| Better than sector | 89% |
Exceptional profile, strong across almost every axis.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 84.9% | 38.7% | |
| Net result | €174k | €28k | |
| Equity | €312k | €62k | |
| Gross operating margin | €371k | €66k | |
| Staff costs | €44k | €63k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €174k |
| Cash flow | n/a |
| Staff costs | €44k |
| Income taxes | €78k |
| Dividends | - |
| Total assets | €368k |
| Equity | €312k |
| Debt | €56k |
| of which ≤ 1y | €50k |
| of which > 1y | €0 |
| Working capital | n/a |
| Employees (FTE) | 1.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 84.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 47.2% |
| ROE | 55.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €368k |
| Fixed assets | 21/28 | €130k |
| Intangible fixed assets | 21 | €0 |
| Tangible fixed assets | 22/27 | €5k |
| Financial fixed assets | 28 | €125k |
| Current assets | 29/58 | €237k |
| Amounts receivable within one year | 40/41 | €6k |
| Investments | 50/53 | €200k |
| Cash & bank | 54/58 | €29k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €368k |
| Equity | 10/15 | €312k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €294k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €56k |
| Amounts payable after one year | 17 | €0 |
| Amounts payable within one year | 42/48 | €50k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €371k |
| Operating result | 9901 | €254k |
| Financial income | 75 | €241 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €252k |
| Income taxes | 67/77 | €78k |
| Net result for the period | 9904 | €174k |
| Result to be appropriated | 9905 | €174k |
Former directors (2)
-
Former- → 01-10-2024
-
Former- → 09-08-2018
| NACE primary | 66191 |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 09-10-2009 |
| Status | Active |
| Postal code | 3600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1169/00N000 | Flanders | 1,256 m² | 1 · 146 m² | 9.8 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
08-12-2025 Registered office moved within Genk
- Weg naar As 140, 3600 Genk → Houtblookstraat 17, 3600 Genk
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Genk",
"region": null,
"street": "Houtblookstraat",
"country": "BE",
"postcode": "3600",
"box_number": null,
"street_number": "17"
},
"old_address": {
"city": "Genk",
"region": null,
"street": "Weg naar As",
"country": "BE",
"postcode": "3600",
"box_number": "2",
"street_number": "140"
},
"effective_date": "2025-10-27",
"evidence_quote": "De bestuurder heeft beslist om het adres van de maatschappelijke zetel, administratieve zetel en exploitatiezetel over te brengen naar volgend adres 3600 Genk, Houtblookstraat 17, dit met ingang van 27/10/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0819.631.093",
"name_full": "ADVIFIN",
"legal_form": "BVBA"
}
}22-10-2024 Vansweevelt Greta resigns as director
- Vansweevelt Greta, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vansweevelt Greta",
"address": null,
"birth_date": null
},
"effective_date": "2024-10-01",
"evidence_quote": "De bestuurder stelt vast dat mevr. Vansweevelt Greta, Sparrenlaan 4, 3500 Hasselt vrijwillig ontslag heeft genomen als bestuurder met ingang van 01/10/2024 bij brief van 16/09/2024 en dit om persoonlijke redenen. Dit ontslag wordt aanvaardt. De eerstvolgende algemene vergadering zal zich uitspreken "
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0819.631.093",
"name_full": "ADVIFIN",
"legal_form": "BVBA"
}
}03-12-2018 Guy Claes resigns as manager
- Guy Claes, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Guy Claes",
"address": null,
"birth_date": null
},
"effective_date": "2018-08-09",
"evidence_quote": "Dhr Guy Claes, Vilstraat 70, 3511 Kuringen verklaart vrijwillig ontslag te nemen als zaakvoerder van de Bvba Advifin, Weg naar As 140 bus 2, 3600 Genk en met ON 0819.631.093 met ingang van 9 augustus 2018."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0819.631.093",
"name_full": "ADVIFIN",
"legal_form": "BVBA"
}
}09-02-2018 Change in the board of directors
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0819.631.093",
"name_full": "ADVIFIN",
"legal_form": "BVBA"
}
}18-01-2010 Registered office moved within Genk
- Weg naar As 140, 3600 Genk → Weg naar As 140, 3600 Genk
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Genk",
"region": null,
"street": "Weg naar As",
"country": "BE",
"postcode": "3600",
"box_number": "2",
"street_number": "140"
},
"old_address": {
"city": "Genk",
"region": null,
"street": "Weg naar As",
"country": "BE",
"postcode": "3600",
"box_number": "11",
"street_number": "140"
},
"effective_date": null,
"evidence_quote": "terwijl er dient gelezen te worden: \u0022De maatschappelijke zetel van de vennootschap is gelegen te 3600 Genk, Weg naar As 140 bus 2\u0022"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0819.631.093",
"name_full": "ADVIFIN",
"legal_form": "BVBA"
}
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | ADVIFIN |