ADVICE, INTELLIGENCE AND MANAGEMENT
ActiveADVICE, INTELLIGENCE AND MANAGEMENT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.72M and a net result of €1.18M. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 3186 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 7.8 against 2.97 in 2024; short-term debt: 7.5% and cash: 6.8% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
40.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
55 d early
2023
51 d early
2022
56 d early
2021
87 d early
2020
65 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.18M▲ 134%
2024 · €503k
2018: €119k
2019: €135k
2020: €172k
2021: €188k
2022: €186k
2023: €104k
2024: €503k
2018 → 2025
Working capital
€1.49M▲ 128%
2024 · €655k
2018: €-73k
2019: €-17k
2020: €114k
2021: €233k
2022: €274k
2023: €252k
2024: €655k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.11M-€1.23M▲ 10.1%€1.17M▼ 4.4%€1.54M▲ 31.6%€2.72M▲ 76.3%
Operating result€281k-€255k▼ 9.3%€160k▼ 37.3%€744k▲ 365%€1.63M▲ 119%
Net result€188k-€186k▼ 1.1%€104k▼ 44.2%€503k▲ 385%€1.18M▲ 134%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.94M
Fixed assets
€1.23M▲ 32.0%
Current assets
€1.71M▲ 73.4%
Equity and liabilities €2.94M
Equity
€2.72M▲ 76.3%
Debt
€219k▼ 41.5%
The debt ratio falls from 19.5% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.72M▲
2024 · €830k
Cash flow
€1.27M▲
2024 · €589k
Solvency
92.5%▲
2024 · 80.5%
Current ratio
7.80▲
2024 · 2.97
Quick ratio
7.80▲
2024 · 2.97
Debt / equity
0.08▼
2024 · 0.24
ROE
43.3%▲
2024 · 32.6%
ROA
40.1%▲
2024 · 26.3%
Interest coverage
172.96▲
2024 · 20.69
Debt
€219k▼
2024 · €375k
Debt ≤ 1 year
€219k▼
2024 · €332k
Income taxes
€468k▲
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.92M€2.94M▲
Fixed assets21/28€931k€1.23M▲
Tangible fixed assets22/27€930k€1.23M▲
Land and buildings22€893k€1.19M▲
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€32k€29k▼
Financial fixed assets28€123€123=
Current assets29/58€987k€1.71M▲
Amounts receivable within one year40/41€8k€6k▼
Other amounts receivable41€8k€6k▼
Current investments50/53€833k€1.50M▲
Cash at bank and in hand54/58€142k€198k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.92M€2.94M▲
Equity10/15€1.54M€2.72M▲
Reserves13€1.18M€2.36M▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132-€505k
Distributable reserves133€1.17M€1.84M▲
Profit (loss) carried forward14€362k€362k=
Amounts payable17/49€375k€219k▼
Amounts payable after more than one year17€43k-
Financial debts170/4€43k-
Amounts payable within one year42/48€332k€219k▼
Current portion of amounts payable after more than one year42€46k€43k▼
Trade debts44€12k€22k▲
Suppliers440/4€12k€22k▲
Taxes, remuneration and social security45€143k€151k▲
Taxes450/3€143k€151k▲
Other amounts payable47/48€131k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€93k▲
Other operating charges640/8€8k€10k▲
Gross operating margin9900€837k€1.73M▲
Operating profit (loss)9901€744k€1.63M▲
Financial income75/76B€38k€27k▼
Recurring financial income75€38k€27k▼
Financial charges65/66B€40k€10k▼
Recurring financial charges65€40k€10k▼
Profit (loss) for the period before taxes9903€743k€1.65M▲
Income taxes67/77€239k€468k▲
Profit (loss) for the period9904€503k€1.18M▲
Transfer to tax-exempt reserves689-€505k
Profit (loss) for the period to be appropriated9905€503k€672k▲
Appropriation of the result
Profit (loss) to be appropriated9906€865k€1.03M▲
Profit (loss) brought forward from the previous period14P€362k€362k=
Transfer from equity791/2€133k-
Transfer to equity691/2€503k€672k▲
To other reserves6921€503k€672k▲
Profit to be distributed694/7€133k-
Return on contributions (dividend)694€133k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €1.18M ▲134%
Operating result €1.63M, net result €1.18M, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.80
Current ratio from 2.97 to 7.80; short-term debt falls from €332k to €219k.
31-12
Financial
Equity above €2MEq €2.72M ▲76.3%
8 profitable years in a row build equity to €2.72M.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €104k ▼44.2%
Net result drops to €104k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €1MEq €1.11M ▲11.6%
4 profitable years in a row build equity to €1.11M.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opaallaan 651030 SchaarbeekGround area
412 m²
Building footprint
220 m²
Volume, LiDAR
2,768 m³
2 parcels, Brussels · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Karel Martelstraat 21, 1000 Brussel
since 20002.096.426.554
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0234/00D000 | Brussels | 207 m² | 1 · 110 m² | 18.6 m · 5 fl. |
| 21905C0089/00Z015 | Brussels | 205 m² | 1 · 110 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MERA PEACK
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LJC
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 16,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2000
Fiscal year end31-12
Abbreviation FR
A.I.M.
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.