ABLE
ActiveSummary
ABLE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of -€126,283. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-57
Solvency68▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 3.91 in 2024; short-term debt: 19.7% and cash: 10.1% of total assets), and 57.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
-4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
25 d early
2023
23 d late
2022
7 d early
2021
25 d early
2020
15 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.4m▲ 45.4%
2024 · €934,206
Total assets
€3.2m▲ 35.8%
2024 · €2.3m
Net result
-€126,283
2024 · €43,277
Working capital
€273,597▼ 81.5%
2024 · €1.5m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,416▼ 10.7%€41,418▲ 63.0%€78,707▲ 90.0%€26,849▼ 65.9%-€122,373
Net result€12,560▲ 20.3%€30,117▲ 140%€24,570▼ 18.4%€43,277▲ 76.1%-€126,283
Equity€847,317▼ 12.1%€816,359▼ 3.7%€1.1m▲ 33.6%€934,206▼ 14.4%€1.4m▲ 45.4%
Total assets€1.8m▼ 2.2%€2.0m▲ 12.3%€2.1m▲ 8.2%€2.3m▲ 9.2%€3.2m▲ 35.8%
Debt€824,084▼ 1.6%€1.1m▲ 30.0%€1.0m▼ 2.1%€1.4m▲ 33.8%€1.8m▲ 29.4%
Working capital€1.3m▲ 6.3%€1.4m▲ 4.4%€1.6m▲ 11.8%€1.5m▼ 5.5%€273,597▼ 81.5%
Staff (FTE)16.3▼ 1.2%16.2▼ 0.6%18.3▲ 13.0%18.5▲ 1.1%19.2▲ 3.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €122,373 after €26,849 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€2.3m ▲ 559%
Current assets
€897,711 ▼ 54.9%
Equity and liabilities €3.2m
Equity
€1.4m ▲ 45.4%
Debt
€1.8m ▲ 29.4%
Debt's share of the balance-sheet total falls from 60.0% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€8,156▼
2024 · €114,010
Cash flow
-€12,066▼
2024 · €130,438
Current ratio
1.44▼
2024 · 3.91
Quick ratio
1.13▼
2024 · 3.49
Debt to equity
1.34▼
2024 · 1.50
ROE
-9.3%▼
2024 · 4.6%
ROA
-4.0%▼
2024 · 1.9%
Interest coverage
-0.24▼
2024 · 6.53
Debt ≤ 1 year
€624,113▲
2024 · €508,874
Debt > 1 year
€320,857▲
2024 · €168,758
Income taxes
€2,256▲
2024 · €2,253
Staff costs
€1.7m▲
2024 · €1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1.3m | €1.3m | €1.6m | €1.5m | €1.7m | ▲ 14.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €243,173 | €84,390 | €72,771 | €87,161 | €114,218 | ▲ 31.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €90,000 | - | -€5,683 | - | - | - |
| Other operating charges640/8 | €3,859 | €3,300 | €13,502 | €14,699 | €17,678 | ▲ 20.3% |
| Gross operating margin9900 | €1.6m | €1.4m | €1.7m | €1.6m | €1.7m | ▲ 6.3% |
| Operating profit (loss)9901 | €25,416 | €41,418 | €78,707 | €26,849 | -€122,373 | ▼ 556% |
| Financial income75/76B | €0 | - | - | €36,152 | €32,558 | ▼ 9.9% |
| Recurring financial income75 | €0 | - | - | €36,152 | €32,558 | ▼ 9.9% |
| Financial charges65/66B | €9,657 | €9,159 | €51,473 | €17,471 | €34,212 | ▲ 95.8% |
| Recurring financial charges65 | €9,657 | €9,159 | €14,793 | €17,471 | €34,212 | ▲ 95.8% |
| Non-recurring financial charges66B | - | - | €36,680 | - | - | - |
| Profit (loss) for the period before taxes9903 | €15,760 | €32,259 | €27,233 | €45,530 | -€124,027 | ▼ 372% |
| Income taxes67/77 | €3,200 | €2,142 | €2,663 | €2,253 | €2,256 | ▲ 0.2% |
| Profit (loss) for the period9904 | €12,560 | €30,117 | €24,570 | €43,277 | -€126,283 | ▼ 392% |
| Profit (loss) for the period to be appropriated9905 | €12,560 | €30,117 | €24,570 | €43,277 | -€126,283 | ▼ 392% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €2.0m | €2.1m | €2.3m | €3.2m | ▲ 35.8% |
| Fixed assets21/28 | €96,403 | €158,992 | €162,658 | €345,622 | €2.3m | ▲ 559% |
| Intangible fixed assets21 | €48,255 | €10,393 | €6,245 | €2,098 | €109 | ▼ 94.8% |
| Tangible fixed assets22/27 | €47,019 | €147,604 | €155,417 | €342,528 | €674,880 | ▲ 97.0% |
| Plant, machinery and equipment23 | €9,651 | €58,544 | €56,632 | €113,049 | €181,317 | ▲ 60.4% |
| Furniture and vehicles24 | €37,368 | €40,955 | €23,338 | €12,028 | €17,753 | ▲ 47.6% |
| Other tangible fixed assets26 | - | €48,105 | €75,447 | €217,451 | €475,811 | ▲ 119% |
| Financial fixed assets28 | €1,130 | €996 | €996 | €996 | €1.6m | ▲ 160,676% |
| Current assets29/58 | €1.7m | €1.8m | €2.0m | €2.0m | €897,711 | ▼ 54.9% |
| Stocks and contracts in progress3 | €214,100 | €212,487 | €216,530 | €213,411 | €193,221 | ▼ 9.5% |
| Stocks30/36 | €214,100 | €212,487 | €216,530 | €213,411 | €193,221 | ▼ 9.5% |
| Amounts receivable within one year40/41 | €201,057 | €336,262 | €413,217 | €293,794 | €337,872 | ▲ 15.0% |
| Trade receivables40 | €162,928 | €318,067 | €360,385 | €274,102 | €310,098 | ▲ 13.1% |
| Other amounts receivable41 | €38,128 | €18,195 | €52,832 | €19,692 | €27,774 | ▲ 41.0% |
| Current investments50/53 | - | - | - | €1.0m | - | - |
| Cash at bank and in hand54/58 | €1.2m | €1.2m | €1.3m | €437,361 | €320,700 | ▼ 26.7% |
| Deferred charges and accrued income490/1 | €35,201 | €58,344 | €24,757 | €47,105 | €45,918 | ▼ 2.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €2.0m | €2.1m | €2.3m | €3.2m | ▲ 35.8% |
| Equity10/15 | €847,317 | €816,359 | €1.1m | €934,206 | €1.4m | ▲ 45.4% |
| Contributions10/11 | €668,202 | €668,202 | €668,202 | €668,202 | €1.3m | ▲ 89.8% |
| Reserves13 | €118,040 | €148,157 | €172,727 | €216,004 | €89,720 | ▼ 58.5% |
| Distributable reserves133 | €118,040 | €148,157 | €172,727 | €216,004 | €89,720 | ▼ 58.5% |
| Investment grants15 | €61,075 | - | €250,000 | €50,000 | - | - |
| Provisions and deferred taxes16 | €90,000 | €90,000 | - | - | - | - |
| Provisions for liabilities and charges160/5 | €90,000 | €90,000 | - | - | - | - |
| Other liabilities and charges164/5 | €90,000 | €90,000 | - | - | - | - |
| Amounts payable17/49 | €824,084 | €1.1m | €1.0m | €1.4m | €1.8m | ▲ 29.4% |
| Amounts payable after more than one year17 | - | €45,384 | €34,952 | €168,758 | €320,857 | ▲ 90.1% |
| Financial debts170/4 | - | €45,384 | €34,952 | €168,758 | €320,857 | ▲ 90.1% |
| Amounts payable within one year42/48 | €321,663 | €415,634 | €408,133 | €508,874 | €624,113 | ▲ 22.6% |
| Current portion of amounts payable after more than one year42 | - | €11,967 | €14,155 | €20,697 | €84,908 | ▲ 310% |
| Trade debts44 | €204,947 | €219,511 | €155,663 | €246,400 | €288,718 | ▲ 17.2% |
| Suppliers440/4 | €204,947 | €219,511 | €155,663 | €246,400 | €288,718 | ▲ 17.2% |
| Taxes, remuneration and social security45 | €116,716 | €184,156 | €236,895 | €233,936 | €249,647 | ▲ 6.7% |
| Taxes450/3 | €5,699 | €2,600 | €3,676 | €30,375 | €19,054 | ▼ 37.3% |
| Remuneration and social security454/9 | €111,017 | €181,556 | €233,220 | €203,561 | €230,594 | ▲ 13.3% |
| Other amounts payable47/48 | - | - | €1,419 | €7,841 | €840 | ▼ 89.3% |
| Accrued charges and deferred income492/3 | €502,421 | €610,165 | €605,610 | €725,455 | €870,803 | ▲ 20.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,560 | €30,117 | €24,570 | €43,277 | -€126,283 | ▼ 392% |
| + Depreciation and write-downs630 | €243,173 | €84,390 | €72,771 | €87,161 | €114,218 | ▲ 31.0% |
| Operating cash flow (approximation) | €255,733 | €114,507 | €97,342 | €130,438 | -€12,066 | ▼ 109% |
| Investment in fixed assets (approximation) | - | -€146,979 | -€76,437 | -€270,125 | -€2.0m | ▼ 657% |
| Change in cash | - | -€3,184 | €111,007 | -€885,102 | -€116,661 | ▲ 86.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€126,283
Net result drops to -€126,283, the lowest in the series.
31-12
Financial
Equity above €1mEq €1.4m ▲45.4%
Equity rises from €934,206 to €1.4m.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Equity above €1mEq €1.1m ▲33.6%
6 profitable years in a row build equity to €1.1m.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 6.13
Current ratio from 1.96 to 6.13; short-term debt falls from €350,948 to €246,244.
31-12
Financial
Equity above €500,000Eq €964,499 ▲221%
3 profitable years in a row build equity to €964,499.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Equity above €200,000Eq €300,572 ▲94.4%
2 profitable years in a row build equity to €300,572.
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
20-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2002
Ground area
265 m²
Building footprint
93 m²
Volume, LiDAR
494 m³
Parcel 12403D0217/02E002, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ABLE
since 20022.113.536.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0217/02E002 | Flanders | 265 m² | 1 · 93 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 866,814 EUR awarded · 30,479 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 824,559 EUR | 725 EUR |
| 2024 | 2 | 34,000 EUR | 21,500 EUR |
| 2023 | 1 | 4,629 EUR | 5,941 EUR |
| 2022 | 1 | 3,626 EUR | 2,313 EUR |
European Union, budget
2023 · 1 entry · 409,678 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2023 | 1 | 409,678 EUR |
Projects
CYSSME - CYBERSECURITY AND DATA PROTECTION FOR SMALL, MEDIUM AND MICRO ENTERPRISES
Recognitions · licences · registrations
Legal Entity Identifier
9845007BDC960D1F6662
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 24,503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-1996
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.