ADJB Consult

Active

Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 2 yrs active

Oud-Strijderslaan 58/002 ·1140 Evere, Belgium

BE 1003.556.951

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs

Real estate2 parcels · 494 m²

Summary

Conclusion

the dossier summarised in one paragraph

ADJB Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €8k and a net result of €6k. Its solvency ranks better than 55% of 762 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€8k

Net result€6k

Total assets€18k

Solvency45.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	45.1%	38.8%	better than 55% of 762 sector peers
Net result	€6k	€28k	better than 29% of 761 sector peers
Equity	€8k	€63k	better than 18% of 762 sector peers
Gross operating margin	€12k	€66k	better than 18% of 759 sector peers
Total assets	€18k	€189k	better than 7% of 762 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€6k
Cash flow	n/a
Staff costs	-
Income taxes	€3k
Dividends	-
Total assets	€18k
Equity	€8k
Debt	€10k
of which ≤ 1y	€10k
of which > 1y	-
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	45.1%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	34.0%
ROE	75.5%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €732 · 4.3% Current assets €16k · 95.7%

Equity & liabilities

Equity €8k · 45.1% Debt €10k · 55.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€18k
Fixed assets	21/28	€732
Formation expenses	20	€1k
Tangible fixed assets	22/27	€732
Current assets	29/58	€16k
Amounts receivable within one year	40/41	€15k
Cash & bank	54/58	€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€18k
Equity	10/15	€8k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€6k
Amounts payable	17/49	€10k
Amounts payable within one year	42/48	€10k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€12k
Operating result	9901	€10k
Financial income	75	€0
Financial charges	65	€71
Result before taxes	9903	€10k
Income taxes	67/77	€3k
Net result for the period	9904	€6k
Result to be appropriated	9905	€6k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

seat.Municipality exact location from the address register

Establishment units

2 locations

ADJB Consult

Oud-Strijderslaan 58, 1140 EvereActiviteiten van verzekeringsagenten en -makelaars

since 20232.353.612.057

ADJB Consult

Lambermontlaan 362, 1030 SchaarbeekActiviteiten van verzekeringsagenten en -makelaars

since 20232.353.612.156

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area494 m²

Buildings2

Building footprint264 m²

Volume (LiDAR)3,006 m³

Tallest building16.1 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)