ADER DECO
ActiveADER DECO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €9k. Its solvency ranks better than 62% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency91
Growth-
Stability67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.73), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
54.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€16k
Net result
€9k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €16k
Fixed assets
€4k
Current assets
€13k
Equity and liabilities €16k
Equity
€9k
Debt
€7k
Debt finances 45.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€10k
Solvency
54.8%
Current ratio
1.73
Quick ratio
1.73
Debt / equity
0.82
ROE
100.0%
ROA
54.8%
Interest coverage
102.32
Debt
€7k
Debt ≤ 1 year
€7k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€16k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Current assets29/58€13k
Amounts receivable within one year40/41€4k
Trade receivables40€3k
Other amounts receivable41€1k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€16k
Equity10/15€9k
Profit (loss) carried forward14€9k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€4k
Taxes450/3€2k
Remuneration and social security454/9€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€208
Gross operating margin9900€13k
Operating profit (loss)9901€11k
Financial income75/76B€23
Recurring financial income75€23
Financial charges65/66B€123
Recurring financial charges65€123
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€2k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloose Steenweg 200/81640 Sint-Genesius-RodeGround area
9,136 m²
Building footprint
1,641 m²
Volume, LiDAR
20,989 m³
2 parcels, Flanders, Wallonia · tallest building 26.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ADER DECO
since 20252.372.128.565
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0048/00Z025 | Flanders | 7,308 m² | 1 · 1,453 m² | 23.0 m · 4 fl. |
| 92322F0565/00C000 | Wallonia | 1,828 m² | 1 · 188 m² | 26.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MNL Construct
BE 1017.505.749
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Algemene Bouwonderneming A. Joosen en Zonen
BE 0423.702.532
Wuustwezel · Eq €9k
NOBELLS PROJECT
BE 1021.515.017
Sint-Jans-Molenbeek · Eq €9k
NIKE Construct
BE 1007.850.388
Schaarbeek · Eq €9k
MARTIN VAN CLEVEN ALGEMENE BOUW- EN VLOERONDERNEMING
BE 0433.191.706
Houthulst · Eq €9k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 8,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:aderdecoration@gmail.com
Phone:0486235998