ADB TEAM
ActiveSummary
ADB TEAM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,957 and a net result of €189,272. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 2345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+50
Solvency79▲+52
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.02 in 2024; short-term debt: 46.3% and cash: 97% of total assets), and 46.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
53.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €190,957
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
109 d early
2024
3 d late
2023
38 d early
2022
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (3 of the last 4 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€190,957▲ 11,235%
2024 · €1,685
Total assets
€355,526▲ 407%
2024 · €70,092
Net result
€189,272
2024 · -€15,027
Working capital
€190,557▲ 14,733%
2024 · €1,285
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€8,923-€8,542▼ 4.3%-€13,525€281,414
Net result€3,114within the sector's middle half-€2,871within the sector's middle half▼ 7.8%-€15,027below the sector's middle half€189,272above the sector's middle half
Equity€13,114below the sector's middle half-€15,985below the sector's middle half▲ 21.9%€1,685below the sector's middle half▼ 89.5%€190,957within the sector's middle half▲ 11,235%
Total assets€151,089below the sector's middle half-€123,090below the sector's middle half▼ 18.5%€70,092below the sector's middle half▼ 43.1%€355,526within the sector's middle half▲ 407%
Debt€137,975-€107,105▼ 22.4%€68,407▼ 36.1%€164,569▲ 141%
Working capital-€59,508below the sector's middle half--€13,304within the sector's middle half▲ 77.6%€1,285within the sector's middle half€190,557within the sector's middle half▲ 14,733%
Solvency8.7%below the sector's middle half-13.0%below the sector's middle half▲ 4.3pp2.4%below the sector's middle half▼ 10.6pp53.7%within the sector's middle half▲ 51.3pp
Current ratio0.57below the sector's middle half-0.88within the sector's middle half▲ 0.311.02within the sector's middle half▲ 0.142.16within the sector's middle half▲ 1.14
Return on assets (ROA)2.1%within the sector's middle half-2.3%within the sector's middle half▲ 0.3pp-21.4%below the sector's middle half▼ 23.8pp53.2%above the sector's middle half▲ 74.7pp
Staff (FTE)0.2below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €281,414 after a loss of €13,525 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355,526
Fixed assets
€400 =
Current assets
€355,126 ▲ 410%
Equity and liabilities €355,526
Equity
€190,957 ▲ 11,235%
Debt
€164,569 ▲ 141%
Debt's share of the balance-sheet total falls from 97.6% to 46.3%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.86▼
2024 · 40.61
ROE
99.1%▲
2024 · -892.0%
Debt ≤ 1 year
€164,569▲
2024 · €68,407
Income taxes
€91,927▲
2024 · €1,285
Staff costs
€9,931▲
2024 · €9,773
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2,198 | - | - |
| Remuneration, social security and pensions62 | €5,561 | €9,656 | €9,773 | €9,931 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,778 | €43,333 | €28,889 | - | - |
| Other operating charges640/8 | €11,215 | €4,284 | €6,180 | €4,833 | ▼ 21.8% |
| Gross operating margin9900 | €83,476 | €65,815 | €31,318 | €296,178 | ▲ 846% |
| Operating profit (loss)9901 | €8,923 | €8,542 | -€13,525 | €281,414 | ▲ 2,181% |
| Financial income75/76B | - | €42 | - | - | - |
| Recurring financial income75 | - | €42 | - | - | - |
| Financial charges65/66B | €98 | €188 | €217 | €215 | ▼ 0.9% |
| Recurring financial charges65 | €98 | €188 | €217 | €215 | ▼ 0.9% |
| Profit (loss) for the period before taxes9903 | €8,826 | €8,396 | -€13,742 | €281,199 | ▲ 2,146% |
| Income taxes67/77 | €5,711 | €5,525 | €1,285 | €91,927 | ▲ 7,054% |
| Profit (loss) for the period9904 | €3,114 | €2,871 | -€15,027 | €189,272 | ▲ 1,360% |
| Profit (loss) for the period to be appropriated9905 | €3,114 | €2,871 | -€15,027 | €189,272 | ▲ 1,360% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €151,089 | €123,090 | €70,092 | €355,526 | ▲ 407% |
| Fixed assets21/28 | €72,622 | €29,289 | €400 | €400 | = |
| Intangible fixed assets21 | €69,444 | €27,778 | - | - | - |
| Tangible fixed assets22/27 | €2,778 | €1,111 | - | - | - |
| Furniture and vehicles24 | €2,778 | €1,111 | - | - | - |
| Financial fixed assets28 | €400 | €400 | €400 | €400 | = |
| Current assets29/58 | €78,467 | €93,802 | €69,692 | €355,126 | ▲ 410% |
| Amounts receivable within one year40/41 | €72,197 | €77,935 | €59,684 | €10,394 | ▼ 82.6% |
| Trade receivables40 | €72,197 | €77,935 | €59,684 | €10,394 | ▼ 82.6% |
| Current investments50/53 | €6,270 | - | - | - | - |
| Cash at bank and in hand54/58 | - | €15,866 | €10,008 | €344,732 | ▲ 3,345% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €151,089 | €123,090 | €70,092 | €355,526 | ▲ 407% |
| Equity10/15 | €13,114 | €15,985 | €1,685 | €190,957 | ▲ 11,235% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €3,114 | €5,259 | €5,259 | €194,531 | ▲ 3,599% |
| Distributable reserves133 | €3,114 | €5,259 | €5,259 | €194,531 | ▲ 3,599% |
| Profit (loss) carried forward14 | - | €726 | -€13,575 | -€13,575 | = |
| Amounts payable17/49 | €137,975 | €107,105 | €68,407 | €164,569 | ▲ 141% |
| Amounts payable within one year42/48 | €137,975 | €107,105 | €68,407 | €164,569 | ▲ 141% |
| Trade debts44 | €27,449 | €30,862 | €532 | €1,253 | ▲ 136% |
| Suppliers440/4 | €27,449 | €30,862 | €532 | €1,253 | ▲ 136% |
| Taxes, remuneration and social security45 | €12,382 | €13,471 | €4,292 | €159,027 | ▲ 3,605% |
| Taxes450/3 | €10,577 | €11,106 | €2,836 | €157,169 | ▲ 5,442% |
| Remuneration and social security454/9 | €1,805 | €2,365 | €1,456 | €1,858 | ▲ 27.6% |
| Other amounts payable47/48 | €98,143 | €62,773 | €63,584 | €4,289 | ▼ 93.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,114 | €2,871 | -€15,027 | €189,272 | ▲ 1,360% |
| + Depreciation and write-downs630 | €57,778 | €43,333 | €28,889 | - | - |
| Operating cash flow (approximation) | €60,892 | €46,204 | €13,862 | €189,272 | ▲ 1,265% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | - | -€5,859 | €334,724 | ▲ 5,813% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €189,272
Net result €189,272 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.16
Current ratio from 1.02 to 2.16.
31-12
Financial
Equity above €150,000Eq €190,957 ▲11,235%
Equity rises from €1,685 to €190,957.
03-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
31-12
Financial
Weakest financial yearnet -€15,027
Net result drops to -€15,027, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Edegem
Ground area
5,212 m²
Building footprint
198 m²
Volume, LiDAR
3,564 m³
Parcel 11013A0031/00V002, Flanders · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0031/00V002 | Flanders | 5,212 m² | 1 · 198 m² | 21.8 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,204 companies in this sector we hold annual accounts for 3,517. 2,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded07-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775449573
Also
9925:BE0775449573
Registered
02-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.