Fintegra Hasselt
ActiveFintegra Hasselt has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94k and a net result of €97k. Equity is growing by ~53.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+26
Solvency52▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.54 in 2023; short-term debt: 53.3% and cash: 26% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
7 d early
2022
32 d late
2021
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€94k▲ 65.8%
2023 · €57k
2021: €14k
2022: €42k
2023: €57k
2021 → 2024
Total assets
€350k▼ 3.7%
2023 · €363k
2021: €607k
2022: €519k
2023: €363k
2021 → 2024
Net result
€97k▲ 570%
2023 · €15k
2021: €12k
2022: €29k
2023: €15k
2021 → 2024
Working capital
€-36k▲ 46.7%
2023 · €-68k
2021: €-61k
2022: €-2k
2023: €-68k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€14k-€42k▲ 212%€57k▲ 34.5%€94k▲ 65.8%
Operating result€28k-€47k▲ 69.9%€23k▼ 51.5%€110k▲ 382%
Net result€12k-€29k▲ 149%€15k▼ 49.3%€97k▲ 570%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 382% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €350k
Fixed assets
€199k▼ 29.8%
Current assets
€151k▲ 89.8%
Equity and liabilities €350k
Equity
€94k▲ 65.8%
Debt
€256k▼ 16.5%
The debt ratio falls from 84.4% to 73.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€156k▲
2023 · €66k
Cash flow
€143k▲
2023 · €58k
Solvency
26.9%▲
2023 · 15.6%
Current ratio
0.81▲
2023 · 0.54
Quick ratio
0.81▲
2023 · 0.54
Debt / equity
2.72▼
2023 · 5.41
ROE
103.6%▲
2023 · 25.6%
ROA
27.8%▲
2023 · 4.0%
Interest coverage
52.72▲
2023 · 16.22
Debt
€256k▼
2023 · €306k
Debt ≤ 1 year
€187k▲
2023 · €147k
Debt > 1 year
€41k▼
2023 · €123k
Income taxes
€13k▲
2023 · €5k
Staff costs
€52k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€363k€350k▼
Fixed assets21/28€284k€199k▼
Intangible fixed assets21€212k€182k▼
Tangible fixed assets22/27€72k€18k▼
Furniture and vehicles24€2k€18k▲
Other tangible fixed assets26€70k-
Current assets29/58€79k€151k▲
Amounts receivable within one year40/41€57k€56k▼
Trade receivables40€49k€36k▼
Other amounts receivable41€8k€20k▲
Cash at bank and in hand54/58€22k€91k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€363k€350k▼
Equity10/15€57k€94k▲
Contributions10/11€2k€2k=
Reserves13€55k€92k▲
Distributable reserves133€55k€92k▲
Amounts payable17/49€306k€256k▼
Amounts payable after more than one year17€123k€41k▼
Financial debts170/4€123k€41k▼
Amounts payable within one year42/48€147k€187k▲
Current portion of amounts payable after more than one year42€81k€82k▲
Trade debts44€44k€12k▼
Suppliers440/4€44k€12k▼
Taxes, remuneration and social security45€23k€32k▲
Taxes450/3€23k€21k▼
Remuneration and social security454/9-€11k
Other amounts payable47/48-€60k
Accrued charges and deferred income492/3€37k€28k▼
Income statement
Code20232024
Remuneration, social security and pensions62€11k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€46k▲
Other operating charges640/8€859€513▼
Non-recurring operating charges66A-€55k
Gross operating margin9900€78k€263k▲
Operating profit (loss)9901€23k€110k▲
Financial income75/76B€429€3k▲
Recurring financial income75€429€3k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€19k€110k▲
Income taxes67/77€5k€13k▲
Profit (loss) for the period9904€15k€97k▲
Profit (loss) for the period to be appropriated9905€15k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€97k▲
Transfer to equity691/2€15k€37k▲
To other reserves6921€15k€37k▲
Profit to be distributed694/7-€60k
Directors or managers695-€60k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-09
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €97k ▲570%
Operating result €110k, net result €97k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diepenbekerweg 303500 HasseltGround area
7,977 m²
Building footprint
3,354 m²
Parcel 71328D0495/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Fintegra
since 20212.314.131.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0495/00H000 | Flanders | 7,977 m² | 1 · 3,353 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,612 EUR awarded · 2,613 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 897 EUR | 897 EUR |
| 2024 | 1 | 417 EUR | 417 EUR |
| 2023 | 1 | 564 EUR | 1,003 EUR |
| 2022 | 1 | 734 EUR | 296 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2021
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
62020IT consultancy
62200Computer consultancy and computer facilities management
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.