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Generated 27-08-2026
Active BE 0743.453.827Private limited company

Adastra Finance

Lommergoed 16 ·8560 Wevelgem, Belgium· 6 yrs active
Sector: Agenten en makelaars in bankdiensten (66191)
Conclusion Checked

Adastra Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €65k and a net result of €558k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 229 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €65k
Net result €558k
Staff (FTE) 6.3
Better than sector 40%
Financial profile 4 of 5 axes measured · computed by Checked
Health-Profitability100Solvency20Growth58Stability100
70 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 20
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview5 NBB filings
Annual accounts filed on 16-05-2025 with the NBB · fiscal year 2024 · verkort
€0€200k€400k€600k€800kOperating result 2020: €394k€394kNet result 2020: €365k€365kOperating result 2021: €778k€778kNet result 2021: €729k€729kOperating result 2022: €532k€532kNet result 2022: €511k€511kOperating result 2023: €464k€464kNet result 2023: €447k€447kOperating result 2024: €577k€577kNet result 2024: €558k€558k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.8%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2025: €256k (€212k - €299k)2026: €268k (€198k - €338k)2027: €280k (€184k - €377k)2020: €100k2021: €214k2022: €219k2023: €255k2024: €65k20202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 9.9% 21.1%
better than 40% of 229 sector peers
Net result €558k €65k
better than 93% of 229 sector peers
Equity €65k €128k
better than 37% of 229 sector peers
Gross operating margin €1.02M €405k
better than 77% of 228 sector peers
Staff costs €443k €353k
higher than 61% of 151 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€558k
+24.8% 20-24
Total assets
€654k
-14.1% 20-24
Equity
€65k
-74.7% 20-24
Employees (FTE)
6
-4.5% 20-24
Staff costs
€443k
+5.3% 20-24
Income taxes
€29k
+19.9% 20-24
Dividends
€235k
- 20-24
Debt
€589k
+16.4% 20-24
Show 4 other metrics
Debt ≤ 1y
€589k
+16.4% 20-24
Solvency
9.9%
-70.6% 20-24
ROE
864.5%
+393.8% 20-24
ROA
85.4%
+45.4% 20-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€558k
Cash flown/a
Staff costs€443k
Income taxes€29k
Dividends€235k
Total assets€654k
Equity€65k
Debt€589k
of which ≤ 1y€589k
of which > 1y-
Working capitaln/a
Employees (FTE)6.3
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency9.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA85.4%
ROE864.5%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€654k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€651k
Amounts receivable within one year 40/41€244k
Investments 50/53€0
Cash & bank 54/58€402k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€654k
Equity 10/15€65k
Contributions / capital 10/11€20k
Reserves 13€45k
Accumulated profits (losses) 14€0
Amounts payable 17/49€589k
Amounts payable within one year 42/48€589k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€1.02M
Operating result 9901€577k
Financial income 75€17k
Financial charges 65€7k
Result before taxes 9903€587k
Income taxes 67/77€29k
Net result for the period 9904€558k
Result to be appropriated 9905€558k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • NalieckLegal entity
    Director
    State Gazette act 25345921 (18-07-2025)
    Current
    18-07-2025 → present
Former directors (1)
  • Thema ConsultingLegal entity
    Director· perm. rep.: Dassonville Philippe
    State Gazette act 25345921 (18-07-2025)
    Former
    - → 18-07-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Agenten en makelaars in bankdiensten(66191)
Legal form Private limited company(610)
Incorporation10-02-2020
StatusActive
Postal code8560
Establishment units 2 locations
Adastra Finance
Kerkstraat 21, 8580 AvelgemOverige financiële dienstverlening, neg
since 20202.299.757.756
Theophiel Toyeplein(Z) 4, 8550 Zwevegem
Overige financiële dienstverlening, neg
since 20202.315.720.194
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34012C0377/00Z000 Flanders 955 m² 1 · 166 m² 8.3 m · 2 fl.
34003A0798/00K000 Flanders 358 m² 1 · 248 m² 15.3 m · 3 fl.
34042A0303/00F000 Flanders 265 m² 1 · 276 m² 11.6 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-07-2025
State Gazette act Director changes
Elien Turpyn
16-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
13-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
14-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
29-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
06-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
18-07-2025 1 director appointed, 1 resigning Director changes·Elien Turpyn
  • Nalieck, Bestuurder
  • Dassonville Philippe, Bestuurder
Notary: Elien Turpyn · Zwevegem
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Adastra Finance
Registered office
Lommergoed 16
8560 Wevelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative