ADAM CONSULTING
ActiveADAM CONSULTING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €461k and a net result of €116k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 3.67 in 2024; short-term debt: 16.2% and cash: 25.6% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
19.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
66 d early
2023
48 d early
2022
69 d early
2021
11 d early
2020
47 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€461k▲ 17.9%
2024 · €391k
2019: €39k
2020: €84k
2021: €172k
2022: €259k
2023: €331k
2024: €391k
2019 → 2025
Total assets
€591k▲ 15.6%
2024 · €511k
2019: €125k
2020: €220k
2021: €303k
2022: €384k
2023: €442k
2024: €511k
2019 → 2025
Net result
€116k▲ 94.3%
2024 · €60k
2019: €36k
2020: €46k
2021: €88k
2022: €87k
2023: €73k
2024: €60k
2019 → 2025
Working capital
€237k▲ 16.2%
2024 · €204k
2019: €35k
2020: €26k
2021: €101k
2022: €100k
2023: €168k
2024: €204k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€259k▲ 50.5%€331k▲ 28.2%€391k▲ 18.0%€461k▲ 17.9%
Operating result€134k-€116k▼ 12.9%€113k▼ 2.6%€95k▼ 16.1%€103k▲ 8.3%
Net result€88k-€87k▼ 1.0%€73k▼ 16.0%€60k▼ 18.3%€116k▲ 94.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €591k
Fixed assets
€258k▲ 11.7%
Current assets
€333k▲ 18.8%
Equity and liabilities €591k
Equity
€461k▲ 17.9%
Debt
€130k▲ 7.9%
The debt ratio falls from 23.5% to 22.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €103k
Cash flow
€125k▲
2024 · €67k
Solvency
78.0%▲
2024 · 76.5%
Current ratio
3.47▼
2024 · 3.67
Quick ratio
3.47▼
2024 · 3.67
Debt / equity
0.28▼
2024 · 0.31
ROE
25.1%▲
2024 · 15.2%
ROA
19.6%▲
2024 · 11.6%
Interest coverage
8.03▼
2024 · 89.62
Debt
€130k▲
2024 · €120k
Debt ≤ 1 year
€96k▲
2024 · €76k
Debt > 1 year
€34k▼
2024 · €44k
Income taxes
€40k▲
2024 · €36k
Staff costs
€22k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€511k€591k▲
Fixed assets21/28€231k€258k▲
Tangible fixed assets22/27€172k€222k▲
Land and buildings22€153k€198k▲
Furniture and vehicles24€19k€24k▲
Financial fixed assets28€59k€36k▼
Current assets29/58€280k€333k▲
Amounts receivable within one year40/41€38k€24k▼
Trade receivables40€38k€23k▼
Other amounts receivable41€634€762▲
Current investments50/53€150k€156k▲
Cash at bank and in hand54/58€90k€151k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€511k€591k▲
Equity10/15€391k€461k▲
Contributions10/11€20k€20k=
Reserves13€354k€424k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€352k€422k▲
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€120k€130k▲
Amounts payable after more than one year17€44k€34k▼
Financial debts170/4€44k€34k▼
Amounts payable within one year42/48€76k€96k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€16k€15k▼
Suppliers440/4€16k€15k▼
Taxes, remuneration and social security45€51k€20k▼
Taxes450/3€36k€20k▼
Remuneration and social security454/9€14k-
Other amounts payable47/48-€51k
Income statement
Code20242025
Remuneration, social security and pensions62€43k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€900€9k▲
Gross operating margin9900€147k€143k▼
Operating profit (loss)9901€95k€103k▲
Financial income75/76B€2k€67k▲
Recurring financial income75€2k€67k▲
Financial charges65/66B€1k€14k▲
Recurring financial charges65€1k€14k▲
Profit (loss) for the period before taxes9903€96k€156k▲
Income taxes67/77€36k€40k▲
Profit (loss) for the period9904€60k€116k▲
Profit (loss) for the period to be appropriated9905€60k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€132k▲
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer from equity791/2-€46k
Transfer to equity691/2€60k€116k▲
To the legal reserve6920€60k-
To other reserves6921-€116k
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €116k ▲94.3%
Net result €116k, the highest in the series.
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €259k ▲50.5%
4 profitable years in a row build equity to €259k.
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €150kEq €172k ▲104%
3 profitable years in a row build equity to €172k.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bruxelles(REV) 836210 Les Bons VillersGround area
2,067 m²
Building footprint
275 m²
Volume, LiDAR
925 m³
2 parcels, Flanders, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kastanjeboslaan 28, 1640 Sint-Genesius-Rode
since 19992.090.498.864
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0009/00L062 | Flanders | 1,094 m² | 1 · 136 m² | 9.7 m · 2 fl. |
| 52059A0098/00M000 | Wallonia | 973 m² | 1 · 139 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHILIPPE LENGLEZ
BE 0432.900.211
Péruwelz · Eq €463k
EUROTOND
BE 0526.919.044
Huy · Eq €458k
WIJNHANDEL BJ
BE 0428.273.311
Gent · Eq €465k
BELGIUM DRINKS
BE 0444.023.042
Brussel · Eq €454k
Profiel
BE 0440.738.207
Lier · Eq €469k
Of 1,508 companies in sector 47252 we hold annual accounts for 651. 441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-1999
Fiscal year end30-06
Activities, NACEBEL
47252Retail sale of beverages, general range
52250Logistics services
46349Wholesale of beverages, general range
46392Non-specialised wholesale
47279Other retail sale of food
47299Retail trade
51340
51392
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.