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CAVE SAINT JACQUES

Active
Private limited companyfounded 2006active for 20 yearsRue Piquet(TOU) 21, 7500 Tournai, BelgiumKBO/BCE: BE 0880.361.409

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CAVE SAINT JACQUES has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €340,705 and a net result of €36,657. Equity is growing by about 4.3% per year across the filed financial years. Its solvency ranks better than 74% of 573 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
CAVE SAINT JACQUESActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 30-03-2006 Normal situation
Legal form
Private limited company
Registered office
Rue Piquet(TOU) 21, 7500 Tournai
Activity
Retail sale of beverages, general range NACE 47252and 2 others
Establishment units
2.152.776.329 7500 Tournai, since 05-04-2006
2.342.677.979 7500 Tournai, since 15-03-2023
Financial year end
31 March
Peppol
Reachable
Company details

Who decides

Board
Board & ownership

How it is doing

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€152,435
▲ 65.2%
Turnover
≈ €740,000
estimated
Profit
€36,657
▲ 66.0%
Equity
€340,705
▼ 4.2%
Total assets
€624,810
▲ 0.2%
Staff
2.3 FTE
▲ 475%
2026 accounts 33 days early
Filed on 28-09-2026at the National Bank
Financials
Why 95lowers riskLiquidity: current ratio 3.08, cash €132,453Equity €340,705 (54.5% of total assets)Founded in 2006Figures for financial year 2026 (filed 29-09-2026)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 80-2
equity 54.5% of total assets
Liquidity 64-2
short-term debt 30.6% · cash 21.2%
Profitability 76+21
return on assets 5.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.08, compared with 3.67 in 2025, above the usual 1.5; short-term debt: 30.6% and cash: 21.2% of total assets), and 45.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 68% on solvency, 70% on liquidity, 63% on profitability and 32% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.08, cash €132,453
NBB · annual accounts
lowers risk · Equity €340,705 (54.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2026 (filed 29-09-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
33 days early
2025
108 days early
2024
31 days early
2023
6 days late
2022
28 days late
2021
2 days early
2020
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Documents

Annual accounts at the NBB

All 20 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CAVE SAINT JACQUES

What is the company number of CAVE SAINT JACQUES?
0880.361.409. In Belgium the VAT number is the company number with BE in front: BE 0880.361.409.
Where is CAVE SAINT JACQUES based?
The registered office is at Rue Piquet(TOU) 21, 7500 Tournai.Company details
What does CAVE SAINT JACQUES do?
According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
What is the legal form of CAVE SAINT JACQUES?
Private limited company (BV).
When was CAVE SAINT JACQUES founded?
On 30-03-2006.
Is CAVE SAINT JACQUES still active?
Yes, CAVE SAINT JACQUES is an active enterprise in the KBO register.
How many employees does CAVE SAINT JACQUES have?
On average 2.3 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of CAVE SAINT JACQUES?
≈ €740,000 in financial year 2026. Estimated from the gross margin of €152,435: probably between €410,000 and €1.2m, based on 30 comparable companies, NACE 472.
Is CAVE SAINT JACQUES profitable?
In financial year 2026, CAVE SAINT JACQUES made a profit of €36,657.
Where can I find the annual accounts of CAVE SAINT JACQUES?
CAVE SAINT JACQUES filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of CAVE SAINT JACQUES due?
By 31-10-2027, for financial year 2027.Timeline

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