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AD PERLY

Active
Private limited companyfounded 20215 yrs activeBrabantstraat 210, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0764.712.168
Summary

The computed 12-month bankruptcy probability of AD PERLY is 4.3% (elevated). The 2024 annual accounts show equity of €3,909 and a net result of €2,377. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 6544 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
AD PERLYActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47713
1 site
Size
€104,678turnover 2024
Equity
€3,909
Profit
€2,377
Financial health
49 Fair Checked score 2024
Bankruptcy chance 12 m
4.3%
Structure
Accounts 64 d overdue0 of 1 deed read
Why 49- Figures for FY 2024 (filed 07-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late- Founded in 2021- Size: turnover €104,678, total assets €14,980Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 60% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 51+15
equity 26.1% of total assets
Liquidity 48-2
short-term debt 73.9% · cash 30.3%
Profitability 77+27
return on assets 15.9%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.0%▼ -2.5% vs 11-2024 01-2025: 2.1%▲ +2.0% vs 12-2024 02-2025: 2.1%▲ +1.0% vs 01-2025 03-2025: 2.0%▼ -1.9% vs 02-2025 04-2025: 2.1%▲ +2.5% vs 03-2025 05-2025: 2.1%▲ +3.0% vs 04-2025 06-2025: 2.2%▲ +2.1% vs 05-2025 07-2025: 2.3%▲ +2.8% vs 06-2025 08-2025: 2.8%▲ +25.0% vs 07-2025 09-2025: 3.1%▲ +9.6% vs 08-2025 10-2025: 4.4%▲ +43.2% vs 09-2025highest value 11-2025: 2.0%▼ -54.2% vs 10-2025 12-2025: 2.0%● 0.0% vs 11-2025 01-2026: 2.1%▲ +2.0% vs 12-2025 02-2026: 2.1%▲ +1.4% vs 01-2026 03-2026: 2.1%▼ -1.2% vs 02-2026 04-2026: 2.1%▼ -0.6% vs 03-2026 05-2026: 2.1%▲ +1.3% vs 04-2026 06-2026: 2.0%▼ -5.0% vs 05-2026lowest value 07-2026: 2.0%▲ +0.1% vs 06-2026 08-2026: 2.6%▲ +30.8% vs 07-2026 09-2026: 2.8%▲ +9.3% vs 08-2026 10-2026: 4.3%▲ +51.0% vs 09-2026
  • Figures for FY 2024 (filed 07-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Founded in 2021 raises the probability for this profile
  • Size: turnover €104,678, total assets €14,980 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 0.97 in 2023; short-term debt: 73.9% and cash: 30.3% of total assets), and 73.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 41%, liquidity 47%, profitability 66%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 07-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: turnover €104,678, total assets €14,980
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year €3,909
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
127 d late
2021
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 101 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Highest result since 2021net €2,377 ▲238%
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Among the weakest 15% on equitysector median €300,943 · 6,546 companies €3,909 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Turnover 20244 fiscal years filed €104,678 View

By topic

Financials

Fiscal year
2024
Turnover
€104,678
Profit
€2,377
Solvency
26.1%
Turnover▲ 24.1%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Highest result since 2021
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47713
Founded
05-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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