LAMAO
ActiveSummary
The computed 12-month bankruptcy probability of LAMAO is 1.9% (moderate). The 2025 annual accounts show negative equity (-€464,746) and a net result of -€242,741. Equity is shrinking by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 18716 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth55=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.29 in 2024; cash: 29.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-946.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€464,746
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
24 d early
2023
41 d early
2022
38 d early
2021
32 d early
2020
43 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€298,047▲ 45.3%
2018 · €205,123
EBIT margin
-1.0%▲ 9.2pp
2018 · -10.2%
Net result
-€242,741▼ 365%
2024 · -€52,222
Working capital
-€243,962▼ 9.5%
2024 · -€222,753
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€3,645▼ 77.1%-€47,570-€44,090▲ 7.3%-€44,628▼ 1.2%-€216,978▼ 386%
Net result-€19,920below the sector's middle half-€53,548below the sector's middle half▼ 169%-€60,110below the sector's middle half▼ 12.3%-€52,222below the sector's middle half▲ 13.1%-€242,741below the sector's middle half▼ 365%
EBIT margin
Equity-€56,125below the sector's middle half▼ 55.0%-€109,673below the sector's middle half▼ 95.4%-€169,783below the sector's middle half▼ 54.8%-€222,005below the sector's middle half▼ 30.8%-€464,746below the sector's middle half▼ 109%
Total assets€227,931within the sector's middle half▲ 146%€161,055within the sector's middle half▼ 29.3%€323,014above the sector's middle half▲ 101%€277,684within the sector's middle half▼ 14.0%€25,638below the sector's middle half▼ 90.8%
Debt€284,056▲ 120%€270,728▼ 4.7%€492,798▲ 82.0%€499,689▲ 1.4%€490,384▼ 1.9%
Working capital€73,917within the sector's middle half▲ 255%€15,907within the sector's middle half▼ 78.5%-€197,409below the sector's middle half-€222,753below the sector's middle half▼ 12.8%-€243,962below the sector's middle half▼ 9.5%
Solvency-24.6%below the sector's middle half▲ 14.4pp-68.1%below the sector's middle half▼ 43.5pp-52.6%below the sector's middle half▲ 15.5pp-79.9%below the sector's middle half▼ 27.4pp
Current ratio1.91within the sector's middle half▲ 0.531.22within the sector's middle half▼ 0.700.35below the sector's middle half▼ 0.870.29below the sector's middle half▼ 0.050.07below the sector's middle half▼ 0.22
Return on assets (ROA)-8.7%below the sector's middle half▼ 16.1pp-33.2%below the sector's middle half▼ 24.5pp-18.6%below the sector's middle half▲ 14.6pp-18.8%below the sector's middle half▼ 0.2pp-946.8%below the sector's middle half▼ 928.0pp
Staff (FTE)0.11▲ 900%1=1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €216,978 in 2025 against €44,628 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25,638
Fixed assets
€7,189 ▼ 96.1%
Current assets
€18,449 ▼ 80.0%
Equity and liabilities
Equity-€464,746
Debt€490,384
Equity is negative: debt (€490,384) exceeds the balance-sheet total (€25,638).
Key figures and ratios
EBITDA
-€203,370▼
2024 · -€10,007
Cash flow
-€229,133▼
2024 · -€17,601
Quick ratio
0.04▲
2024 · 0.04
Interest coverage
-35.89▼
2024 · -0.98
Debt ≤ 1 year
€262,411▼
2024 · €315,041
Debt > 1 year
€227,974▲
2024 · €184,648
Income taxes
€208▲
2024 · €151
Staff costs
€11,280▼
2024 · €18,808
A ratio outside any meaningful range has been withheld (balance sheet total €25,638, equity -€464,746).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5,364 | €11,002 | €16,179 | €18,808 | €11,280 | ▼ 40.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,091 | €17,362 | €30,989 | €34,621 | €13,608 | ▼ 60.7% |
| Other operating charges640/8 | - | - | - | - | €960 | - |
| Non-recurring operating charges66A | - | - | - | - | €144,709 | - |
| Gross operating margin9900 | €20,100 | -€19,206 | €3,078 | €8,801 | -€46,421 | ▼ 627% |
| Operating profit (loss)9901 | €3,645 | -€47,570 | -€44,090 | -€44,628 | -€216,978 | ▼ 386% |
| Financial income75/76B | €38,860 | €2,282 | €68 | €2,739 | - | - |
| Recurring financial income75 | €50 | €2,282 | €68 | €2,739 | - | - |
| Non-recurring financial income76B | €38,810 | - | - | €2,739 | - | - |
| Financial charges65/66B | €62,302 | €8,091 | €15,930 | €10,182 | €25,555 | ▲ 151% |
| Recurring financial charges65 | €8,312 | €8,091 | €5,953 | €10,182 | €5,666 | ▼ 44.3% |
| Non-recurring financial charges66B | €53,990 | - | €9,977 | - | €19,889 | - |
| Profit (loss) for the period before taxes9903 | -€19,797 | -€53,379 | -€59,952 | -€52,070 | -€242,533 | ▼ 366% |
| Income taxes67/77 | €123 | €169 | €159 | €151 | €208 | ▲ 37.6% |
| Profit (loss) for the period9904 | -€19,920 | -€53,548 | -€60,110 | -€52,222 | -€242,741 | ▼ 365% |
| Profit (loss) for the period to be appropriated9905 | -€19,920 | -€53,548 | -€60,110 | -€52,222 | -€242,741 | ▼ 365% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227,931 | €161,055 | €323,014 | €277,684 | €25,638 | ▼ 90.8% |
| Fixed assets21/28 | €73,073 | €71,628 | €218,681 | €185,395 | €7,189 | ▼ 96.1% |
| Tangible fixed assets22/27 | €72,944 | €71,499 | €218,552 | €185,266 | €7,060 | ▼ 96.2% |
| Plant, machinery and equipment23 | €13,375 | €24,787 | €163,145 | €145,795 | €442 | ▼ 99.7% |
| Furniture and vehicles24 | €59,569 | €46,712 | €55,407 | €39,471 | €6,618 | ▼ 83.2% |
| Financial fixed assets28 | €129 | €129 | €129 | €129 | €129 | = |
| Current assets29/58 | €154,858 | €89,427 | €104,333 | €92,289 | €18,449 | ▼ 80.0% |
| Stocks and contracts in progress3 | €67,046 | €65,064 | €82,877 | €80,341 | €8,180 | ▼ 89.8% |
| Stocks30/36 | €67,046 | €65,064 | €82,877 | €80,341 | €8,180 | ▼ 89.8% |
| Amounts receivable within one year40/41 | €926 | €926 | €654 | €405 | €1,347 | ▲ 233% |
| Trade receivables40 | €926 | €926 | €654 | €405 | €1,273 | ▲ 214% |
| Other amounts receivable41 | - | - | - | - | €74 | - |
| Cash at bank and in hand54/58 | €86,886 | €23,437 | €20,739 | €11,543 | €7,642 | ▼ 33.8% |
| Deferred charges and accrued income490/1 | - | - | €63 | - | €1,280 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227,931 | €161,055 | €323,014 | €277,684 | €25,638 | ▼ 90.8% |
| Equity10/15 | -€56,125 | -€109,673 | -€169,783 | -€222,005 | -€464,746 | ▼ 109% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Profit (loss) carried forward14 | -€86,125 | -€139,673 | -€199,783 | -€252,005 | -€494,746 | ▼ 96.3% |
| Amounts payable17/49 | €284,056 | €270,728 | €492,798 | €499,689 | €490,384 | ▼ 1.9% |
| Amounts payable after more than one year17 | €203,115 | €197,208 | €191,056 | €184,648 | €227,974 | ▲ 23.5% |
| Financial debts170/4 | - | - | - | - | €227,974 | - |
| Other amounts payable178/9 | €203,115 | €197,208 | €191,056 | €184,648 | - | - |
| Amounts payable within one year42/48 | €80,941 | €73,520 | €301,742 | €315,041 | €262,411 | ▼ 16.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €6,674 | - |
| Financial debts43 | €25,671 | €5,907 | €6,152 | €6,408 | - | - |
| Other loans439 | €25,671 | €5,907 | €6,152 | €6,408 | - | - |
| Trade debts44 | €29,557 | €28,639 | €42,885 | €38,966 | €410 | ▼ 98.9% |
| Suppliers440/4 | €29,557 | €28,639 | €42,885 | €38,966 | €410 | ▼ 98.9% |
| Taxes, remuneration and social security45 | €8,142 | €4,843 | €10,081 | €22,958 | €8,617 | ▼ 62.5% |
| Taxes450/3 | €5,038 | €4,843 | €9,293 | €21,735 | €360 | ▼ 98.3% |
| Remuneration and social security454/9 | €3,105 | - | €787 | €1,223 | €8,258 | ▲ 575% |
| Other amounts payable47/48 | €17,571 | €34,132 | €242,624 | €246,709 | €246,709 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,920 | -€53,548 | -€60,110 | -€52,222 | -€242,741 | ▼ 365% |
| + Depreciation and write-downs630 | €11,091 | €17,362 | €30,989 | €34,621 | €13,608 | ▼ 60.7% |
| Operating cash flow (approximation) | -€8,829 | -€36,186 | -€29,121 | -€17,601 | -€229,133 | ▼ 1,202% |
| Investment in fixed assets (approximation) | - | -€15,917 | -€178,042 | -€1,335 | €164,598 | ▲ 12,426% |
| Change in cash | - | -€63,449 | -€2,698 | -€9,196 | -€3,901 | ▲ 57.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€242,741
Net result drops to -€242,741, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6,804
Net result €6,804 after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2017
Ground area
7,300 m²
Building footprint
106 m²
Volume, LiDAR
642 m³
2 parcels, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bonbon Baby Store
since 20172.258.950.648
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0367/00B000 | Wallonia | 6,029 m² | - | - |
| 62028B0283/00B000 | Wallonia | 1,271 m² | 1 · 106 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
33%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded06-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47713Retail trade
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0666981007
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.