Checked.be
Active
BE 1002.133.427Private limited company
AD JAMBES SRL
Avenue Prince de Liège(JB) 41 ·5100 Namur, Belgium· 2 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
(47110)
Conclusion
The computed 12-month bankruptcy probability of AD JAMBES SRL is 2.0% (moderate). The 2025 annual accounts show equity of €314k and a net result of €311k. Its solvency ranks better than 38% of 1432 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €314k |
| Net result | €311k |
| Staff (FTE) | 54.7 |
| Better than sector | 38% |
Financial profile
63
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
63
Profitability
100
Solvency
23
Growth
-
Stability
67
Bankruptcy probability (12 mo)
2.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
63
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.2% | 23.5% | |
| Net result | €311k | €7k | |
| Equity | €314k | €25k | |
| Gross operating margin | €3.33M | €34k | |
| Staff costs | €2.89M | €42k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €441k |
| Net profit | €311k |
| Cash flow | €315k |
| Staff costs | €2.89M |
| Income taxes | €98k |
| Dividends | - |
| Total assets | €2.58M |
| Equity | €314k |
| Debt | €2.26M |
| of which ≤ 1y | €2.14M |
| of which > 1y | €123k |
| Working capital | €396k |
| Employees (FTE) | 54.7 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.19 |
| Quick ratio | 0.75 |
| Working capital ratio | 15.4% |
| Solvency | 12.2% |
| Debt / equity | 7.21 |
| Long-term debt ratio | 0.39 |
| Interest coverage | 15.10 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.1% |
| ROE | 99.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.58M |
| Fixed assets | 21/28 | €41k |
| Tangible fixed assets | 22/27 | €41k |
| Current assets | 29/58 | €2.54M |
| Stocks & contracts in progress | 3 | €923k |
| Amounts receivable within one year | 40/41 | €230k |
| Investments | 50/53 | €80k |
| Cash & bank | 54/58 | €1.29M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.58M |
| Equity | 10/15 | €314k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €311k |
| Amounts payable | 17/49 | €2.26M |
| Amounts payable after one year | 17 | €123k |
| Amounts payable within one year | 42/48 | €2.14M |
| Trade debts payable within one year | 44 | €1.63M |
| Income statement | ||
| Gross operating margin | 9900 | €3.33M |
| Operating result | 9901 | €437k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €409k |
| Income taxes | 67/77 | €98k |
| Net result for the period | 9904 | €311k |
| Result to be appropriated | 9905 | €311k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 09-11-2023 |
| Status | Active |
| Postal code | 5100 |
Establishment units
AD JAMBES
since 20242.352.563.269
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067B0211/00B000 | Wallonia | 6,896 m² | 1 · 2,772 m² | 10.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
21-08-2025
NBB filing
Annual accounts filed
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
| Legal nameFR | AD JAMBES SRL |
Registered office
Avenue Prince de Liège(JB) 41
5100 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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