MLF & CIE

Active

Private limited companyfounded 2025incorporated this yearFrançois Hellinckxstraat 5, 1081 Koekelberg, BelgiumKBO/BCE: BE 1031.364.970

MLF & CIE is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €25k and a net result of €19k. Its solvency ranks better than 81% of 2025 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

88 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency84

Growth-

Stability50

Credit verdict

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.3), and 19.8% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

28 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€25k

Total assets

€31k

Net result

€19k

Working capital

€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €31k

74.3%

25.7%

Fixed assets €23k

Current assets €8k

Equity and liabilities €31k

80.2%

19.8%

Equity €25k

Debt €6k

Debt finances 19.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€27k

Cash flow

€21k

Solvency

80.2%

Current ratio

1.30

Quick ratio

1.30

Debt / equity

0.25

ROE

75.7%

ROA

60.8%

Interest coverage

1861.58

Debt

€6k

Debt ≤ 1 year

€6k

Income taxes

€6k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€31k

Fixed assets21/28€23k

Intangible fixed assets21€22k

Tangible fixed assets22/27€582

Furniture and vehicles24€582

Current assets29/58€8k

Amounts receivable within one year40/41€5k

Trade receivables40€5k

Cash at bank and in hand54/58€3k

Equity and liabilities

Total equity and liabilities10/49€31k

Equity10/15€25k

Contributions10/11€6k

Profit (loss) carried forward14€19k

Amounts payable17/49€6k

Amounts payable within one year42/48€6k

Trade debts44€882

Suppliers440/4€882

Taxes, remuneration and social security45€5k

Taxes450/3€5k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Gross operating margin9900€27k

Operating profit (loss)9901€25k

Financial charges65/66B€15

Recurring financial charges65€15

Profit (loss) for the period before taxes9903€25k

Income taxes67/77€6k

Profit (loss) for the period9904€19k

Profit (loss) for the period to be appropriated9905€19k

Appropriation of the result

Profit (loss) to be appropriated9906€19k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Koekelberg · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

François Hellinckxstraat 51081 Koekelberg

Ground area

284 m²

Building footprint

108 m²

Volume, LiDAR

1,118 m³

Parcel 21492B0159/04N000, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

MLF & CIE

François Hellinckxstraat 5, 1081 KoekelbergVocational training

since 20252.382.408.387

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21492B0159/04N000	Brussels	283 m²	1 · 107 m²	15.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Nazareth-De Pinte · Eq €25k

Of 3,007 companies in sector 85592 we hold annual accounts for 984. 608 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-12-2025

Fiscal year end31-12

Activities, NACEBEL

85592Vocational training

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.