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AD CONSULT

Active
Private limited companyfounded 20205 yrs activeRue Fontaine l'Evêque 40, 1471 Genappe, BelgiumKBO/BCE: BE 0758.444.879
Summary

AD CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €217,746. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 20% of 93 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability90▲+13
Solvency25▼-28
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.2%
Return on assets
17.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 93 sector peers (2025).
NBB · sector comparison
Position among 93 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
7 d late
2024
16 d early
2023
33 d early
2022
28 d early
2021
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 November 2020, AD CONSULT was incorporated as a Private limited company.1 Total assets went from EUR 1.2 million in 2021 to EUR 1.3 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,000▼ 99.1%
2024 · €351,724
Total assets
€1.3m▲ 0.3%
2024 · €1.3m
Net result
€217,746▲ 171%
2024 · €80,378
Working capital
-€659,231▼ 183%
2024 · -€233,267
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€104,295-€106,213▲ 1.8%€108,760▲ 2.4%€110,115▲ 1.2%€104,909▼ 4.7%
Net result€59,825above the sector's middle half-€272,955above the sector's middle half▲ 356%€78,538above the sector's middle half▼ 71.2%€80,378above the sector's middle half▲ 2.3%€217,746above the sector's middle half▲ 171%
Equity€62,825within the sector's middle half-€335,780within the sector's middle half▲ 434%€412,846above the sector's middle half▲ 23.0%€351,724above the sector's middle half▼ 14.8%€3,000below the sector's middle half▼ 99.1%
Total assets€1.2mabove the sector's middle half-€1.2mabove the sector's middle half▲ 0.2%€1.3mabove the sector's middle half▲ 1.1%€1.3mabove the sector's middle half▼ 0.7%€1.3mwithin the sector's middle half▲ 0.3%
Debt€1.2m-€912,685▼ 22.9%€849,137▼ 7.0%€901,196▲ 6.1%€1.3m▲ 39.1%
Working capital-€294,862below the sector's middle half--€95,989below the sector's middle half▲ 67.4%-€94,239below the sector's middle half▲ 1.8%-€233,267below the sector's middle half▼ 148%-€659,231below the sector's middle half▼ 183%
Solvency5.0%below the sector's middle half-26.9%within the sector's middle half▲ 21.9pp32.7%within the sector's middle half▲ 5.8pp28.1%within the sector's middle half▼ 4.6pp0.2%below the sector's middle half▼ 27.8pp
Current ratio0.14below the sector's middle half-0.34below the sector's middle half▲ 0.200.40below the sector's middle half▲ 0.060.18below the sector's middle half▼ 0.220.08below the sector's middle half▼ 0.10
Return on assets (ROA)4.8%within the sector's middle half-21.9%above the sector's middle half▲ 17.1pp6.2%within the sector's middle half▼ 15.6pp6.4%within the sector's middle half▲ 0.2pp17.3%within the sector's middle half▲ 10.9pp
above within below the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €104,295€104,295Net result 2021: €59,825€59,825Operating result 2022: €106,213€106,213Net result 2022: €272,955€272,955Operating result 2023: €108,760€108,760Net result 2023: €78,538€78,538Operating result 2024: €110,115€110,115Net result 2024: €80,378€80,378Operating result 2025: €104,909€104,909Net result 2025: €217,746€217,74620212022202320242025€0€100,000€200,000Operating result 2023: €108,760€109,000Net result 2023: €78,538€78,500Operating result 2024: €110,115€110,000Net result 2024: €80,378€80,400Operating result 2025: €104,909€105,000Net result 2025: €217,746€218,000202320242025
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €1.2m =
Current assets €55,720 ▲ 8.0%
Equity and liabilities €1.3m
Equity €3,000 ▼ 99.1%
Debt €1.3m ▲ 39.1%
Debt's share of the balance-sheet total rises from 71.9% to 99.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€105,508▼
2024 · €110,574
Cash flow
€218,346▲
2024 · €80,837
Interest coverage
13.28▲
2024 · 11.87
Debt ≤ 1 year
€714,952▲
2024 · €284,847
Debt > 1 year
€538,509▼
2024 · €616,349
Income taxes
€19,584▼
2024 · €20,429
A ratio outside any meaningful range has been withheld (balance sheet total €1.3m, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.3m▲
Fixed assets21/28€1.2m€1.2m=
Tangible fixed assets22/27€1,340€740▼
Plant, machinery and equipment23€1,340€740▼
Financial fixed assets28€1.2m€1.2m=
Current assets29/58€51,581€55,720▲
Amounts receivable within one year40/41€15,000€15,000=
Trade receivables40€15,000€15,000=
Cash at bank and in hand54/58€36,581€39,984▲
Deferred charges and accrued income490/1-€736
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▲
Equity10/15€351,724€3,000▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€348,724-
Amounts payable17/49€901,196€1.3m▲
Amounts payable after more than one year17€616,349€538,509▼
Financial debts170/4€416,349€338,509▼
Other amounts payable178/9€200,000€200,000=
Amounts payable within one year42/48€284,847€714,952▲
Current portion of amounts payable after more than one year42€76,567€77,840▲
Trade debts44€4,946€1,341▼
Suppliers440/4€4,946€1,341▼
Taxes, remuneration and social security45€9,979€11,655▲
Taxes450/3€7,979€9,563▲
Remuneration and social security454/9€2,000€2,093▲
Other amounts payable47/48€193,355€624,116▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€459€599▲
Other operating charges640/8€1,119€1,149▲
Gross operating margin9900€111,692€106,657▼
Operating profit (loss)9901€110,115€104,909▼
Financial income75/76B€4€140,368▲
Recurring financial income75€4€140,368▲
Financial charges65/66B€9,312€7,946▼
Recurring financial charges65€9,312€7,946▼
Profit (loss) for the period before taxes9903€100,807€237,330▲
Income taxes67/77€20,429€19,584▼
Profit (loss) for the period9904€80,378€217,746▲
Profit (loss) for the period to be appropriated9905€80,378€217,746▲
Appropriation of the result
Profit (loss) to be appropriated9906€490,224€566,470▲
Profit (loss) brought forward from the previous period14P€409,846€348,724▼
Profit to be distributed694/7€141,500€566,470▲
Return on contributions (dividend)694€141,500€566,470▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€459€599▲ 30.7%
Other operating charges640/8-€283€1,111€1,119€1,149▲ 2.8%
Gross operating margin9900€104,295€106,496€109,871€111,692€106,657▼ 4.5%
Operating profit (loss)9901€104,295€106,213€108,760€110,115€104,909▼ 4.7%
Financial income75/76B€3€198,400-€4€140,368▲ 3,509,100%
Recurring financial income75€3€198,400-€4€140,368▲ 3,509,100%
Financial charges65/66B€29,294€12,787€10,393€9,312€7,946▼ 14.7%
Recurring financial charges65€29,294€12,787€10,393€9,312€7,946▼ 14.7%
Profit (loss) for the period before taxes9903€75,003€291,826€98,367€100,807€237,330▲ 135%
Income taxes67/77€15,178€18,871€19,829€20,429€19,584▼ 4.1%
Profit (loss) for the period9904€59,825€272,955€78,538€80,378€217,746▲ 171%
Profit (loss) for the period to be appropriated9905€59,825€272,955€78,538€80,378€217,746▲ 171%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.2m€1.3m€1.3m€1.3m▲ 0.3%
Fixed assets21/28€1.2m€1.2m€1.2m€1.2m€1.2m=
Tangible fixed assets22/27---€1,340€740▼ 44.7%
Plant, machinery and equipment23---€1,340€740▼ 44.7%
Financial fixed assets28€1.2m€1.2m€1.2m€1.2m€1.2m=
Current assets29/58€46,021€48,466€61,983€51,581€55,720▲ 8.0%
Amounts receivable within one year40/41€15,000-€15,000€15,000€15,000=
Trade receivables40€15,000-€15,000€15,000€15,000=
Cash at bank and in hand54/58€31,021€48,466€46,983€36,581€39,984▲ 9.3%
Deferred charges and accrued income490/1----€736-
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m€1.3m€1.3m€1.3m▲ 0.3%
Equity10/15€62,825€335,780€412,846€351,724€3,000▼ 99.1%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€59,825€332,780€409,846€348,724--
Amounts payable17/49€1.2m€912,685€849,137€901,196€1.3m▲ 39.1%
Amounts payable after more than one year17€842,313€768,230€692,916€616,349€538,509▼ 12.6%
Financial debts170/4€642,313€568,230€492,916€416,349€338,509▼ 18.7%
Other amounts payable178/9€200,000€200,000€200,000€200,000€200,000=
Amounts payable within one year42/48€340,883€144,455€156,221€284,847€714,952▲ 151%
Current portion of amounts payable after more than one year42€272,872€74,083€75,315€76,567€77,840▲ 1.7%
Trade debts44€6,601€6,010€5,543€4,946€1,341▼ 72.9%
Suppliers440/4€6,601€6,010€5,543€4,946€1,341▼ 72.9%
Taxes, remuneration and social security45€17,790€21,432€26,941€9,979€11,655▲ 16.8%
Taxes450/3€17,790€21,432€24,941€7,979€9,563▲ 19.9%
Remuneration and social security454/9--€2,000€2,000€2,093▲ 4.6%
Other amounts payable47/48€43,621€42,930€48,422€193,355€624,116▲ 223%
Line20212022202320242025Change
Profit (loss) for the period9904€59,825€272,955€78,538€80,378€217,746▲ 171%
+ Depreciation and write-downs630---€459€599▲ 30.7%
Operating cash flow (approximation)€59,825€272,955€78,538€80,837€218,346▲ 170%
Investment in fixed assets (approximation)-€0€0-€1,798€0▲ 100%
Change in cash-€17,445-€1,483-€10,402€3,404▲ 133%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2021net €272,955 ▲356%
Net result €272,955, the highest in the series.
31-12
Financial Equity above €200,000Eq €335,780 ▲434%
2 profitable years in a row build equity to €335,780.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
499 m²
Building footprint
69 m²
Volume, LiDAR
564 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AD CONSULT
Rue Château de Lothier 4, 1470 GenappeFinancial service activities, except insurance and pension funding
since 20202.310.838.027
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25031A0587/00H002 Wallonia 293 m² - -
25059D0006/00C002 Wallonia 206 m² 1 · 69 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2023 list no shareholders, and no other source names one.

Holdings 1

According to the 2023 annual accounts of AD CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 601 companies in sector 87301 we hold annual accounts for 494. 26 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
87301Residential care activities
Contact
E-mail alexandredobbelaere@gmail.com
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

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