CuraCare
ActiveSummary
CuraCare has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€321,408) and a net result of €183,841. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-16
Solvency17▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.55 in 2024; short-term debt: 63.5% and cash: 9.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 539 sector peers (2025).
NBB · sector comparisonPosition among 539 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
68 d late
2022
54 d early
2021
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 24% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, full schema
In the rankings
#2 fastest grower in Puurs-Sint-Amands#4 company by total assets in Puurs-Sint-Amands, Health and social work sector
Turnover
€8.4m
EBIT margin
2.7%
Net result
€183,841▼ 54.5%
2024 · €404,011
Working capital
-€1.0m▲ 8.0%
2024 · -€1.1m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€8.4m
Operating result-€624,525--€206,109▲ 67.0%€58,220€464,017▲ 697%€223,650▼ 51.8%
Net result-€667,180below the sector's middle half--€238,135below the sector's middle half▲ 64.3%-€23,945within the sector's middle half▲ 89.9%€404,011above the sector's middle half€183,841above the sector's middle half▼ 54.5%
EBIT margin2.7%
Equity-€647,180below the sector's middle half--€885,315below the sector's middle half▼ 36.8%-€909,260below the sector's middle half▼ 2.7%-€505,249below the sector's middle half▲ 44.4%-€321,408below the sector's middle half▲ 36.4%
Total assets€2.7mwithin the sector's middle half-€3.2mwithin the sector's middle half▲ 20.3%€3.9mwithin the sector's middle half▲ 21.3%€3.9mwithin the sector's middle half▲ 0.3%€3.8mwithin the sector's middle half▼ 1.8%
Debt€3.3m-€4.1m▲ 23.5%€4.8m▲ 17.2%€4.4m▼ 8.2%€4.2m▼ 5.8%
Working capital-€463,470below the sector's middle half--€1.1mbelow the sector's middle half▼ 146%-€1.5mbelow the sector's middle half▼ 33.3%-€1.1mbelow the sector's middle half▲ 25.2%-€1.0mbelow the sector's middle half▲ 8.0%
Solvency-24.2%below the sector's middle half--27.6%below the sector's middle half▼ 3.3pp-23.4%below the sector's middle half▲ 4.2pp-12.9%below the sector's middle half▲ 10.4pp-8.4%below the sector's middle half▲ 4.6pp
Current ratio0.64below the sector's middle half-0.47below the sector's middle half▼ 0.170.48below the sector's middle half▲ 0.010.55below the sector's middle half▲ 0.080.57below the sector's middle half▲ 0.02
Return on assets (ROA)-25.0%below the sector's middle half--7.4%below the sector's middle half▲ 17.6pp-0.6%below the sector's middle half▲ 6.8pp10.3%above the sector's middle half▲ 11.0pp4.8%above the sector's middle half▼ 5.6pp
Staff (FTE)44.6within the sector's middle half-38below the sector's middle half▼ 14.8%54.4within the sector's middle half▲ 43.2%71.9within the sector's middle half▲ 32.2%75.6above the sector's middle half▲ 5.1%
above
within
below
the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -54% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.8m
Fixed assets
€2.4m ▼ 1.8%
Current assets
€1.4m ▼ 1.8%
Key figures and ratios
EBITDA
€587,389▼
2024 · €812,014
Cash flow
€547,581▼
2024 · €752,007
Debt to equity
-12.93▼
2024 · -8.73
Interest coverage
12.90▲
2024 · 12.42
Debt ≤ 1 year
€2.4m▼
2024 · €2.6m
Debt > 1 year
€1.4m▼
2024 · €1.6m
Income taxes
€406▼
2024 · €423
Staff costs
€5.6m▲
2024 · €5.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 133 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 95% are still going.
- Medium-sized
- negative equity
- a profit under 5% of the balance sheet
- without age
0%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | €8.7m | - |
| Turnover70 | - | - | - | - | €8.4m | - |
| Other operating income74 | - | - | - | - | €321,683 | - |
| Non-recurring operating income76A | - | €557 | €354 | - | €3,577 | - |
| Operating charges60/66A | - | - | - | - | €8.5m | - |
| Goods for resale, raw materials and consumables60 | - | - | - | - | €702,239 | - |
| Purchases600/8 | - | - | - | - | €702,239 | - |
| Services and other goods61 | - | - | - | - | €1.8m | - |
| Remuneration, social security and pensions62 | €2.8m | €2.3m | €3.9m | €5.3m | €5.6m | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €182,585 | €196,348 | €293,371 | €347,997 | €363,740 | ▲ 4.5% |
| Other operating charges640/8 | €43,075 | €14,694 | €10,465 | €24,217 | €15,188 | ▼ 37.3% |
| Non-recurring operating charges66A | - | - | €1,113 | €1,055 | €3,655 | ▲ 247% |
| Gross operating margin9900 | €2.4m | €2.3m | €4.3m | €6.1m | - | - |
| Operating profit (loss)9901 | -€624,525 | -€206,109 | €58,220 | €464,017 | €223,650 | ▼ 51.8% |
| Financial income75/76B | €7,110 | €10,044 | €1,110 | €5,812 | €8,423 | ▲ 44.9% |
| Recurring financial income75 | €7,110 | €10,044 | €1,110 | €5,812 | €8,423 | ▲ 44.9% |
| Income from current assets751 | - | - | - | - | €8,423 | - |
| Other financial income752/9 | - | - | - | - | €0 | - |
| Financial charges65/66B | €49,653 | €41,929 | €83,020 | €65,394 | €47,826 | ▼ 26.9% |
| Recurring financial charges65 | €49,653 | €41,929 | €83,020 | €65,394 | €47,826 | ▼ 26.9% |
| Debt charges650 | - | - | - | - | €45,548 | - |
| Other financial charges652/9 | - | - | - | - | €2,278 | - |
| Profit (loss) for the period before taxes9903 | -€667,068 | -€237,994 | -€23,690 | €404,434 | €184,247 | ▼ 54.4% |
| Income taxes67/77 | €112 | €141 | €254 | €423 | €406 | ▼ 4.2% |
| Taxes670/3 | - | - | - | - | €406 | - |
| Profit (loss) for the period9904 | -€667,180 | -€238,135 | -€23,945 | €404,011 | €183,841 | ▼ 54.5% |
| Profit (loss) for the period to be appropriated9905 | -€667,180 | -€238,135 | -€23,945 | €404,011 | €183,841 | ▼ 54.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €3.2m | €3.9m | €3.9m | €3.8m | ▼ 1.8% |
| Fixed assets21/28 | €1.8m | €2.2m | €2.5m | €2.5m | €2.4m | ▼ 1.8% |
| Intangible fixed assets21 | €923,182 | €817,692 | €752,511 | €812,230 | €855,498 | ▲ 5.3% |
| Tangible fixed assets22/27 | €209,307 | €682,839 | €1.1m | €979,389 | €891,214 | ▼ 9.0% |
| Plant, machinery and equipment23 | €73,071 | €78,780 | €157,254 | €143,427 | €124,870 | ▼ 12.9% |
| Furniture and vehicles24 | €90,633 | €201,572 | €317,985 | €267,805 | €184,211 | ▼ 31.2% |
| Other tangible fixed assets26 | €45,602 | €402,487 | €582,863 | €568,157 | €582,132 | ▲ 2.5% |
| Financial fixed assets28 | €700,000 | €700,525 | €700,525 | €700,525 | €700,525 | = |
| Affiliated companies280/1 | - | - | - | - | €700,000 | - |
| Participating interests280 | - | - | - | - | €700,000 | - |
| Other financial fixed assets284/8 | - | - | - | - | €525 | - |
| Shares284 | - | - | - | - | €525 | - |
| Current assets29/58 | €836,965 | €1.0m | €1.4m | €1.4m | €1.4m | ▼ 1.8% |
| Amounts receivable after more than one year29 | €295,000 | - | - | - | - | - |
| Other amounts receivable291 | €295,000 | - | - | - | - | - |
| Stocks and contracts in progress3 | - | - | - | - | €0 | - |
| Amounts receivable within one year40/41 | €356,232 | €902,513 | €989,757 | €1.1m | €968,543 | ▼ 7.8% |
| Trade receivables40 | €283,546 | €607,513 | €856,027 | €844,759 | €706,882 | ▼ 16.3% |
| Other amounts receivable41 | €72,686 | €295,000 | €133,730 | €205,992 | €261,661 | ▲ 27.0% |
| Cash at bank and in hand54/58 | €144,876 | €46,720 | €209,983 | €226,554 | €359,584 | ▲ 58.7% |
| Deferred charges and accrued income490/1 | €40,858 | €60,311 | €182,302 | €135,762 | €59,116 | ▼ 56.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €3.2m | €3.9m | €3.9m | €3.8m | ▼ 1.8% |
| Equity10/15 | -€647,180 | -€885,315 | -€909,260 | -€505,249 | -€321,408 | ▲ 36.4% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€667,180 | -€905,315 | -€929,260 | -€525,249 | -€341,408 | ▲ 35.0% |
| Amounts payable17/49 | €3.3m | €4.1m | €4.8m | €4.4m | €4.2m | ▼ 5.8% |
| Amounts payable after more than one year17 | €1.9m | €1.8m | €1.6m | €1.6m | €1.4m | ▼ 11.1% |
| Financial debts170/4 | €1.9m | €1.8m | €1.6m | €1.6m | €1.4m | ▼ 11.2% |
| Subordinated loans170 | - | - | - | - | €950,000 | - |
| Credit institutions173 | - | - | - | - | €459,959 | - |
| Other amounts payable178/9 | €5,000 | €7,315 | €13,960 | €14,915 | €14,865 | ▼ 0.3% |
| Amounts payable within one year42/48 | €1.3m | €2.1m | €2.9m | €2.6m | €2.4m | ▼ 4.6% |
| Current portion of amounts payable after more than one year42 | €129,408 | €131,552 | €133,733 | €174,571 | €178,523 | ▲ 2.3% |
| Financial debts43 | €88,632 | €337,994 | €374,109 | €164,093 | €70,000 | ▼ 57.3% |
| Credit institutions430/8 | €88,632 | €337,994 | €374,109 | €164,093 | €70,000 | ▼ 57.3% |
| Trade debts44 | €164,322 | €319,594 | €275,390 | €506,193 | €465,514 | ▼ 8.0% |
| Suppliers440/4 | €164,322 | €319,594 | €275,390 | €506,193 | €465,514 | ▼ 8.0% |
| Taxes, remuneration and social security45 | €290,255 | €388,316 | €939,923 | €893,940 | €952,322 | ▲ 6.5% |
| Taxes450/3 | €41,034 | €62,916 | €131,805 | €136,185 | €140,719 | ▲ 3.3% |
| Remuneration and social security454/9 | €249,221 | €325,400 | €808,118 | €757,755 | €811,603 | ▲ 7.1% |
| Other amounts payable47/48 | €627,819 | €972,541 | €1.2m | €812,266 | €767,840 | ▼ 5.5% |
| Accrued charges and deferred income492/3 | €118,021 | €176,977 | €257,770 | €255,999 | €296,866 | ▲ 16.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€667,180 | -€238,135 | -€23,945 | €404,011 | €183,841 | ▼ 54.5% |
| + Depreciation and write-downs630 | €182,585 | €196,348 | €293,371 | €347,997 | €363,740 | ▲ 4.5% |
| Operating cash flow (approximation) | -€484,595 | -€41,787 | €269,426 | €752,007 | €547,581 | ▼ 27.2% |
| Investment in fixed assets (approximation) | - | -€564,914 | -€603,454 | -€329,001 | -€318,833 | ▲ 3.1% |
| Change in cash | - | -€98,156 | €163,263 | €16,571 | €133,030 | ▲ 703% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €404,011
Net result €404,011 after 3 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 3 establishment units since 2020
Ground area
1.3 ha
Building footprint
3,047 m²
Volume, LiDAR
21,544 m³
3 parcels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
CuraCare
since 20202.306.509.154
WZC Ter Linden
since 20202.309.103.311
WZC Home Stuyvenberg
since 20232.353.286.316
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41067A1188/00G000 | Flanders | 5,926 m² | 1 · 1,508 m² | 14.3 m · 2 fl. |
| 41028A0045/00G000 | Flanders | 5,055 m² | 1 · 806 m² | 14.4 m · 3 fl. |
| 12028B0223/00K000 | Flanders | 2,064 m² | 1 · 733 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- CuraBel
- CuraCare
Highest known parent: CuraBel. The sources do not say who stands above it.
Owners 1
- CuraBelparent100%
Holdings 1
- SENIORIE TER MINNEsubsidiaryEquity €2.3mResult €238,808100%
According to the 2025 annual accounts of CuraCare and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 4,397,615 EUR awarded · 4,397,615 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,193,757 EUR | 4,193,757 EUR |
| 2024 | 1 | 36,571 EUR | 64,795 EUR |
| 2023 | 3 | 102,316 EUR | 74,092 EUR |
| 2022 | 3 | 64,971 EUR | 64,971 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
2 sites · 1 with a smileyHerzele2.353.286.316
Herzele2.309.103.311
Care and welfare
6 services · 4 liveHome Stuyvenberg
Home Stuyvenberg
Ter Linden
Ter Linden
Show 2 more services
Marnixhof
Marnixhof
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Of 601 companies in sector 87301 we hold annual accounts for 494. 392 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
87301Residential care activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0749566807
Also
9925:BE0749566807
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.