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AD&C°

Active
Private limited companyfounded 1980active for 46 yearsKwadepoelstraat(Z) 19E, 8550 Zwevegem, BelgiumKBO/BCE: BE 0420.577.746
Summary

AD&C° has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,644 and a net result of €24,096. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 32% of 15,709 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
AD&C°ActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
5th oldest company in Zwevegem, Professional and technical services sector1 site
Size
€414,556total assets 2025
Staff
3.5 FTE
Equity
€151,644
Profit
€24,096
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
2025 accounts filed 9 days late1 of 4 deeds summarised
Why 92raises riskLiquidity: current ratio 1.01, cash €13,060lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €414,556Figures for financial year 2025 (filed 09-02-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 69, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 62+4
equity 36.6% of total assets
Liquidity 38-4
short-term debt 35.8% · cash 3.2%
Profitability 76+2
return on assets 5.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025highest value 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.01, compared with 0.9 in 2024, below the usual 1.5; short-term debt: 35.8% and cash: 3.2% of total assets), and 63.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 35% on solvency, 14% on liquidity, 28% on profitability and 64% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €414,556
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.01, cash €13,060
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 09-02-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €151,644
raises risk · 2025 accounts filed 9 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
9 days late
2024
4 days late
2023
5 days early
2022
42 days early
2021
20 days early
2020
24 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €151,644 ▲18.9%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 5th oldest company in Zwevegem, Professional and technical services sectorin the Checked rankings No. 5 View
  • Positive: 7 profitable years in a rowprofit 2025: €24,096 7 years View
  • Active since 1980founded 09-07-1980 46 years View

By topic

Financials

Financial year
2025
Total assets
€414,556
Profit
€24,096
Solvency
36.6%
Total assets▲ 6.9%
Net result
20192025
Go to Financials

Timeline

Events
46
Since
1982
Next accounts
by 31-01-2027
  1. 10-07-2024Resignation: Commenda Invest & Estate (manager)
  2. 26-01-2024Annual accounts filed
  3. 30-06-2023Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
09-07-1980
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about AD&C°

What is the company number of AD&C°?
0420.577.746. In Belgium the VAT number is the company number with BE in front: BE 0420.577.746.
Where is AD&C° based?
The registered office is at Kwadepoelstraat(Z) 19E, 8550 Zwevegem.Company details
What does AD&C° do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of AD&C°?
Private limited company (BV).
When was AD&C° founded?
On 09-07-1980.
Is AD&C° still active?
Yes, AD&C° is an active enterprise in the KBO register.
How many employees does AD&C° have?
On average 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AD&C°?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is AD&C° profitable?
In financial year 2025, AD&C° made a profit of €24,096.
Where can I find the annual accounts of AD&C°?
AD&C° filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AD&C° due?
By 31-01-2027, for financial year 2026.Timeline

Companies related to AD&C°

Subsidiaries and holdings

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