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FINUM ACCOUNTANTS

Active
Private limited companyfounded 1968active for 58 yearsQuellinstraat 37, 2018 Antwerp, BelgiumKBO/BCE: BE 0404.878.790
Summary

FINUM ACCOUNTANTS has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,600 and a net result of €19,019. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 25% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Registered office
12 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Certified accountants and tax accountants NACE 69201
Establishment units
2.003.096.619 2018 Antwerp, since 01-10-1944
2.388.665.976 2970 Schilde, since 01-03-2026
Financial year end
31 December
Peppol
Reachable since 06-06-2025

Board and ownership

Board
  • AdvizumDirector · permanent representative Erik Hertling
  • FACCTDirector · permanent representative Mark Frijters
  • FINUM HOLDINGDirector · permanent representative Brian Vintioen
Shareholders

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€566,327
▼ 14.3%
Turnover
≈ €990,000
estimated
Profit
€19,019
▼ 78.5%
Equity
€151,600
▼ 74.1%
Total assets
€968,487
▼ 7.0%
Employees on 31-12-2025
6
▼ 14.3%
Score breakdownraises riskLiquidity: current ratio 0.71, cash €32,311Founded in 1968Equity €151,600 (15.7% of total assets)lowers riskSector: Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 12% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Weak
Solvency 41-40
equity 15.7% of total assets
Liquidity 10-26
short-term debt 80.4% · cash 3.3%
Profitability 71-8
return on assets 2.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,094 companies, NACE 69, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.71 (1.38 in 2024), below 1. Short-term debt is 80.4% and cash 3.3% of total assets. 84.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 19% of them on solvency, 2% on liquidity, 21% on profitability and 7% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Liquidity: current ratio 0.71, cash €32,311
NBB · annual accounts
raises risk · Founded in 1968
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €151,600 (15.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
13 days late
2023
20 days late
2022
63 days late
2021
18 days late
2020
11 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €88,549 to €19,019 ▼ 78.5% View
  • Board changedlatest change 24-07-2026 · 3 in office 3 joined · 2 left View
  • Positive: 8 profitable years in a rowprofit 2025: €19,019 8 years View

Recent changes

  1. · Gazette deed 3 directors appointed, 2 directors resigningAppointments: FACCT, FINUM HOLDING and Advizum · Permanent representatives: Mark Frijters, Brian Vintioen and Erik Hertling · Resignations: Brian Vintioen (director) and Erik Hertling (director)
All 15 events

Comparable companies

These companies have the same main activity as FINUM ACCOUNTANTS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €776,000 and €1.1m, founded between 1971 and 1983.

CompanyTotal assetsGross margin
FINUM ACCOUNTANTS Antwerp€1.0m€0.6m
Accountantsburo Lauwers Gent Ghent€0.9m€0.6m
ACKMO ACCOUNTANTS & TAX ADVISERS Antwerp€0.8m€0.6m
DELTA-RAAD Heist-op-den-Berg€0.8m€0.6m
VAN HERCK & Co ACCOUNTANTS Wommelgem€1.0m€0.7m
Verheyden en C° Dendermonde€1.1m€0.6m
HJD ACCOUNTANTS & BELASTINGCONSULENTEN Jabbeke€0.8m€0.6m
Full comparison

Key facts about FINUM ACCOUNTANTS

What is the company number of FINUM ACCOUNTANTS?
The company number of FINUM ACCOUNTANTS is 0404.878.790. The VAT number is the same number with BE in front: BE 0404.878.790.
Where is FINUM ACCOUNTANTS based?
The registered office is at Quellinstraat 37, 2018 Antwerp.Company details
What does FINUM ACCOUNTANTS do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FINUM ACCOUNTANTS?
FINUM ACCOUNTANTS is a private limited company (BV).
When was FINUM ACCOUNTANTS founded?
FINUM ACCOUNTANTS was founded on 01-01-1968.
Is FINUM ACCOUNTANTS still active?
Yes, FINUM ACCOUNTANTS is an active enterprise in the KBO register.
How many employees does FINUM ACCOUNTANTS have?
FINUM ACCOUNTANTS had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FINUM ACCOUNTANTS?
The turnover in financial year 2025 is ≈ €990,000. This figure is estimated from the gross margin of €566,327 and 34 comparable companies (NACE 69201). It probably lies between €850,000 and €1.2m. In financial year 2018 turnover was €503,548.
Is FINUM ACCOUNTANTS profitable?
In financial year 2025, FINUM ACCOUNTANTS made a profit of €19,019.
Where can I find the annual accounts of FINUM ACCOUNTANTS?
FINUM ACCOUNTANTS filed 51 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINUM ACCOUNTANTS due?
FINUM ACCOUNTANTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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