Summary
Active Capital is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €279k and a net result of €18k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 3319 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
21 d late
2022
30 d late
2021
39 d early
2020
20 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€279k▲ 7.0%
2023 · €261k
2018: €206klowest in 7 years
2019: €248k▲ +20.4% vs 2018
2020: €245k▼ -1.4% vs 2019
2021: €249k▲ +1.7% vs 2020
2022: €264k▲ +6.1% vs 2021
2023: €261k▼ -1.2% vs 2022
2024: €279k▲ +7.0% vs 2023highest in 7 years
2018 → 2024
Net result
€18k
2023 · €-3k
2018: €45k
2019: €77k▲ +71.6% vs 2018highest in 7 years
2020: €-3k▼ -104% vs 2019lowest in 7 years
2021: €4k▲ +223% vs 2020
2022: €15k▲ +266% vs 2021
2023: €-3k▼ -121% vs 2022
2024: €18k▲ +674% vs 2023
2018 → 2024
Total assets
€324k▲ 0.7%
2023 · €322k
2018: €290k
2019: €348k▲ +20.2% vs 2018highest in 7 years
2020: €274k▼ -21.2% vs 2019lowest in 7 years
2021: €284k▲ +3.5% vs 2020
2022: €303k▲ +6.8% vs 2021
2023: €322k▲ +6.3% vs 2022
2024: €324k▲ +0.7% vs 2023
2018 → 2024
Solvency
86.2%▲ 5.1pp
2023 · 81.1%
2018: 71.2%lowest in 7 years
2019: 71.3%▲ +0.2% vs 2018
2020: 89.3%▲ +25.2% vs 2019highest in 7 years
2021: 87.7%▼ -1.7% vs 2020
2022: 87.2%▼ -0.6% vs 2021
2023: 81.1%▼ -7.0% vs 2022
2024: 86.2%▲ +6.3% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€245k-€249k▲ 1.7%€264k▲ 6.1%€261k▼ 1.2%€279k▲ 7.0%
2020: €245klowest in 5 years
2021: €249k▲ +1.7% vs 2020
2022: €264k▲ +6.1% vs 2021
2023: €261k▼ -1.2% vs 2022
2024: €279k▲ +7.0% vs 2023highest in 5 years
Operating result€-51-€8k€21k▲ 155%€-877€23k
2020: €-51
2021: €8k▲ +16251% vs 2020
2022: €21k▲ +155% vs 2021
2023: €-877▼ -104% vs 2022lowest in 5 years
2024: €23k▲ +2773% vs 2023highest in 5 years
Net result€-3k-€4k€15k▲ 266%€-3k€18k
2020: €-3klowest in 5 years
2021: €4k▲ +223% vs 2020
2022: €15k▲ +266% vs 2021
2023: €-3k▼ -121% vs 2022
2024: €18k▲ +674% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €23k after a loss of €877 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €324k
Fixed assets
€1k ▼ 75.9%
Current assets
€323k ▲ 1.7%
Equity and liabilities €324k
Equity
€279k ▲ 7.0%
Debt
€45k ▼ 26.4%
Debt's share of the balance-sheet total falls from 18.9% to 13.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.5%▲
2023 · -1.2%
ROA
5.6%▲
2023 · -1.0%
Debt ≤ 1 year
€45k▼
2023 · €61k
Income taxes
€7k▲
2023 · €4k
Staff costs
€66k▲
2023 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€322k€324k▲
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€885▼
Furniture and vehicles24€4k€885▼
Financial fixed assets28€120€120=
Current assets29/58€318k€323k▲
Amounts receivable within one year40/41€175k€190k▲
Trade receivables40€83k€99k▲
Other amounts receivable41€92k€92k▼
Current investments50/53€82k€82k=
Cash at bank and in hand54/58€58k€49k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€322k€324k▲
Equity10/15€261k€279k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€253k€271k▲
Amounts payable17/49€61k€45k▼
Amounts payable within one year42/48€61k€45k▼
Trade debts44€37k€14k▼
Suppliers440/4€37k€14k▼
Taxes, remuneration and social security45€17k€20k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€7k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€66k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€464€209▼
Gross operating margin9900€72k€99k▲
Operating profit (loss)9901€-877€23k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€487€618▲
Recurring financial charges65€487€618▲
Profit (loss) for the period before taxes9903€991€25k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€-3k€18k▲
Profit (loss) for the period to be appropriated9905€-3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€253k€271k▲
Profit (loss) brought forward from the previous period14P€256k€253k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €57k | €59k | €66k | €66k | ▲ 0.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2k | €3k | €3k | = |
| Other operating charges640/8 | - | €3k | €4k | €4k | €6k | ▲ 62.9% |
| Non-recurring operating charges66A | - | €230 | €546 | €464 | €209 | ▼ 54.9% |
| Gross operating margin9900 | €64k | €68k | €87k | €72k | €99k | ▲ 36.5% |
| Operating profit (loss)9901 | €-51 | €8k | €21k | €-877 | €23k | ▲ 2,773% |
| Financial income75/76B | - | €422 | €2k | €2k | €3k | ▲ 9.8% |
| Recurring financial income75 | €559 | €422 | €2k | €2k | €3k | ▲ 9.8% |
| Financial charges65/66B | - | €676 | €465 | €487 | €618 | ▲ 27.0% |
| Recurring financial charges65 | €756 | €676 | €465 | €487 | €618 | ▲ 27.0% |
| Profit (loss) for the period before taxes9903 | €-248 | €8k | €23k | €991 | €25k | ▲ 2,463% |
| Income taxes67/77 | €3k | €4k | €7k | €4k | €7k | ▲ 72.5% |
| Profit (loss) for the period9904 | €-3k | €4k | €15k | €-3k | €18k | ▲ 674% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €4k | €15k | €-3k | €18k | ▲ 674% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €274k | €284k | €303k | €322k | €324k | ▲ 0.7% |
| Fixed assets21/28 | €120 | €120 | €7k | €4k | €1k | ▼ 75.9% |
| Tangible fixed assets22/27 | - | - | €7k | €4k | €885 | ▼ 78.1% |
| Furniture and vehicles24 | - | - | €7k | €4k | €885 | ▼ 78.1% |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €274k | €284k | €296k | €318k | €323k | ▲ 1.7% |
| Amounts receivable after more than one year29 | - | €70k | €20k | - | - | - |
| Other amounts receivable291 | - | €70k | €20k | - | - | - |
| Amounts receivable within one year40/41 | €35k | €4k | €100k | €175k | €190k | ▲ 9.0% |
| Trade receivables40 | - | €4k | €30k | €83k | €99k | ▲ 19.7% |
| Other amounts receivable41 | - | - | €70k | €92k | €92k | ▼ 0.5% |
| Current investments50/53 | €82k | €82k | €82k | €82k | €82k | = |
| Cash at bank and in hand54/58 | €153k | €123k | €91k | €58k | €49k | ▼ 14.6% |
| Deferred charges and accrued income490/1 | - | €4k | €3k | €3k | €1k | ▼ 61.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €274k | €284k | €303k | €322k | €324k | ▲ 0.7% |
| Equity10/15 | €245k | €249k | €264k | €261k | €279k | ▲ 7.0% |
| Contributions10/11 | - | €6k | €6k | €8k | €8k | = |
| Reserves13 | €2k | €2k | €2k | - | - | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Profit (loss) carried forward14 | €237k | €241k | €256k | €253k | €271k | ▲ 7.2% |
| Amounts payable17/49 | €29k | €35k | €39k | €61k | €45k | ▼ 26.4% |
| Amounts payable within one year42/48 | €29k | €35k | €39k | €61k | €45k | ▼ 26.4% |
| Trade debts44 | €4k | €6k | €15k | €37k | €14k | ▼ 62.8% |
| Suppliers440/4 | - | €6k | €15k | €37k | €14k | ▼ 62.8% |
| Taxes, remuneration and social security45 | - | €21k | €18k | €17k | €20k | ▲ 21.4% |
| Taxes450/3 | - | €14k | €11k | €9k | €13k | ▲ 39.0% |
| Remuneration and social security454/9 | - | €7k | €7k | €8k | €8k | ▲ 0.6% |
| Other amounts payable47/48 | - | €8k | €6k | €7k | €11k | ▲ 47.7% |
| Accrued charges and deferred income492/3 | - | €50 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €4k | €15k | €-3k | €18k | ▲ 674% |
| + Depreciation and write-downs630 | - | - | €2k | €3k | €3k | = |
| Operating cash flow (approximation) | €-3k | €4k | €17k | €-9 | €21k | ▲ 251,346% |
| Investment in fixed assets (approximation) | - | €0 | €-9k | €0 | €0 | - |
| Change in cash | - | €-30k | €-32k | €-33k | €-8k | ▲ 74.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.35
Current ratio from 3.48 to 9.35; short-term debt falls from €100k to €29k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €77k ▲71.6%
Operating result €76k, net result €77k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2008
Ground area
2,896 m²
Building footprint
240 m²
Volume, LiDAR
1,591 m³
Parcel 11040D0151/00N016, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Active Capital
since 20082.168.339.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0151/00N016 | Flanders | 2,895 m² | 1 · 240 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676003MA717U8FKAU60
Similar companies · same sector, comparable size
DEVRIESE & DEMEULEMEESTER VERZEKERINGSMAKELAARS
BE 0860.331.503
Kuurne · Eq €279,583
ZAKENKANTOOR BULLEN
BE 0872.720.876
Oudsbergen · Eq €279,688
GROUPE LBLH - JAMAL LALAOUÎ
BE 0478.830.404
Gesves · Eq €278,987
My Altior
BE 0765.877.554
Walhain · Eq €279,902
RIUS
BE 0872.263.986
Zwalm · Eq €278,634
Of 4,677 companies in sector 66220 we hold annual accounts for 3,221. 2,759 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
66220Insurance agents and brokers
Scores and ratios are computed by Checked and are not a credit decision.