ACTIM Services

Active

Public limited companyfounded 198441 yrs activeRue de la Légende 34, 4141 Sprimont, BelgiumKBO/BCE: BE 0426.360.332

Summary

ACTIM Services has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-140k) and a net result of €85k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 7% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency0=

Growth58=

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 4.9 against 4.93 in 2024; short-term debt: 20.2% and cash: 0.2% of total assets), but equity is negative.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-42.8%

Return on assets

26.1%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 8001 sector peers (2025).

NBB · sector comparison

Position among 8001 sector peers

Solvency

better than 7%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

29 d late

2023

35 d early

2022

60 d late

2021

30 d late

2020

9 d late

2019

16 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€85k▲ 8.7%

2024 · €78k

2018: €-49k 2019: €-142k 2020: €12k 2021: €-1k 2022: €-61k 2023: €-15k 2024: €78k

2018 → 2025

Working capital

€258k▲ 8.2%

2024 · €238k

2018: €109k 2019: €98k 2020: €186k 2021: €220k 2022: €154k 2023: €155k 2024: €238k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-228k-€-289k▼ 26.9%€-304k▼ 5.1%€-225k▲ 25.8%€-140k▲ 37.8%

Operating result€-2k-€-62k▼ 3,006%€-14k▲ 77.4%€79k€84k▲ 6.9%

Net result€-1k-€-61k▼ 5,806%€-15k▲ 76.1%€78k€85k▲ 8.7%

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €327k

98.9%

Fixed assets €3k ▼ 18.0%

Current assets €324k ▲ 8.3%

Key figures and ratios

2025 value · change against 2024

EBITDA

€85k▲

2024 · €80k

Cash flow

€86k▲

2024 · €79k

Solvency

-42.8%▲

2024 · -74.4%

Current ratio

4.90▼

2024 · 4.93

Quick ratio

4.38=

2024 · 4.39

Debt to equity

-3.33▼

2024 · -2.34

ROA

26.1%▲

2024 · 25.9%

Interest coverage

-94.98▼

2024 · 146.07

Debt

€467k▼

2024 · €529k

Debt ≤ 1 year

€66k▲

2024 · €61k

Debt > 1 year

€401k▼

2024 · €468k

Staff costs

€50k▲

2024 · €43k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Balance sheet Code20242025

Assets

Total assets20/58€303k€327k▲

Fixed assets21/28€4k€3k▼

Tangible fixed assets22/27€3k€2k▼

Plant, machinery and equipment23€3k€2k▼

Financial fixed assets28€1k€1k=

Current assets29/58€299k€324k▲

Stocks and contracts in progress3€33k€34k▲

Stocks30/36€33k€34k▲

Amounts receivable within one year40/41€260k€289k▲

Trade receivables40€249k€272k▲

Other amounts receivable41€11k€17k▲

Cash at bank and in hand54/58€2k€543▼

Deferred charges and accrued income490/1€4k€357▼

Equity and liabilities

Total equity and liabilities10/49€303k€327k▲

Equity10/15€-225k€-140k▲

Contributions10/11€150k€150k=

Capital10€150k€150k=

Issued capital100€150k€150k=

Reserves13€203€203=

Non-distributable reserves130/1€203€203=

Legal reserve130€203€203=

Profit (loss) carried forward14€-376k€-290k▲

Amounts payable17/49€529k€467k▼

Amounts payable after more than one year17€468k€401k▼

Financial debts170/4€468k€401k▼

Amounts payable within one year42/48€61k€66k▲

Financial debts43€18k€10k▼

Credit institutions430/8€18k€10k▼

Trade debts44€36k€49k▲

Suppliers440/4€36k€49k▲

Taxes, remuneration and social security45€6k€7k▲

Taxes450/3€38-

Remuneration and social security454/9€6k€7k▲

Income statement Code20242025

Remuneration, social security and pensions62€43k€50k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€766€766=

Other operating charges640/8€4k€656▼

Gross operating margin9900€127k€135k▲

Operating profit (loss)9901€79k€84k▲

Financial income75/76B€107€11▼

Recurring financial income75€107€11▼

Financial charges65/66B€545€-896▼

Recurring financial charges65€545€-896▼

Profit (loss) for the period before taxes9903€78k€85k▲

Income taxes67/77€0-

Profit (loss) for the period9904€78k€85k▲

Profit (loss) for the period to be appropriated9905€78k€85k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-376k€-290k▲

Profit (loss) brought forward from the previous period14P€-454k€-376k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 27 days late

2025

31-12

Financial Highest result since 2018net €85k ▲8.7%

Operating result €84k, net result €85k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €78k

Net result €78k after 3 loss-making years.

26-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

29-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 60 days late

2022

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

2021

09-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 9 days late

2020

31-12

Financial Back to profitnet €12k

Net result €12k after 2 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 2.57

Current ratio from 1.29 to 2.57; short-term debt falls from €341k to €118k.

15-07

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

31-12

Financial Weakest financial yearnet €-142k

Net result drops to €-142k, the lowest in the series; recovery starts the following year.

Show earlier events

30-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 61 days late

2018

31-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 31 days late

2017

30-09

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 61 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sprimont · 2 establishment units since 1984

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Légende 344141 Sprimont

Ground area

1.2 ha

Building footprint

1,736 m²

Volume, LiDAR

10,401 m³

3 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

ACTIM SERVICES

Préfayhai 27, 4900 SpaNACE 51150

since 19842.025.614.673

Actim services

Rue Abot 13, 4890 Thimister-ClermontWholesale of fruit and vegetables, excluding potatoes

since 20152.243.651.669

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62067D0001/00V007	Wallonia	6,323 m²	1 · 1,578 m²	7.7 m · 2 fl.
63077C0480/00M000	Wallonia	2,706 m²	-	-
63072H0327/00H000	Wallonia	2,565 m²	1 · 158 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded17-10-1984

Fiscal year end31-12

Activities, NACEBEL 2025

46494Wholesale of non-electrical household articles

46831Wholesale of construction materials, general range

Sources

Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.