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ACTIEF BAKKERIJ

Active
Private limited companyfounded 2017active for 9 yearsKerkstraat 69, 9160 Lokeren, BelgiumKBO/BCE: BE 0673.644.016

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of ACTIEF BAKKERIJ is 2.4% (moderate). The 2025 annual accounts show equity of €134,873 and a net result of €10,035, of which €11,717 non-recurring income. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 95% of 1,008 sector peers (NACE 10, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 29-03-2017 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 1 other
Establishment unit
2.262.988.422 9160 Lokeren, since 01-04-2017
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • BAYCUMAN SADULLAHDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Turnover
€518,556
▼ 12.8%
Profit
€10,035
▼ 83.5%
Equity
€134,873
▼ 22.9%
Total assets
€153,495
▼ 32.7%
Staff
≈ 1.4 FTE
estimated
Filed on 28-08-2026, 28 days after the deadlineat the National Bank
Score breakdownraises riskSize: turnover €518,556, total assets €153,495Last filed accounts filed 28 days late; 2 of the last 3 accounts lateSector: Manufacture of food products (NACE 10)lowers riskEquity €134,873 (87.9% of total assets)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 51% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 87.9% of total assets
Liquidity 58-7
short-term debt 12.1% · cash 7.6%
Profitability 51-42
return on assets 6.5%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 11-2024: 4.6% 12-2024: 5.9%▲ +1.3 percentage points vs 11-2024 01-2025: 8.2%▲ +2.3 percentage points vs 12-2024 02-2025: 8.2%● unchanged vs 01-2025 03-2025: 8.5%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 4.9%▼ -3.6 percentage points vs 03-2025 05-2025: 4.4%▼ -0.5 percentage points vs 04-2025 06-2025: 4.2%▼ -0.2 percentage points vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.5%▲ +0.3 percentage points vs 07-2025 09-2025: 5.2%▲ +0.7 percentage points vs 08-2025 10-2025: 7.5%▲ +2.3 percentage points vs 09-2025 11-2025: 1.9%▼ -5.6 percentage points vs 10-2025lowest value 12-2025: 1.9%● unchanged vs 11-2025lowest value 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 1.9%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.4 percentage points vs 07-2026 09-2026: 2.4%▲ +0.1 percentage points vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.1 (3.69 in 2024), above the usual 1.5. Short-term debt is 12.1% and cash 7.6% of total assets. 12.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 93% of them on solvency, 62% on liquidity, 31% on profitability and 18% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: turnover €518,556, total assets €153,495
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 28 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Equity €134,873 (87.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
28 days late
2024
68 days late
2023
236 days late
2022
134 days late
2021
73 days late
2020
27 days early
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 91 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 October (4 of the last 5 accounts filed within 61 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €60,815 to €10,035 ▼ 83.5% View
  • Positive: Higher solvency than 94% of companies in food productssector median 33.6% · 1,008 companies 87.9% View
  • Positive: 8 profitable years in a rowprofit 2025: €10,035, mostly one-off 8 years View

Comparable companies

These companies have the same main activity as ACTIEF BAKKERIJ: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €122,000 and €166,000, founded between 2015 and 2018.

CompanyTotal assetsGross margin
ACTIEF BAKKERIJ Lokeren€153,495€79,235
KALE Gent€139,471€73,601
KOEK EN BROOD Genk€165,676€80,246
MOLGUN Mol€164,318€77,140
EQUILIBRIUM Voeren€143,335€95,059
AMMAR Gent€146,267€66,499
ZAZA FAIK Seraing€122,492€75,553
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about ACTIEF BAKKERIJ

What is the company number of ACTIEF BAKKERIJ?
The company number of ACTIEF BAKKERIJ is 0673.644.016. The VAT number is the same number with BE in front: BE 0673.644.016.
Where is ACTIEF BAKKERIJ based?
The registered office is at Kerkstraat 69, 9160 Lokeren.Company details
What does ACTIEF BAKKERIJ do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of ACTIEF BAKKERIJ?
The legal form of ACTIEF BAKKERIJ is Private limited company (BV).
When was ACTIEF BAKKERIJ founded?
ACTIEF BAKKERIJ was founded on 29-03-2017.
Is ACTIEF BAKKERIJ still active?
Yes, ACTIEF BAKKERIJ is an active enterprise in the KBO register.
How many employees does ACTIEF BAKKERIJ have?
ACTIEF BAKKERIJ had an average of 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of ACTIEF BAKKERIJ?
The turnover of ACTIEF BAKKERIJ was €518,556 in financial year 2025, according to the filed annual accounts.
Is ACTIEF BAKKERIJ profitable?
In financial year 2025, ACTIEF BAKKERIJ made a profit of €10,035.
Where can I find the annual accounts of ACTIEF BAKKERIJ?
ACTIEF BAKKERIJ filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ACTIEF BAKKERIJ due?
ACTIEF BAKKERIJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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