Act4win
ActiveAct4win has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €15k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 20.83 against 6.98 in 2024), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
4.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 30-03-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
2 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close12-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€291k
EBIT margin
51.9%
Net result
€15k▼ 83.9%
2024 · €96k
2022: €106k
2023: €117k
2024: €96k
2022 → 2025
Working capital
€319k▲ 7.6%
2024 · €296k
2022: €102k
2023: €213k
2024: €296k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€291k-
Equity€108k-€219k▲ 102%€300k▲ 36.9%€315k▲ 5.1%
Operating result€151k-€164k▲ 8.4%€124k▼ 24.0%€16k▼ 86.8%
Net result€106k-€117k▲ 10.2%€96k▼ 17.9%€15k▼ 83.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 87% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€2k▼ 47.2%
Current assets
€335k▼ 3.2%
Equity and liabilities €337k
Equity
€315k▲ 5.1%
Debt
€22k▼ 56.4%
The debt ratio falls from 14.4% to 6.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▼
2024 · €127k
Cash flow
€18k▼
2024 · €98k
Solvency
93.5%▲
2024 · 85.6%
Current ratio
20.83▲
2024 · 6.98
Quick ratio
20.83▲
2024 · 6.98
Debt / equity
0.07▼
2024 · 0.17
ROE
4.9%▼
2024 · 32.0%
ROA
4.6%▼
2024 · 27.4%
Interest coverage
89.25▼
2024 · 981.02
Debt
€22k▼
2024 · €51k
Debt ≤ 1 year
€16k▼
2024 · €50k
Income taxes
€6k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€337k▼
Fixed assets21/28€5k€2k▼
Intangible fixed assets21€2k€896▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€346k€335k▼
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€174€109▼
Current investments50/53€325k€270k▼
Cash at bank and in hand54/58€16k€53k▲
Deferred charges and accrued income490/1€748€4k▲
Equity and liabilities
Total equity and liabilities10/49€350k€337k▼
Equity10/15€300k€315k▲
Contributions10/11€3k€3k=
Reserves13€297k€297k=
Distributable reserves133€297k€297k=
Profit (loss) carried forward14€635€16k▲
Amounts payable17/49€51k€22k▼
Amounts payable within one year42/48€50k€16k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€32k€10k▼
Taxes450/3€32k€4k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€17k€1k▼
Accrued charges and deferred income492/3€1k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2-
Gross operating margin9900€127k€19k▼
Operating profit (loss)9901€124k€16k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€129€209▲
Recurring financial charges65€129€209▲
Profit (loss) for the period before taxes9903€129k€21k▼
Income taxes67/77€33k€6k▼
Profit (loss) for the period9904€96k€15k▼
Profit (loss) for the period to be appropriated9905€96k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€16k▼
Profit (loss) brought forward from the previous period14P€361€635▲
Transfer to equity691/2€81k-
To other reserves6921€81k-
Profit to be distributed694/7€15k-
Directors or managers695€15k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Weakest financial yearnet €15k ▼83.9%
Net result drops to €15k, the lowest in the series.
31-08
Financial
Liquidity triplescurrent ratio 20.83
Current ratio from 6.98 to 20.83; short-term debt falls from €50k to €16k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Highest result since 2022net €117k ▲10.2%
Operating result €164k, net result €117k, both a record.
31-08
Financial
Liquidity doublescurrent ratio 4.15
Current ratio from 1.96 to 4.15; short-term debt falls from €106k to €68k.
31-08
Financial
Equity above €200kEq €219k ▲102%
2 profitable years in a row build equity to €219k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Roubaix(TEM) 687520 TournaiGround area
374 m²
Building footprint
110 m²
Volume, LiDAR
1,039 m³
Parcel 57078D0014/00A005, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Act4win
since 20212.315.274.687
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57078D0014/00A005 | Wallonia | 374 m² | 1 · 110 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HIPPO INVEST
BE 0809.121.639
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CommWithUs
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Harent
BE 0789.816.461
Gent · Eq €315k
WINK
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Geraardsbergen · Eq €315k
MM MANAGEMENT
BE 0899.475.852
Grez-Doiceau · Eq €315k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 37,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2021
Fiscal year end31-08
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.