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ACT1420

Active
Private limited companyfounded 20206 yrs activeChaussée Reine Astrid 60, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0753.897.559
Summary

The computed 12-month bankruptcy probability of ACT1420 is 2.0% (moderate). The 2025 annual accounts show equity of €43,510 and a net result of €8,350. Equity is shrinking by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 4209 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability72▲+41
Solvency38▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.66 in 2024; short-term debt: 64.6% and cash: 4.9% of total assets), and 86.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4209 sector peers (2025).
NBB · sector comparison
Position among 4209 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-11-2025, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
9 d late
2024
25 d late
2022
23 d late
2021
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 September 2020, ACT1420 was incorporated as a Private limited company.1 Total assets went from EUR 591,084 in 2021 to EUR 325,101 in 2025 and headcount from 4.9 to 5.5 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8,350
2024 · -€27,685
Working capital
-€85,099▼ 9.4%
2024 · -€77,798
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220242025
Operating result-€4,111--€11,725▼ 185%-€15,631-€16,324
Net result-€16,800--€20,355▼ 21.2%-€27,685-€8,350
Equity€83,200-€62,845▼ 24.5%€35,160-€43,510▲ 23.7%
Total assets€591,084-€476,139▼ 19.4%€379,870-€325,101▼ 14.4%
Debt€507,884-€413,294▼ 18.6%€344,710-€281,591▼ 18.3%
Working capital€7,834--€34,566-€77,798--€85,099▼ 9.4%
Staff (FTE)4.9-5.3▲ 8.2%5.2-5.5▲ 5.8%
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€4,111-€4,111Net result 2021: -€16,800-€16,800Operating result 2022: -€11,725-€11,725Net result 2022: -€20,355-€20,355Operating result 2024: -€15,631-€15,631Net result 2024: -€27,685-€27,685Operating result 2025: €16,324€16,324Net result 2025: €8,350€8,3502021202220242025-€40,000-€20,000€0€20,000Operating result 2022: -€11,725-€11,700Net result 2022: -€20,355-€20,400Operating result 2024: -€15,631-€15,600Net result 2024: -€27,685-€27,700Operating result 2025: €16,324€16,300Net result 2025: €8,350€8,350202220242025
The operating result returns to profit in 2025: €16,324 after a loss of €15,631 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325,101
Fixed assets €200,098 ▼ 12.6%
Current assets €125,003 ▼ 17.2%
Equity and liabilities €325,101
Equity €43,510 ▲ 23.7%
Debt €281,591 ▼ 18.3%
Debt's share of the balance-sheet total falls from 90.7% to 86.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55,012▲
2024 · €30,564
Cash flow
€47,038▲
2024 · €18,509
Current ratio
0.59▼
2024 · 0.66
Quick ratio
0.30▼
2024 · 0.34
Debt to equity
6.47▼
2024 · 9.80
ROE
19.2%▲
2024 · -78.7%
ROA
2.6%▲
2024 · -7.3%
Interest coverage
6.82▲
2024 · 2.51
Debt ≤ 1 year
€210,103▼
2024 · €228,736
Debt > 1 year
€71,449▼
2024 · €115,819
Staff costs
€220,852▼
2024 · €268,559
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,270 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.1% went bankrupt
2.5% stopped otherwise
95% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€379,870€325,101▼
Fixed assets21/28€228,932€200,098▼
Intangible fixed assets21€58,954€49,407▼
Tangible fixed assets22/27€169,298€150,011▼
Plant, machinery and equipment23€2,730€1,104▼
Furniture and vehicles24€166,568€147,386▼
Other tangible fixed assets26-€1,521
Financial fixed assets28€680€680=
Current assets29/58€150,938€125,003▼
Stocks and contracts in progress3€73,483€61,122▼
Stocks30/36€73,483€61,122▼
Amounts receivable within one year40/41€42,835€41,451▼
Trade receivables40€5,389€2,470▼
Other amounts receivable41€37,446€38,980▲
Cash at bank and in hand54/58€32,553€15,829▼
Deferred charges and accrued income490/1€2,067€6,601▲
Equity and liabilities
Total equity and liabilities10/49€379,870€325,101▼
Equity10/15€35,160€43,510▲
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14-€64,840-€56,490▲
Amounts payable17/49€344,710€281,591▼
Amounts payable after more than one year17€115,819€71,449▼
Financial debts170/4€115,819€71,449▼
Amounts payable within one year42/48€228,736€210,103▼
Current portion of amounts payable after more than one year42€43,794€44,370▲
Trade debts44€121,494€115,917▼
Suppliers440/4€121,494€115,917▼
Taxes, remuneration and social security45€32,015€18,383▼
Taxes450/3€30-
Remuneration and social security454/9€31,986€18,383▼
Other amounts payable47/48€31,433€31,433=
Accrued charges and deferred income492/3€155€39▼
Income statement Code20242025
Remuneration, social security and pensions62€268,559€220,852▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46,194€38,687▼
Other operating charges640/8€509€677▲
Gross operating margin9900€299,632€276,541▼
Operating profit (loss)9901-€15,631€16,324▲
Financial income75/76B€107€94▼
Recurring financial income75€107€94▼
Financial charges65/66B€12,162€8,069▼
Recurring financial charges65€12,162€8,069▼
Profit (loss) for the period before taxes9903-€27,685€8,350▲
Profit (loss) for the period9904-€27,685€8,350▲
Profit (loss) for the period to be appropriated9905-€27,685€8,350▲
Appropriation of the result
Profit (loss) to be appropriated9906-€64,840-€56,490▲
Profit (loss) brought forward from the previous period14P-€37,155-€64,840▼
Social balance
Average headcount (FTE)90875.25.5▲

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220242025Change
Remuneration, social security and pensions62€204,118€171,045€268,559€220,852▼ 17.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,345€36,110€46,194€38,687▼ 16.3%
Other operating charges640/8€1,113-€509€677▲ 33.0%
Gross operating margin9900€246,465€195,430€299,632€276,541▼ 7.7%
Operating profit (loss)9901-€4,111-€11,725-€15,631€16,324▲ 204%
Financial income75/76B€459€117€107€94▼ 12.0%
Recurring financial income75€459€117€107€94▼ 12.0%
Financial charges65/66B€13,148€8,748€12,162€8,069▼ 33.7%
Recurring financial charges65€13,148€8,748€12,162€8,069▼ 33.7%
Profit (loss) for the period before taxes9903-€16,800-€20,355-€27,685€8,350▲ 130%
Profit (loss) for the period9904-€16,800-€20,355-€27,685€8,350▲ 130%
Profit (loss) for the period to be appropriated9905-€16,800-€20,355-€27,685€8,350▲ 130%
Line2021202220242025Change
Assets
Total assets20/58€591,084€476,139€379,870€325,101▼ 14.4%
Fixed assets21/28€302,960€276,875€228,932€200,098▼ 12.6%
Intangible fixed assets21€80,434€70,888€58,954€49,407▼ 16.2%
Tangible fixed assets22/27€222,526€200,308€169,298€150,011▼ 11.4%
Plant, machinery and equipment23--€2,730€1,104▼ 59.5%
Furniture and vehicles24€222,526€200,308€166,568€147,386▼ 11.5%
Other tangible fixed assets26---€1,521-
Financial fixed assets28-€5,680€680€680=
Current assets29/58€288,123€199,264€150,938€125,003▼ 17.2%
Stocks and contracts in progress3€69,861€77,386€73,483€61,122▼ 16.8%
Stocks30/36€69,861€77,386€73,483€61,122▼ 16.8%
Amounts receivable within one year40/41€129,647€80,992€42,835€41,451▼ 3.2%
Trade receivables40€14,412€16,139€5,389€2,470▼ 54.2%
Other amounts receivable41€115,235€64,853€37,446€38,980▲ 4.1%
Cash at bank and in hand54/58€87,871€40,078€32,553€15,829▼ 51.4%
Deferred charges and accrued income490/1€745€808€2,067€6,601▲ 219%
Equity and liabilities
Total equity and liabilities10/49€591,084€476,139€379,870€325,101▼ 14.4%
Equity10/15€83,200€62,845€35,160€43,510▲ 23.7%
Contributions10/11€100,000€100,000€100,000€100,000=
Profit (loss) carried forward14-€16,800-€37,155-€64,840-€56,490▲ 12.9%
Amounts payable17/49€507,884€413,294€344,710€281,591▼ 18.3%
Amounts payable after more than one year17€213,559€170,474€115,819€71,449▼ 38.3%
Financial debts170/4€213,559€170,474€115,819€71,449▼ 38.3%
Amounts payable within one year42/48€280,289€233,830€228,736€210,103▼ 8.1%
Current portion of amounts payable after more than one year42€42,526€43,086€43,794€44,370▲ 1.3%
Trade debts44€124,130€118,934€121,494€115,917▼ 4.6%
Suppliers440/4€124,130€118,934€121,494€115,917▼ 4.6%
Taxes, remuneration and social security45€13,822€20,810€32,015€18,383▼ 42.6%
Taxes450/3€9€3€30--
Remuneration and social security454/9€13,813€20,807€31,986€18,383▼ 42.5%
Other amounts payable47/48€99,811€51,000€31,433€31,433=
Accrued charges and deferred income492/3€14,035€8,991€155€39▼ 74.7%
Line2021202220242025Change
Profit (loss) for the period9904-€16,800-€20,355-€27,685€8,350▲ 130%
+ Depreciation and write-downs630€45,345€36,110€46,194€38,687▼ 16.3%
Operating cash flow (approximation)€28,545€15,754€18,509€47,038▲ 154%
Investment in fixed assets (approximation)--€10,024--€9,853-
Change in cash--€47,793--€16,723-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
09-11
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 9 days late
31-03
Financial Back to profitnet €8,350
Net result €8,350 after 3 loss-making years.
2024
25-11
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 25 days late
31-03
Financial Weakest financial yearnet -€27,685
Net result drops to -€27,685, the lowest in the series; recovery starts the following year.
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 23 days late
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,941 m²
Building footprint
330 m²
Volume, LiDAR
4,526 m³
Parcel 25742B0302/00A002, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ACT1420
Chaussée Reine Astrid 60, 1420 Braine-l'AlleudRetail trade
since 20202.306.895.471
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25742B0302/00A002 Wallonia 3,941 m² 1 · 330 m² 15.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. ACAM Management 51%
  2. ACT1420

Highest known parent: ACAM Management. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Braine-l'Alleud2.306.895.471
2 permissions
Toelating · Detailhandel met verwerking · since 18-09-2020
Toelating · Eetgelegenheid · since 18-09-2020

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 4,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2020
Fiscal year end31-03
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0753897559
Also 9925:BE0753897559
Registered 14-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.