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Generated 13-08-2026
Active BE 0804.666.072Private limited company

ACT Invest

Rue de la Croix Limont 40 ·5590 Ciney, Belgium· 3 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of ACT Invest is 0.5% (low). The 2024 annual accounts show equity of €318k and a net result of €308k. Its solvency ranks better than 36% of 12464 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €318k
Net result €308k
Better than sector 36%
Active 3 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health38Profitability100Solvency56Growth-Stability79
68 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 38
Profitability 100
Solvency 56
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
38 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 44.8% 60.6%
better than 36% of 12464 sector peers
Net result €308k €31k
better than 95% of 12466 sector peers
Equity €318k €63k
better than 92% of 12472 sector peers
Gross operating margin €33k €52k
better than 36% of 12452 sector peers
Total assets €709k €124k
better than 92% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€32k
Net profit€308k
Cash flow€309k
Staff costs-
Income taxes€2k
Dividends-
Total assets€709k
Equity€318k
Debt€392k
of which ≤ 1y€201k
of which > 1y€189k
Working capital€-191k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.05
Quick ratio0.05
Working capital ratio-27.0%
Solvency44.8%
Debt / equity1.23
Long-term debt ratio0.60
Interest coverage1.50
Gross margin-
Net margin-
ROA43.4%
ROE96.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€709k
Fixed assets 21/28€700k
Financial fixed assets 28€700k
Current assets 29/58€9k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€709k
Equity 10/15€318k
Contributions / capital 10/11€10k
Reserves 13€300k
Accumulated profits (losses) 14€8k
Amounts payable 17/49€392k
Amounts payable after one year 17€189k
Amounts payable within one year 42/48€201k
Trade debts payable within one year 44€617
Income statement
Gross operating margin 9900€33k
Operating result 9901€31k
Financial income 75€300k
Financial charges 65€22k
Result before taxes 9903€309k
Income taxes 67/77€2k
Net result for the period 9904€308k
Result to be appropriated 9905€308k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation08-08-2023
StatusActive
Postal code5590
Establishment units 1 location
ACT Invest
Rue de la Croix Limont 40, 5590 CineyVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20232.348.007.932
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91030B0404/00A000 Wallonia 1,138 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-10-2025
State Gazette act Statutes amendment
v3.2
21-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
10-08-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 10 months ago
2025
13-10-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2025-10-08",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0804.666.072",
    "name_full": "ACT INVEST",
    "legal_form": "SRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
10-08-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue de la Croix Limont 40, 5590 Ciney",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "2002-09-25",
        "name": "Monsieur GALER Th\u00E9o G\u00E9rald Philippe Ghislain",
        "niss": null,
        "address": "5590 Serinchamps (Ciney), rue du Vachau 54"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "Monsieur GALER Th\u00E9o G\u00E9rald Philippe Ghislain",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0804.666.072",
    "name_full": "ACT Invest",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-08-08",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van terreinen68204Verhuur en exploitatie van terreinen68204
Primary activity highlighted.
Names & trade names
Legal nameFR ACT Invest
Registered office
Rue de la Croix Limont 40
5590 Ciney, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative