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ACREAM

Active
Private limited companyfounded 2014active for 12 yearsOude Burggrave 2, 9940 Evergem, BelgiumKBO/BCE: BE 0560.839.350
Summary

ACREAM has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257,966 and a net result of €2,782. Equity grew by about 8.2% per year on average since 2018. In 2025 it fell by 6.3%. Its solvency ranks better than 53% of 8,586 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-08-2014 Normal situation
Activity
Advertising agencies NACE 73110and 1 other
Establishment unit
2.234.191.496 9940 Evergem, since 28-08-2014
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Shareholders
  • ISLAM Mohammed Tazulact of 05-10-2023

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€157,952
▼ 6.3%
Turnover
≈ €290,000
estimated
Profit
€2,782
▼ 87.3%
Equity
€257,966
▼ 6.3%
Total assets
€458,198
▼ 6.5%
Employees on 31-12-2025
1
=
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 3.51, cash €137,765Equity €257,966 (56.3% of total assets)Founded in 2014Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 81=
equity 56.3% of total assets
Liquidity 85+11
short-term debt 13.9% · cash 30.1%
Profitability 70-4
return on assets 0.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,229 companies, NACE 73, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.6 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.51 (3.56 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 30.1% of total assets. 43.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 55% of them on solvency, 77% on liquidity, 39% on profitability and 34% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.51, cash €137,765
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €257,966 (56.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
29 days late
2023
63 days late
2022
20 days early
2021
27 days early
2020
29 days early
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 83% of companies in advertising and market researchsector median €58,929 · 8,593 companies €257,966 View
  • Positive: 8 profitable years in a rowprofit 2025: €2,782 8 years View

Recent changes

  1. · Gazette deed Appointment: ISLAM Mohammed Tazul (director)ISLAM Mohammed Tazul holds all the shares
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ACREAM: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €396,000 and €458,000, founded between 2012 and 2016.

CompanyTotal assetsGross margin
ACREAM Evergem€458,198€157,952
DDM DIGITAL PRINTING Stekene€395,943€154,790
BERT GROENENDAAL CONSULTANCY Aalter€442,503€151,654
ELL INVEST Geraardsbergen€457,742€147,384
DickyTall Antwerpen€434,235€144,904
W&W COMPANY Vleteren€431,423€168,321
ONLINE MARKETING MONKEY De Haan€400,440€151,303
Full comparison

Key facts about ACREAM

What is the company number of ACREAM?
The company number of ACREAM is 0560.839.350. The VAT number is the same number with BE in front: BE 0560.839.350.
Where is ACREAM based?
The registered office is at Oude Burggrave 2, 9940 Evergem.Company details
What does ACREAM do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of ACREAM?
The legal form of ACREAM is Private limited company (BV).
When was ACREAM founded?
ACREAM was founded on 28-08-2014.
Is ACREAM still active?
Yes, ACREAM is an active enterprise in the KBO register.
How many employees does ACREAM have?
ACREAM had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACREAM?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €157,952 and 38 comparable companies (NACE 73). It probably lies between €220,000 and €580,000.
Is ACREAM profitable?
In financial year 2025, ACREAM made a profit of €2,782.
Where can I find the annual accounts of ACREAM?
ACREAM filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACREAM due?
ACREAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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